my regret-

listen to parent and bought the first property outskirt during my 20+ . lose out opportunity cost in DCA into S&P 500 or other similar investment.


the property i ended up did not use for own stay and rent it out. the return is kind of mediocore. can cover interest portion of the loan at most not fully loan.

fast forward today. plan to sell the property but have to realise 150k loss if want sell fast coz property price bought at the peak.

ya i consider myself a discipline person at least for financial side of matter. just that making too many rush decision at the young age. and listen too much to parent without process all the decision they wanted me to make.

they make a lot of financial mistakes for me. most of it can be cancel with some loss. but the house is a big one unfortunately.

Traditional businessmen. Previously family poor so not all my father family member able to pursue higher education. only the best one goes.

Father is a businessman but i don't think very well financial literate person.