45 and have memory problems liao... should oredi know it's time to take on some less competitive and less brain usage jobs... like grabfood, ehailing or working some simple grocery or shopping mall work...

java as a programming language also is getting obsolete... used to be free but since oracle took over i think if company using it, there is a license agreement attached to it. Even my company asking to remove java from our system.

Still wanna stay in IT, then go up skill and take up a new skill, IT people should know every 5-10 years should keep relevant in the market and upskill based on demand or left becoming obsolete like dinosaur.

Looking at his commitments and loans , doubt he is able to spend any money and further bleed his savings taking up course which might/might not yield good results for job prospects. Best course of action is get a simple job asap and pay down the loans... and clear off.. then on the side lines go find a job in peace or once debt paid off can think about reskilling.