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 Best rate for car loan for 5 years?

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TScodercoder
post May 28 2024, 10:13 AM, updated 2y ago

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If my car loan amount is RM30k for 5 years, Maybank offer me 2.82% rate ok? Any other better rate besides maybank?
sam378
post May 28 2024, 10:19 AM

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Ngl it's a good rate tho
gashout
post May 28 2024, 10:58 AM

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car loan question, pls specify

1. local or foreign car
2. new or 2nd hand
3. how long (which you have done)
TScodercoder
post May 28 2024, 11:01 AM

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QUOTE(gashout @ May 28 2024, 10:58 AM)
car loan question, pls specify

1. local or foreign car
2. new or 2nd hand
3. how long (which you have done)
*
local, new
T.Alvin
post May 28 2024, 11:08 AM

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good rate, last 7 year my rate given is 3.5x%
Created On 21/1/2021
post May 28 2024, 11:11 AM

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2.82% is very low, take it.
SUSskyblack4492
post May 28 2024, 11:25 AM

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Axia ? Bezza? Saga?
pisces88
post May 28 2024, 11:44 AM

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local car right. sounds good
keybearer
post May 28 2024, 12:07 PM

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https://ringgitplus.com/en/car-loan/

Bank Islam is one of the lowest apparently, I'm impressed.
editboy
post May 28 2024, 12:46 PM

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65K for 5 years, 2.53%. good anot ya? PBB
earl-ku
post May 28 2024, 12:47 PM

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tesla, 7 years - 80% loan, 2.55%

This post has been edited by earl-ku: May 28 2024, 12:47 PM
knwong
post May 28 2024, 01:17 PM

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QUOTE(keybearer @ May 28 2024, 12:07 PM)
https://ringgitplus.com/en/car-loan/

Bank Islam is one of the lowest apparently, I'm impressed.
*
They’ll ask you buy their mandatory insurance. In the end more or less the same with others
bestgiler
post May 28 2024, 01:31 PM

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hi, pls enlighten me. how does opr impact profit rate for car loan? dont fully understand. current opr is 3%, how can a bank offer u lower interest rate (2.84%, 2.55%, etc) thanks.
MrBaba
post May 28 2024, 02:47 PM

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U want rate like 1% ke got buy BMW mercedes they got this rate .
ftptwistedclown
post May 28 2024, 02:53 PM

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What car & year?
TScodercoder
post May 28 2024, 03:06 PM

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QUOTE(skyblack4492 @ May 28 2024, 11:25 AM)
Axia ? Bezza? Saga?
*
proton s70
poweredbydiscuz
post May 28 2024, 03:10 PM

 
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QUOTE(bestgiler @ May 28 2024, 01:31 PM)
hi, pls enlighten me. how does opr impact profit rate for car loan? dont fully understand. current opr is 3%, how can a bank offer u lower interest rate (2.84%, 2.55%, etc) thanks.
*
Car loan is flat rate.
g5sim
post May 28 2024, 03:11 PM

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QUOTE(codercoder @ May 28 2024, 10:13 AM)
If my car loan amount is RM30k for 5 years, Maybank offer me 2.82% rate ok? Any other better rate besides maybank?
*
Good rate. My may an 3.3. Sei chin Hai those people!
WaCKy-Angel
post May 28 2024, 03:13 PM

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QUOTE(knwong @ May 28 2024, 01:17 PM)
They’ll ask you buy their mandatory insurance. In the end more or less the same with others
*
U mean insurance for the car loan? Ok what in case jew dieded before finish serving loan ur beneficiary gets the car for free.
g5sim
post May 28 2024, 03:14 PM

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QUOTE(editboy @ May 28 2024, 12:46 PM)
65K for 5 years, 2.53%. good anot ya? PBB
*
Very good. It's lower than my fix deposit rate. God sent! If I am you I loan 15year take the money n put into deposit 😜🤔 under taking deal with car salesman.

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