Accident back in April near Woodlands
Insurance claim rejected, Porsche Taycan
Insurance claim rejected, Porsche Taycan
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Jun 19 2024, 06:57 PM, updated 2y ago
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#1
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Senior Member
3,558 posts Joined: Sep 2005 From: Shenzhen Bahru |
Reason given tyre botak. Ask owner sendiri tanggung
Accident back in April near Woodlands |
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Jun 19 2024, 07:01 PM
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#2
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979 posts Joined: Mar 2019 |
The spot so near charging port...
The repair gonna cost bunch.. almost 60 70% maybe due the proximity to battery line |
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Jun 19 2024, 07:05 PM
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#3
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55 posts Joined: Mar 2017 |
Kekwa
Noobfuck if never drove rwd, drive slow slow la. Ni mesti gatal disable traction control. This post has been edited by cursetheroad01: Jun 19 2024, 07:06 PM |
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Jun 19 2024, 07:05 PM
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#4
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397 posts Joined: Aug 2021 |
Adjuster never see performance tyre b4 so say is tayar botak lol gashout, max_cavalera, and 3 others liked this post
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Jun 19 2024, 07:07 PM
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#5
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4,880 posts Joined: Jan 2003 From: Petaling Jaya |
he ain't even speeding also can spin out?
furthermore that car has traction control conlanfirm linglong tires |
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Jun 19 2024, 07:09 PM
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#6
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906 posts Joined: Jun 2005 |
QUOTE(Rusty Nail @ Jun 19 2024, 07:07 PM) he ain't even speeding also can spin out? already say there tyre botak dyfurthermore that car has traction control conlanfirm linglong tires Frosty88 and Rusty Nail liked this post
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Jun 19 2024, 07:09 PM
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#7
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4,880 posts Joined: Jan 2003 From: Petaling Jaya |
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Jun 19 2024, 07:11 PM
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#8
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156 posts Joined: Sep 2017 |
probably billionaire.
1 out of 20 car. |
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Jun 19 2024, 07:11 PM
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#9
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93 posts Joined: Sep 2020 |
simple reason only the only repair is to total loss it the repair cost itself is almost 60-70% of the car my taycan front lip hit a sibeh high road bump, the radiator is behind the flaps... they quote me 25k to replace a new one... i sibeh hot liao.. go outside do touch up less than 2k... max_cavalera liked this post
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Jun 19 2024, 07:12 PM
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#10
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4,829 posts Joined: Jan 2012 |
lowyat CN
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Jun 19 2024, 07:13 PM
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1,151 posts Joined: Jun 2013 From: Aboveground |
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Jun 19 2024, 07:16 PM
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#12
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3,460 posts Joined: Nov 2009 From: KL |
Rwd memang easy drift
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Jun 19 2024, 07:16 PM
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971 posts Joined: Aug 2007 From: Lokap Polis |
that easy to reject claim? after this is what? service not follow schedule will reject claim? cant present service record will reject claim? max_cavalera liked this post
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Jun 19 2024, 07:18 PM
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284 posts Joined: Mar 2010 |
QUOTE(sihamsedap @ Jun 19 2024, 07:11 PM) simple reason only can afford taycan takkan cant afford repair.the only repair is to total loss it the repair cost itself is almost 60-70% of the car my taycan front lip hit a sibeh high road bump, the radiator is behind the flaps... they quote me 25k to replace a new one... i sibeh hot liao.. go outside do touch up less than 2k... owai |
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Jun 19 2024, 07:18 PM
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#15
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64 posts Joined: Aug 2008 |
semi-slick tyres?
track racing tyres? |
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Jun 19 2024, 07:21 PM
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774 posts Joined: Nov 2010 |
QUOTE(zerorating @ Jun 19 2024, 07:16 PM) that easy to reject claim? after this is what? service not follow schedule will reject claim? cant present service record will reject claim? that's why ppl say don't fall into scamstake money from u anything can when u ask for money, everything cannot max_cavalera liked this post
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Jun 19 2024, 07:22 PM
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1,534 posts Joined: Jul 2006 |
Kek...
