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 can I change from 3rd to 1st party insurance, car over 20 years

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daisuke
post Jun 18 2024, 11:34 AM

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QUOTE(gedebe @ Jun 18 2024, 11:17 AM)
I've had an accident previously and my ncd become 0, since rarely use the car, I am thinking of saving money by buying 3rd party for this year and later change to 1st party insurance on the subsequent year.  For changing to 1st party again, is it hard to get approval since car > 20 years old.
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yes, can, my >20yo waja can still get 1st party, but mine is etiqa, etiqa will value the car at 7k for it to be elligible for 1st party though

but i opt for 3rd party, >20yo car, if spoil buang d....what for 1st party
daisuke
post Jun 19 2024, 09:12 AM

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QUOTE(Sean77 @ Jun 18 2024, 02:50 PM)
Etiqa 3rd party u buy online or need call them?

But if 7k, the premium maybe Rm200 only, compare ti 3rd party, 90?
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i went to their office to renew, 1st party is almost 300, if 3rd party 100++
daisuke
post Jun 19 2024, 09:13 AM

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QUOTE(LA773 @ Jun 18 2024, 02:08 PM)
Whats the price difference between your waja 1st vs 3 rd party?
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1st party almost 300, 1st party is a lil more than 100
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