Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Insurance claim rejected, Porsche Taycan

views
     
TSknwong
post Jun 19 2024, 06:57 PM, updated 2y ago

Look at all my stars!!
*******
Senior Member
3,558 posts

Joined: Sep 2005
From: Shenzhen Bahru


Reason given tyre botak. Ask owner sendiri tanggung



Accident back in April near Woodlands


Boomwick
post Jun 19 2024, 07:01 PM

Enthusiast
*****
Junior Member
979 posts

Joined: Mar 2019
The spot so near charging port...

The repair gonna cost bunch.. almost 60 70% maybe due the proximity to battery line
cursetheroad01
post Jun 19 2024, 07:05 PM

Getting Started
**
Junior Member
55 posts

Joined: Mar 2017
Kekwa
Noobfuck if never drove rwd, drive slow slow la.
Ni mesti gatal disable traction control.

This post has been edited by cursetheroad01: Jun 19 2024, 07:06 PM
kens88`
post Jun 19 2024, 07:05 PM

Casual
***
Junior Member
397 posts

Joined: Aug 2021


Adjuster never see performance tyre b4 so say is tayar botak lol
Rusty Nail
post Jun 19 2024, 07:07 PM

Why am I still here?
*******
Senior Member
4,880 posts

Joined: Jan 2003
From: Petaling Jaya



he ain't even speeding also can spin out?
furthermore that car has traction control

conlanfirm linglong tires
desmond2020
post Jun 19 2024, 07:09 PM

Enthusiast
*****
Junior Member
906 posts

Joined: Jun 2005


QUOTE(Rusty Nail @ Jun 19 2024, 07:07 PM)
he ain't even speeding also can spin out?
furthermore that car has traction control

conlanfirm linglong tires
*
already say there tyre botak dy


Rusty Nail
post Jun 19 2024, 07:09 PM

Why am I still here?
*******
Senior Member
4,880 posts

Joined: Jan 2003
From: Petaling Jaya



QUOTE(desmond2020 @ Jun 19 2024, 07:09 PM)
already say there tyre botak dy
*
oh sorry, i rabun
Phoenix_KL
post Jun 19 2024, 07:11 PM

Getting Started
**
Junior Member
156 posts

Joined: Sep 2017
probably billionaire.
1 out of 20 car.
sihamsedap
post Jun 19 2024, 07:11 PM

Getting Started
**
Junior Member
93 posts

Joined: Sep 2020
simple reason only

the only repair is to total loss it

the repair cost itself is almost 60-70% of the car

my taycan front lip hit a sibeh high road bump, the radiator is behind the flaps... they quote me 25k to replace a new one... i sibeh hot liao.. go outside do touch up less than 2k...
cfa28
post Jun 19 2024, 07:12 PM

Look at all my stars!!
*******
Senior Member
4,829 posts

Joined: Jan 2012


lowyat CN
SUSrtk74
post Jun 19 2024, 07:13 PM

;"K]6pKBg;1]U)uSs!eF
******
Senior Member
1,151 posts

Joined: Jun 2013
From: Aboveground


QUOTE(Rusty Nail @ Jun 19 2024, 07:07 PM)
he ain't even speeding also can spin out?
furthermore that car has traction control

conlanfirm linglong tires
*
p zero = linglong?
h@ksam
post Jun 19 2024, 07:16 PM

@ is a
*******
Senior Member
3,460 posts

Joined: Nov 2009
From: KL
Rwd memang easy drift
zerorating
post Jun 19 2024, 07:16 PM

Miskin Adab
*****
Senior Member
971 posts

Joined: Aug 2007
From: Lokap Polis


that easy to reject claim? after this is what? service not follow schedule will reject claim? cant present service record will reject claim?
OldSchoolJoke
post Jun 19 2024, 07:18 PM

Getting Started
**
Junior Member
284 posts

Joined: Mar 2010
QUOTE(sihamsedap @ Jun 19 2024, 07:11 PM)
simple reason only

the only repair is to total loss it

the repair cost itself is almost 60-70% of the car

my taycan front lip hit a sibeh high road bump, the radiator is behind the flaps... they quote me 25k to replace a new one... i sibeh hot liao.. go outside do touch up less than 2k...
*
can afford taycan takkan cant afford repair.

owai
sportivo
post Jun 19 2024, 07:18 PM

Getting Started
**
Junior Member
64 posts

Joined: Aug 2008
semi-slick tyres?
track racing tyres?
DarkAeon
post Jun 19 2024, 07:21 PM