Murikok com... Gudluck |
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Jun 19 2024, 07:22 PM
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906 posts Joined: Jun 2005 |
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Jun 19 2024, 07:27 PM
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1,151 posts Joined: Jun 2013 From: Aboveground |
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Jun 19 2024, 07:35 PM
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#20
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6,726 posts Joined: Jan 2003 From: Zion |
QUOTE(Rusty Nail @ Jun 19 2024, 07:07 PM) he ain't even speeding also can spin out? I give you more mind boggling theory. That is not a Taycan, but is a SU7. Same color as the first one that crashed brand new. furthermore that car has traction control conlanfirm linglong tires Rusty Nail liked this post
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Jun 19 2024, 07:36 PM
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#21
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3,580 posts Joined: Oct 2007 From: everywhere in sabah |
by rejecting the claim, next car onward will have no insurance at all
and don't buy from unreputable insurance company like liberty people buy from liberty all because it's cheap...that's the only reason This post has been edited by MR_alien: Jun 19 2024, 07:43 PM |
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Jun 19 2024, 07:46 PM
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1,406 posts Joined: Dec 2004 From: Living Hell |
Sohaibeng giving half truths or what 7 kok shit? Tok so much wanna complain insurance penipu scammer, why cover up so many details? Assuming that $535 and $135 are for pairs of tyres, why the fuck is there $135/pc tyre on such expensive car? Surely some kind of used shit not suitable for this car that the adjuster has picked up on.
Sohaibeng acting like wumaos wanna cheap out for whatever reason but then cry father mother with half truths once shit hits the fan. |
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Jun 19 2024, 07:53 PM
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#23
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1,170 posts Joined: Apr 2011 From: Deus Vult |
michelin ps4s?
so shitty in rain? |
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Jun 19 2024, 07:54 PM
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1,943 posts Joined: Apr 2005 |
Became taycan't liao
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Jun 19 2024, 08:16 PM
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1,534 posts Joined: Jul 2006 |
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Jun 19 2024, 08:51 PM
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3,558 posts Joined: Sep 2005 From: Shenzhen Bahru |
QUOTE(MR_alien @ Jun 19 2024, 07:36 PM) by rejecting the claim, next car onward will have no insurance at all Insurance came along from Eurokars where the Taycan was brought fromand don't buy from unreputable insurance company like liberty people buy from liberty all because it's cheap...that's the only reason |
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Jun 19 2024, 08:59 PM
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#27
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3,580 posts Joined: Oct 2007 From: everywhere in sabah |
QUOTE(knwong @ Jun 19 2024, 08:51 PM) yes i know but customer should have the right to choose what insurance company they choose to buy fromif being forced to take liberty thn that's a red flag already my ex-company, they will only use liberty if customer requested because have bad experience with it...they usually offer allianz 1st a car dealer usually have connection with all the insurance companies that customer can choose |
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Jun 19 2024, 09:00 PM
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#28
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495 posts Joined: Apr 2019 |
Biasalah insurance. Biggest scam industry
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Jun 19 2024, 09:14 PM
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#29
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Jun 19 2024, 09:16 PM
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#30
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139 posts Joined: Jul 2007 From: Puchong |
Insurance many exception one
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Jun 19 2024, 09:22 PM
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#31
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246 posts Joined: May 2013 From: Behind you |
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Jun 19 2024, 09:29 PM
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791 posts Joined: Mar 2005 From: Seri Kembangan / Kota Bharu |
Generally insurance don't repudiate claim due to botak tyre
The only clause they can invoke is not roadworthy condition Very hard to proof not roadworthy And to be honest, claims handler don't like to repudiate claim It takes 10 times more effort to repudiate a claim then approving one Plus each insurance company has no more then 2 people have the authority to repudiate claim My point is, the car owner is hiding a lot of information Each repudiation comes with an extensive email explain the reason of repudiation and proof to substantiate their stand This post has been edited by loui: Jun 19 2024, 09:30 PM |
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Jun 19 2024, 09:36 PM
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#33
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495 posts Joined: Apr 2019 |
QUOTE(Boomwick @ Jun 19 2024, 09:14 PM) Cant blame them totally also That's the point if insurance. If they crash means it's an accident. You think the fella want to crash the car on purpose? Then that is the insurance burden to prove it. Else it will open flood gate for other insurance to simply say you purposely crash without evidence.Becuz alot of douchebag ah beng drive luxury car and crash it 2 years later.. insurance company kena sampai takut also There's why some people who keep claim will have no ncb and even higher premium. That's the purpose of insurance to insure. |
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Jun 19 2024, 09:40 PM
