the thing wif kwsp is, itu la...if conlanfirm can reach age 55 alot of ppl will all in this fund...

the ragu happen when ppl start to die in so many diese etc....thats make ppl rethink...its fair also if think like that since even health ppl just drop dead n die....some say after die money goes to wife/children etc...
but the thing is u  can spent your own saving...and ppl like me that have no 1 to pass the money to.....