Enthusiast
*****
Senior Member
774 posts

Joined: Nov 2010
QUOTE(zerorating @ Jun 19 2024, 07:16 PM)
that easy to reject claim? after this is what? service not follow schedule will reject claim? cant present service record will reject claim?
*
that's why ppl say don't fall into scams

take money from u anything can

when u ask for money, everything cannot
sunami
post Jun 19 2024, 07:22 PM

A CAT that can Bark. LMAO
******
Senior Member
1,534 posts

Joined: Jul 2006
Kek...
Murikok com...
Gudluck
desmond2020
post Jun 19 2024, 07:22 PM

Enthusiast
*****
Junior Member
906 posts

Joined: Jun 2005


QUOTE(sportivo @ Jun 19 2024, 07:18 PM)
semi-slick tyres?
track racing tyres?
*
dry road sure no problem

when wet hailat lo

never watch formula 1
SUSrtk74
post Jun 19 2024, 07:27 PM

;"K]6pKBg;1]U)uSs!eF
******
Senior Member
1,151 posts

Joined: Jun 2013
From: Aboveground


QUOTE(sunami @ Jun 19 2024, 07:22 PM)
Kek...
Murikok com...
Gudluck
*
You can say he's liberated.

netmatrix
post Jun 19 2024, 07:35 PM

The machine... it sees everything.
*******
Senior Member
6,726 posts

Joined: Jan 2003
From: Zion


QUOTE(Rusty Nail @ Jun 19 2024, 07:07 PM)
he ain't even speeding also can spin out?
furthermore that car has traction control

conlanfirm linglong tires
*
I give you more mind boggling theory. That is not a Taycan, but is a SU7. Same color as the first one that crashed brand new. laugh.gif
MR_alien
post Jun 19 2024, 07:36 PM

Mr.Alien on the loss
*******
Senior Member
3,580 posts

Joined: Oct 2007
From: everywhere in sabah



by rejecting the claim, next car onward will have no insurance at all

and don't buy from unreputable insurance company like liberty
people buy from liberty all because it's cheap...that's the only reason

This post has been edited by MR_alien: Jun 19 2024, 07:43 PM
Chanwsan
post Jun 19 2024, 07:46 PM

सोहम
******
Senior Member
1,406 posts

Joined: Dec 2004
From: Living Hell


Sohaibeng giving half truths or what 7 kok shit? Tok so much wanna complain insurance penipu scammer, why cover up so many details? Assuming that $535 and $135 are for pairs of tyres, why the fuck is there $135/pc tyre on such expensive car? Surely some kind of used shit not suitable for this car that the adjuster has picked up on.

Sohaibeng acting like wumaos wanna cheap out for whatever reason but then cry father mother with half truths once shit hits the fan.
kurangak
post Jun 19 2024, 07:53 PM

certified /k addict
******
Senior Member
1,170 posts

Joined: Apr 2011
From: Deus Vult



michelin ps4s?

so shitty in rain?
terradrive
post Jun 19 2024, 07:54 PM

RRAAAWWRRRRR
******
Senior Member
1,943 posts

Joined: Apr 2005


Became taycan't liao
sunami
post Jun 19 2024, 08:16 PM

A CAT that can Bark. LMAO
******
Senior Member
1,534 posts

Joined: Jul 2006
QUOTE(rtk74 @ Jun 19 2024, 08:27 PM)
You can say he's liberated.
*
Janji whitebutt nice to lick.....
TSknwong
post Jun 19 2024, 08:51 PM

Look at all my stars!!
*******
Senior Member
3,558 posts

Joined: Sep 2005
From: Shenzhen Bahru


QUOTE(MR_alien @ Jun 19 2024, 07:36 PM)
by rejecting the claim, next car onward will have no insurance at all

and don't buy from unreputable insurance company like liberty
people buy from liberty all because it's cheap...that's the only reason
*
Insurance came along from Eurokars where the Taycan was brought from
MR_alien
post Jun 19 2024, 08:59 PM

Mr.Alien on the loss
*******
Senior Member
3,580 posts

Joined: Oct 2007
From: everywhere in sabah



QUOTE(knwong @ Jun 19 2024, 08:51 PM)
Insurance came along from Eurokars where the Taycan was brought from
*
yes i know but customer should have the right to choose what insurance company they choose to buy from
if being forced to take liberty thn that's a red flag already

my ex-company, they will only use liberty if customer requested because have bad experience with it...they usually offer allianz 1st
a car dealer usually have connection with all the insurance companies that customer can choose
dest9116
post Jun 19 2024, 09:00 PM

