Hi, I have a property, full paid, which I'm considering to sell. The property uses very high quality construction material, however bank value does not recognize it becos my neighbour units are abandoned property so the bank value is very low. Which is annoying cos the valuer did not even come to see the house, so they value it like a slum.

I'm thinking instead of the buyer loan from bank, why don't I do the rent to own and be the "bank" since its fully paid? I've asked some property agents contact, they advise me not do, but I'm here to get more opinions.

Because properties are not only valued with the materials they are built with, but also the loaction and the neighbourhood thet're located. Seeing your current situation, how are u even going to find a buyer that are willing to buy with a price above the market price?

It's a kampong area but the location is actually quite good, it's 5 min drive from Johor Singapore causeway. The area is considered old area, but we have sultan relatives live nearby. It's only my neighbours houses who are abandoned. Becos the valuer don't see the property, they can' judge it well.