I lend RM100k to a really close buddy like 10+ years ago. Really close buddy, even more close than my real brother. After lending him he says will pay me back by installment every month.

Sometime skip 2-3 months no pay etc. In the end now i see him he see me like strangers. Really dont lend any money to family and friends, you can "give" it to them but dont ever lend.

Maybe for sharing and learning here.

My mistake was not learning to save up earlier in my career.  back then was a jolly CC user , have expensive hobbies and always travel for fun to and from (i'm guessing u call YOLO these days). Dunno all my money went even though worked a long time.

I wish I realized and be more financially aware sooner than later.

Second mistake is buying a car and house that is not affordable  .

I wish back then I used a cheaper car, as depreciation kills the value and fast forward 10 years all sort of problems came out .

Although the house I bought is in a decent location, I felt that it was overpriced. Back then it was all the rage for "Property investment". If I had the chance, I would undo this mistake by not buying a house at all, and instead just park the savings in gold and use it to buy house for own self stay .

What did you do that you regretted? Past cannot change anymore, perhaps we could state this as a reminder for ourselves.

U buy wrong reits..

It is Kia. 😅😅

Still cant move on from tis stupid thing. Back then, I earn 4k-6k per month. Which is I think quite good as fresh graduated kid.

But ‘poverty mindset’ of me kick in, which explain why I decides to buy old car instead get new car. And I lost lots opportutnities. No proper dating, no gathering bujang with friends, malu join family gathering because I stay flat and ride a bike.

I used to date a doctor from HKL but I decides to end it. Because have imposter syndrom, who whoudl date a guy who ride a bike? 😅 this is my another regret because she is a fine lady, smart and we actually complamebt each other.

Simple say, I wasting my precious youth because this stupid car. 😂

Poverty mindset is very dangerous man..

did not study hard enough to get waiver for PTPTN

bought a highrise few year ago because that time property price was shooting up like no tomorrow and I scared I cannot afford in future so upcar 1 unit......

Thinking bitcoin = imaginary money when it was worth nothing 😆🤣

I lend RM100k to a really close buddy like 10+ years ago. Really close buddy, even more close than my real brother. After lending him he says will pay me back by installment every month.

Sometime skip 2-3 months no pay etc. In the end now i see him he see me like strangers. Really dont lend any money to family and friends, you can "give" it to them but dont ever lend.

I was active in 4chan when bitcoin came about. Many were throwing around bitcoin for the lul. Just have to create a wallet and then open a post ask ppl to send some coin to ur wallet. Many will do. I created one and got some coins as well. Then quickly forgot about it. Lost the wallet address.
damnn. Got back ur 100k at least?

i'd rather skip reits entirely and jus keep it in maybank stocks... so yea, its something i would like to undo

eh i thought REITS is supposed to give u good return? (since the profit of rentals will distribute to its shareholders). Local REITS? How much % return will Maybank stocks is?

Buy exp car that i know i cant afford it in my late 20s…

Set me back until my mid 30s