Casual
***
Junior Member
495 posts

Joined: Apr 2019
Biasalah insurance. Biggest scam industry
Boomwick
post Jun 19 2024, 09:14 PM

Enthusiast
*****
Junior Member
979 posts

Joined: Mar 2019
QUOTE(dest9116 @ Jun 19 2024, 09:00 PM)
Biasalah insurance. Biggest scam industry
*
Cant blame them totally also

Becuz alot of douchebag ah beng drive luxury car and crash it 2 years later.. insurance company kena sampai takut also
smallcrab
post Jun 19 2024, 09:16 PM

Getting Started
**
Junior Member
139 posts

Joined: Jul 2007
From: Puchong


Insurance many exception one


exorthexquas
post Jun 19 2024, 09:22 PM

Getting Started
**
Junior Member
246 posts

Joined: May 2013
From: Behind you



QUOTE(kurangak @ Jun 19 2024, 07:53 PM)
michelin ps4s?

so shitty in rain?
*
Yes bro, still skid

now i also changed to pirelli pzero mo
loui
post Jun 19 2024, 09:29 PM

Enthusiast
*****
Junior Member
791 posts

Joined: Mar 2005
From: Seri Kembangan / Kota Bharu
Generally insurance don't repudiate claim due to botak tyre

The only clause they can invoke is not roadworthy condition

Very hard to proof not roadworthy

And to be honest, claims handler don't like to repudiate claim

It takes 10 times more effort to repudiate a claim then approving one

Plus each insurance company has no more then 2 people have the authority to repudiate claim

My point is, the car owner is hiding a lot of information

Each repudiation comes with an extensive email explain the reason of repudiation and proof to substantiate their stand

This post has been edited by loui: Jun 19 2024, 09:30 PM
dest9116
post Jun 19 2024, 09:36 PM

Casual
***
Junior Member
495 posts

Joined: Apr 2019
QUOTE(Boomwick @ Jun 19 2024, 09:14 PM)
Cant blame them totally also

Becuz alot of douchebag ah beng drive luxury car and crash it 2 years later.. insurance company kena sampai takut also
*
That's the point if insurance. If they crash means it's an accident. You think the fella want to crash the car on purpose? Then that is the insurance burden to prove it. Else it will open flood gate for other insurance to simply say you purposely crash without evidence.

There's why some people who keep claim will have no ncb and even higher premium. That's the purpose of insurance to insure.
TOMEI-R
post Jun 19 2024, 09:40 PM

Extraordinaire
*********
All Stars
24,219 posts

Joined: Mar 2007
From: Kuala Lumpur


QUOTE(loui @ Jun 19 2024, 09:29 PM)
Generally insurance don't repudiate claim due to botak tyre

The only clause they can invoke is not roadworthy condition

Very hard to proof not roadworthy

And to be honest, claims handler don't like to repudiate claim

It takes 10 times more effort to repudiate a claim then approving one

Plus each insurance company has no more then 2 people have the authority to repudiate claim

My point is, the car owner is hiding a lot of information

Each repudiation comes with an extensive email explain the reason of repudiation and proof to substantiate their stand
*
Agreed. Liberty Insurance must have some valid reasons to reject the claim. Lets see what reason Liberty Insurance will come out in defense.
TSknwong
post Jun 19 2024, 09:50 PM

Look at all my stars!!
*******
Senior Member
3,558 posts

Joined: Sep 2005
From: Shenzhen Bahru


QUOTE(loui @ Jun 19 2024, 09:29 PM)
Generally insurance don't repudiate claim due to botak tyre

The only clause they can invoke is not roadworthy condition

Very hard to proof not roadworthy

And to be honest, claims handler don't like to repudiate claim

It takes 10 times more effort to repudiate a claim then approving one

Plus each insurance company has no more then 2 people have the authority to repudiate claim

My point is, the car owner is hiding a lot of information

Each repudiation comes with an extensive email explain the reason of repudiation and proof to substantiate their stand
*
The guy was holding tire workshop receipt
2 x $535
2 x $135
$60

A bit cheap for $135 tire. Probably used??

