Drinking for almost 10 years, can count the money can buy 1 500k condo.

Regret, if i can turn back the clock....i will stay away from alcohol

Edited.

This post has been edited by Mattrock: Jun 30 2025, 09:55 AM

True, but so is the YOLO mentality… so a balanced approach is best

My regret? Cars. I’m a sucker for them. And the worst thing is that I can afford them so I don’t feel the pain.

Over the past 20-25 years, I’ve bought multiple cars at the same time… my personal record is owning 4 BMWs - an F30, F13 M6, F15 x drive and F02 at the same time. All bought brand new, and bought in Singapore, so go figure how much money I wasted.

Now, I only have 2 cars in Singapore and 2 in Sydney… slightly less insane, but only marginally so.

Even if you can turn back time, you still won’t be rich rich.

You chose gold as an investment. The hell

Damn why would so sold? That’s the best time to get in. I remembered I DCA until my bank account left RM1000 inside

That’s the big financial mistake there without you even realising that. Been on exact same situation and it was never ending story until I put an end to it. Unless it’s really a life and death situation which they got themselves into debt.

Started my career at 2008 and up till 2018, 90% of my actions related to money were only regrets.

Long list: Getting 50k worth of car with 20k annual income, uncontrolled CC expenses, PLs, paying parents stupid debt, buying high rise for own stay in mid 20’s with out research location and developer, buying investment properties again without research, never learn about proper investing, selling bitcoins at dirt cheap price, buying unnecessary gadgets, and the list might go on.

However, during these 10 years period, I really focused on my career and able to get couple of very good hikes due to job hopping. When got my first kid at 2018, I got knock on the head.

Told myself, there no way I can undo what have been passed, but there is always a way to overcome the situation. Cut back to 2024, completely debt free except primary home and a car (which valued less than half of my current P.A), very decent investment portfolio, a good understanding on financial management and above all, have gratitude on the life lessons.

The reason I want to share this, there will be always those 2am thoughts about, “what if”, “would have”, “could have been”, etc.. These thoughts do more harm to mental health than the actual financial mistakes.

So let go the past and focus on future.. until Time Machine invented

Thinking meme stocks are stocks which I can hold for long term.

Didnt come SG earlier to earn and save more
Didn't able to sell gloves stock when everyone is buying
Didn't buy AI Data center stock

You can buy expensive car and house and hobby mean you quite well. Easier for you to recover back

Back then was pretty greenhorn so I made quite a number of foolish decisions. Paper hands.

Learned alot once I became more financially mature; now price dips don't phase me at all as I'll DCA with my funds.

What happened to your RM1,000 now? Hope that made you a good fortune at that time

This post has been edited by UserU: Jul 22 2024, 10:34 PM

Wasting all my money onto whores and girls.

….talk abt flex… i just rent eq hotel / to fuck 1 shot overnight girl

Waste 5k…

I burn like 10k in 3 days….

Fuck my void

This post has been edited by badmilk: Jul 22 2024, 10:37 PM

Life mistake:

1) Took hobby Diploma and Degree. End up working in a job that I hate every single day.

Been working in this field for so long. Want to change field, but I have no idea what I want to do.

Financial mistake

1) Took a Personal loan due to financial and career mistake that I've done previously. I have no choice during that time.

2) Didn't save a lot. Now I'm in the process of building up the savings.

3) Bought a new car and now I feel suffer paying for it. If I know that I would end up in current situation, I should stick using the old car. The reason I purchased a new car is I work quite far from home. So I need a reliable car at least. My old car keep facing problem in the situation where I need to use it urgently.

But what to do, I have suffer for few years of paying the new loan, but at least, I don't have to worry about the car issue for a while.

This post has been edited by xpole: Jul 22 2024, 10:52 PM

I DCA-ed my whole net worth from 2016-2022 to BTC only

Really good times. I regret didn’t get a side hustle and dump even more money inside.

Didn't dca to us stick voo as soon as I graduate. Every single cent of myr should be in usd or us equity

Smart choice. I mean most of us during our younger days either wouldn't give a toss or lack the hindsight of crypto. And now you mentioned it, I just remembered I sold my laptop after mining some BTC on it in 2010

Side hustles can either be a hit-or-miss. One of my coworkers ventured into an F&B business and started hemorrhaging cash not long after.

12k... and you're friend turned from "her" to "him"
Pretty obvious what happened there.

Keywords : thailand , surgery

U earn more than sister wat

House Loan.
Specifically the tenure, should've batten down the hatches and stuck through 10year period instead of the maximum 35years.

Our local proverb rings true (at least to me), "bersusah-susah dahulu, bersenang-senang kemudian" - short term pain for long term gain(debt-free).