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All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur |
QUOTE(loui @ Jun 19 2024, 09:29 PM) Generally insurance don't repudiate claim due to botak tyre Agreed. Liberty Insurance must have some valid reasons to reject the claim. Lets see what reason Liberty Insurance will come out in defense.The only clause they can invoke is not roadworthy condition Very hard to proof not roadworthy And to be honest, claims handler don't like to repudiate claim It takes 10 times more effort to repudiate a claim then approving one Plus each insurance company has no more then 2 people have the authority to repudiate claim My point is, the car owner is hiding a lot of information Each repudiation comes with an extensive email explain the reason of repudiation and proof to substantiate their stand |
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Jun 19 2024, 09:50 PM
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#35
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3,558 posts Joined: Sep 2005 From: Shenzhen Bahru |
QUOTE(loui @ Jun 19 2024, 09:29 PM) Generally insurance don't repudiate claim due to botak tyre The guy was holding tire workshop receipt The only clause they can invoke is not roadworthy condition Very hard to proof not roadworthy And to be honest, claims handler don't like to repudiate claim It takes 10 times more effort to repudiate a claim then approving one Plus each insurance company has no more then 2 people have the authority to repudiate claim My point is, the car owner is hiding a lot of information Each repudiation comes with an extensive email explain the reason of repudiation and proof to substantiate their stand 2 x $535 2 x $135 $60 A bit cheap for $135 tire. Probably used?? This post has been edited by knwong: Jun 19 2024, 09:51 PM |
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Jun 19 2024, 09:51 PM
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791 posts Joined: Mar 2005 From: Seri Kembangan / Kota Bharu |
QUOTE(TOMEI-R @ Jun 19 2024, 09:40 PM) Agreed. Liberty Insurance must have some valid reasons to reject the claim. Lets see what reason Liberty Insurance will come out in defense. I bet they have explained their reason to insured.It is a regulatory requirement All the owner need to do is just show the audience the letter to see whether the reason given is reasonable |
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Jun 19 2024, 09:54 PM
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328 posts Joined: Jan 2015 |
QUOTE(sihamsedap @ Jun 19 2024, 07:11 PM) simple reason only Claim insurancethe only repair is to total loss it the repair cost itself is almost 60-70% of the car my taycan front lip hit a sibeh high road bump, the radiator is behind the flaps... they quote me 25k to replace a new one... i sibeh hot liao.. go outside do touch up less than 2k... |
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Jun 19 2024, 10:01 PM
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#38
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3,848 posts Joined: Dec 2009 From: Ampang |
Is singkie insurance Never heard insurance company in msia deny claim before max_cavalera liked this post
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Jun 19 2024, 10:07 PM
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#39
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3,558 posts Joined: Sep 2005 From: Shenzhen Bahru |
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Jun 19 2024, 10:26 PM
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#40
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462 posts Joined: Jan 2011 |
f ayam under liberty too
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Jun 19 2024, 10:33 PM
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#41
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742 posts Joined: Sep 2020 |
QUOTE(MR_alien @ Jun 19 2024, 07:36 PM) by rejecting the claim, next car onward will have no insurance at all The insurance buy from the official dealer, which liberty is the underwriter.and don't buy from unreputable insurance company like liberty people buy from liberty all because it's cheap...that's the only reason Not like the owner can choose also |
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Jun 19 2024, 10:41 PM
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#42
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3,580 posts Joined: Oct 2007 From: everywhere in sabah |
QUOTE(BL98 @ Jun 19 2024, 10:33 PM) The insurance buy from the official dealer, which liberty is the underwriter. actually canNot like the owner can choose also customer has the right to choose which insurer they want if being forced to take liberty, that's a red flag already car dealer won't tie themselves with 1 company, instead has connection with all of them/multiple of them a car dealer always recommend using 1 is because the commission rate is better |
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Jun 19 2024, 10:51 PM
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#43
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3,558 posts Joined: Sep 2005 From: Shenzhen Bahru |
QUOTE(MR_alien @ Jun 19 2024, 10:41 PM) actually can Which insurance is the best then?customer has the right to choose which insurer they want if being forced to take liberty, that's a red flag already car dealer won't tie themselves with 1 company, instead has connection with all of them/multiple of them a car dealer always recommend using 1 is because the commission rate is better |
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Jun 20 2024, 07:23 AM
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#44
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All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur |
QUOTE(loui @ Jun 19 2024, 09:51 PM) I bet they have explained their reason to insured. Expect the owner to retract this post very soon. LOD would definitely follow suit.It is a regulatory requirement All the owner need to do is just show the audience the letter to see whether the reason given is reasonable |
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Jun 20 2024, 07:34 AM
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2,198 posts Joined: Jan 2003 |
Insurance can reject because changed third party tyre.