This post has been edited by knwong: Jun 19 2024, 09:51 PM
loui
post Jun 19 2024, 09:51 PM

Enthusiast
*****
Junior Member
791 posts

Joined: Mar 2005
From: Seri Kembangan / Kota Bharu
QUOTE(TOMEI-R @ Jun 19 2024, 09:40 PM)
Agreed. Liberty Insurance must have some valid reasons to reject the claim. Lets see what reason Liberty Insurance will come out in defense.
*
I bet they have explained their reason to insured.

It is a regulatory requirement

All the owner need to do is just show the audience the letter to see whether the reason given is reasonable
novblaze
post Jun 19 2024, 09:54 PM

Casual
***
Junior Member
328 posts

Joined: Jan 2015
QUOTE(sihamsedap @ Jun 19 2024, 07:11 PM)
simple reason only

the only repair is to total loss it

the repair cost itself is almost 60-70% of the car

my taycan front lip hit a sibeh high road bump, the radiator is behind the flaps... they quote me 25k to replace a new one... i sibeh hot liao.. go outside do touch up less than 2k...
*
Claim insurance
Boy96
post Jun 19 2024, 10:01 PM

That's a tripod.
*******
Senior Member
3,848 posts

Joined: Dec 2009
From: Ampang


Is singkie insurance

Never heard insurance company in msia deny claim before
TSknwong
post Jun 19 2024, 10:07 PM

Look at all my stars!!
*******
Senior Member
3,558 posts

Joined: Sep 2005
From: Shenzhen Bahru


QUOTE(Boy96 @ Jun 19 2024, 10:01 PM)
Is singkie insurance

Never heard insurance company in msia deny claim before
*
Mine is from Liberty Insurance also (now under AmAssurance)…don’t feel good now
Enjoise
post Jun 19 2024, 10:26 PM

Casual
***
Junior Member
462 posts

Joined: Jan 2011
f ayam under liberty too
BL98
post Jun 19 2024, 10:33 PM

Enthusiast
*****
Junior Member
742 posts

Joined: Sep 2020


QUOTE(MR_alien @ Jun 19 2024, 07:36 PM)
by rejecting the claim, next car onward will have no insurance at all

and don't buy from unreputable insurance company like liberty
people buy from liberty all because it's cheap...that's the only reason
*
The insurance buy from the official dealer, which liberty is the underwriter.

Not like the owner can choose also
MR_alien
post Jun 19 2024, 10:41 PM

Mr.Alien on the loss
*******
Senior Member
3,580 posts

Joined: Oct 2007
From: everywhere in sabah



QUOTE(BL98 @ Jun 19 2024, 10:33 PM)
The insurance buy from the official dealer, which liberty is the underwriter.

Not like the owner can choose also
*
actually can
customer has the right to choose which insurer they want

if being forced to take liberty, that's a red flag already

car dealer won't tie themselves with 1 company, instead has connection with all of them/multiple of them
a car dealer always recommend using 1 is because the commission rate is better
TSknwong
post Jun 19 2024, 10:51 PM

Look at all my stars!!
*******
Senior Member
3,558 posts

Joined: Sep 2005
From: Shenzhen Bahru


QUOTE(MR_alien @ Jun 19 2024, 10:41 PM)
actually can
customer has the right to choose which insurer they want

if being forced to take liberty, that's a red flag already

car dealer won't tie themselves with 1 company, instead has connection with all of them/multiple of them
a car dealer always recommend using 1 is because the commission rate is better
*
Which insurance is the best then?
TOMEI-R
post Jun 20 2024, 07:23 AM

Extraordinaire
*********
All Stars
24,219 posts

Joined: Mar 2007
From: Kuala Lumpur


QUOTE(loui @ Jun 19 2024, 09:51 PM)
I bet they have explained their reason to insured.

It is a regulatory requirement

All the owner need to do is just show the audience the letter to see whether the reason given is reasonable
*
Expect the owner to retract this post very soon. LOD would definitely follow suit.
lj0000
post Jun 20 2024, 07:34 AM

Look at all my stars!!
*******
Senior Member
2,198 posts

Joined: Jan 2003
Insurance can reject because changed third party tyre.
WaCKy-Angel
post Jun 20 2024, 07:38 AM

PeACe~~
*********
All Stars
21,962 posts

Joined: Dec 2004
From: KL



QUOTE(loui @ Jun 19 2024, 09:29 PM)
Generally insurance don't repudiate claim due to botak tyre

The only clause they can invoke is not roadworthy condition

Very hard to proof not roadworthy

And to be honest, claims handler don't like to repudiate claim

It takes 10 times more effort to repudiate a claim then approving one

Plus each insurance company has no more then 2 people have the authority to repudiate claim

My point is, the car owner is hiding a lot of information

Each repudiation comes with an extensive email explain the reason of repudiation and proof to substantiate their stand
*
Shhh dont let ppl know.


