It's a story only

Hongda, insurance company tell him to say like that.

The truth how they found the car will remain a secret

So technically how can the car be stolen without car key?

Yeah, Google will need better support from third-party tracker devices. At least it's an open system, so we should expect a better and more consistent tracker in the near future. So far AirTag is definitely far more superior than Android trackers but unfortunately many of us are not using Apple Phone.

how does his airtag inform his owner location when owner iphone is near to owner?

i understand airtag report to owner iphone when they are near to airtag