Only sohai thinks that spreading cost of the phone over contract period is worth it. You end up paying more in total for the phone in the end.

Ada frm digi

Do ur research 1st n compare,some even cheaper with plans

actually that iphone is about rm2k je. so is about same, but interest free installment

Over limit can bar just like that? 😅

as someone who have many device installment contracts.

You can earn RM100/mth over the 3 yrs. Why immediately wipe RM4000 from your balance?

it is cheaper to do so than outright purchasing a device.
it's not like you're shopping to switch telco again and again every other month.
you already know which telco you can use at your home and work, and which is not. why does it matter if you get locked into 2yrs or 3yrs contract to stay with same telco, on the same rateplan, in exchange for cheaper device?

If purchase outright with 0% instalment credit card, will the amount be the same?

Usually its cheaper abit compared to buying outside.
Furthermore if company pays ur phone bills.

I only buy latest iPhone

I think its terbalik lor.

Ppl are love subscription so much. Can buy buy buy eventhough now no money. Same like cc debt.

Technically yes. But iinm they do send sms when u overlimit.

Lets say ur credit limit is RM200, and ur monthly bill usually around RM130, but this month u used more (maybe long distance calls) and hit RM200 credit limit so they barred ur line.
Even if not yet due date to pay ur bill.

I just checked Maxis Zerolution 24M with iPhone 15 Pro Max 256GB.
Meh about the same as purchase outright with 0% CC, but you get more data allowance la. Good for those who uses a lot of data.

If your company gives phone allowance. Then worth it. Company money

I went to maxis cheras even dyson product also can do instalment

Buy at machines/switch if u request 0% 12/24/36 mth ezpay…

Their shop mandatory you must sign up those rm450-600 applecare plan… added more cost… on top of the phone ori price

So if u swipe full amount and apply to chg that full amount to ezypay with tiger bank for exampel. It doesnt become 0% interest edi. Iinm interest become 6-9% pa.

This post has been edited by max_cavalera: May 16 2024, 12:03 PM

Wow. At outlet can see the full offered device i guess

Anneh see thru apps wonly. Item that can apply online is likited to phones so far.

depends where u buy it, if you go to apple store, sure telco cheaper. because apple store the price is follow the general pricing. If you buy from shopee with vouchers, then maybe shopee cheaper.

if use credit card for the installment, ur credit limit with be stuck. like example the phone 4000, ur limit will be reduced by 4000 until you clear the installments.

If just browse yintenet or stream jwetube wonly

No need latest flagship.

Damn rugi ler.

If u take ipong 13A or 13 mthly subscription with mekcis, is wayyy cheaper mthly compared to ipong 15.

Tambi think telco company stupid like him

Bitul.

But mekcis wonly offer jirilution deal to mekcis loyal customer wonly with goodpaymaster proven track record in their system😼😼

This post has been edited by max_cavalera: May 16 2024, 12:11 PM