Anyway i know a case richfag totaled sportcar coz racing but still can claim coz the owner has alot of business insurance. Simply say if rejected claim they will bring theie business to other company next renewal.

jojolicia
post Jun 20 2024, 07:55 AM

Regular
******
Senior Member
1,910 posts

Joined: Feb 2016
QUOTE(dest9116 @ Jun 19 2024, 09:00 PM)
Biasalah insurance. Biggest scam industry
*
Biasalah moral hazard. Biggest spin off pusing in the industry

This post has been edited by jojolicia: Jun 20 2024, 08:13 AM
Chrix
post Jun 20 2024, 08:34 AM

Regular
******
Senior Member
1,185 posts

Joined: Nov 2006
the weakest link is always the nut holding the steering wheel

no replacement for stupidity
BL98
post Jun 20 2024, 12:29 PM

Enthusiast
*****
Junior Member
742 posts

Joined: Sep 2020


QUOTE(lj0000 @ Jun 20 2024, 07:34 AM)
Insurance can reject because changed third party tyre.
*
Tyre is tyre. Does not make any difference what brand and which shop owner buy from.

If not later will say need to go pump official petrol brand?
Dweller
post Jun 20 2024, 12:49 PM

Getting Started
**
Junior Member
105 posts

Joined: Jul 2013
Pirelli also very lousy meh?
g5sim
post Jun 20 2024, 12:55 PM

Look at all my stars!!
*******
Senior Member
5,750 posts

Joined: Jan 2003
From: Sri Kembangan


QUOTE(knwong @ Jun 19 2024, 06:57 PM)
Reason given tyre botak. Ask owner sendiri tanggung



Accident back in April near Woodlands


*
I don't understand. Not fast also. The front tayar abit botak.
The car is 1.5yo have to change tayar? Why owner never show mileage?

How can pusing like that. The road not that wet also
SUSlurkingaround
post Jun 20 2024, 02:48 PM

Rule of Law
*******
Senior Member
7,066 posts

Joined: Sep 2019
From: South Klang Valley suburb




QUOTE(Chanwsan @ Jun 19 2024, 07:46 PM)
Sohaibeng giving half truths or what 7 kok shit? Tok so much wanna complain insurance penipu scammer, why cover up so many details? Assuming that $535 and $135 are for pairs of tyres, why the fuck is there $135/pc tyre on such expensive car? Surely some kind of used shit not suitable for this car that the adjuster has picked up on.

Sohaibeng acting like wumaos wanna cheap out for whatever reason but then cry father mother with half truths once shit hits the fan.
*
QUOTE(knwong @ Jun 19 2024, 09:50 PM)
The guy was holding tire workshop receipt
2 x $535
2 x $135 
$60

A bit cheap for $135 tire. Probably used??
*
.
In the 1st video, the victim said he changed the 2 front tyres (not all 4 tyres) about 2 months before the accident = likely the receipt of 2 X RM535 is for the 2 front tyres.
....... Why would a T20 Porsche Taycan EV owner buy a pair of RM135 tyres.?

AFAIK, Liberty Insurance has a bad reputation among drivers/riders wrt claims.
.

nonnon
post Jun 20 2024, 02:49 PM

Getting Started
**
Junior Member
86 posts

Joined: Jul 2006
tayar botak more expensive
gashout
post Jun 22 2024, 01:00 PM

⭐ My stars are growing ⭐
*******
Senior Member
5,741 posts

Joined: Apr 2019
QUOTE(DarkAeon @ Jun 19 2024, 07:21 PM)
that's why ppl say don't fall into scams

take money from u anything can

when u ask for money, everything cannot
*
but when they fulfil claim, they must post on FB as if they have done something great. lmao.

i cannot stand agents feeling great everytime they compensate people, like they are doing us a favor...

 

Change to:
| Lo-Fi Version
0.0263sec    0.53    5 queries    GZIP Disabled
Time is now: 29th November 2025 - 08:27 PM