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Jun 20 2024, 07:38 AM
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#46
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All Stars
21,962 posts Joined: Dec 2004 From: KL |
QUOTE(loui @ Jun 19 2024, 09:29 PM) Generally insurance don't repudiate claim due to botak tyre Shhh dont let ppl know.The only clause they can invoke is not roadworthy condition Very hard to proof not roadworthy And to be honest, claims handler don't like to repudiate claim It takes 10 times more effort to repudiate a claim then approving one Plus each insurance company has no more then 2 people have the authority to repudiate claim My point is, the car owner is hiding a lot of information Each repudiation comes with an extensive email explain the reason of repudiation and proof to substantiate their stand Anyway i know a case richfag totaled sportcar coz racing but still can claim coz the owner has alot of business insurance. Simply say if rejected claim they will bring theie business to other company next renewal. |
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Jun 20 2024, 07:55 AM
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1,910 posts Joined: Feb 2016 |
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Jun 20 2024, 08:34 AM
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#48
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1,185 posts Joined: Nov 2006 |
the weakest link is always the nut holding the steering wheel
no replacement for stupidity |
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Jun 20 2024, 12:29 PM
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742 posts Joined: Sep 2020 |
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Jun 20 2024, 12:49 PM
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105 posts Joined: Jul 2013 |
Pirelli also very lousy meh?
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Jun 20 2024, 12:55 PM
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#51
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5,750 posts Joined: Jan 2003 From: Sri Kembangan |
QUOTE(knwong @ Jun 19 2024, 06:57 PM) I don't understand. Not fast also. The front tayar abit botak.The car is 1.5yo have to change tayar? Why owner never show mileage? How can pusing like that. The road not that wet also |
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Jun 20 2024, 02:48 PM
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#52
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7,066 posts Joined: Sep 2019 From: South Klang Valley suburb |
QUOTE(Chanwsan @ Jun 19 2024, 07:46 PM) Sohaibeng giving half truths or what 7 kok shit? Tok so much wanna complain insurance penipu scammer, why cover up so many details? Assuming that $535 and $135 are for pairs of tyres, why the fuck is there $135/pc tyre on such expensive car? Surely some kind of used shit not suitable for this car that the adjuster has picked up on. Sohaibeng acting like wumaos wanna cheap out for whatever reason but then cry father mother with half truths once shit hits the fan. QUOTE(knwong @ Jun 19 2024, 09:50 PM) The guy was holding tire workshop receipt .2 x $535 2 x $135 $60 A bit cheap for $135 tire. Probably used?? In the 1st video, the victim said he changed the 2 front tyres (not all 4 tyres) about 2 months before the accident = likely the receipt of 2 X RM535 is for the 2 front tyres. ....... Why would a T20 Porsche Taycan EV owner buy a pair of RM135 tyres.? AFAIK, Liberty Insurance has a bad reputation among drivers/riders wrt claims. . |
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Jun 20 2024, 02:49 PM
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#53
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tayar botak more expensive
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Jun 22 2024, 01:00 PM
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#54
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QUOTE(DarkAeon @ Jun 19 2024, 07:21 PM) that's why ppl say don't fall into scams but when they fulfil claim, they must post on FB as if they have done something great. lmao.take money from u anything can when u ask for money, everything cannot i cannot stand agents feeling great everytime they compensate people, like they are doing us a favor... |
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