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 House Loan Semi Flexi, Thinking dump my saving in house loan

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xHj09
post Feb 4 2025, 11:44 AM

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QUOTE(shyan90's @ Feb 4 2025, 09:18 AM)
I think if you opted for semi flexi it will.
I can see the differences of the interest changes when i dump few k
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FYI. Not all banks work that way. E.g. PBB/HLB semi flexi needs to walk in and give notice, paying extra will just be advanced payment instead of principal prepayment for interest reduction.

QUOTE(Chadlonso @ Feb 4 2025, 11:15 AM)
u can pay any amount to it or need min 1k?
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No, not any amount. RHB full flexi minimum 1k and must be multiples of 1k.

1k, 2k.

Cannot be 1.2k, 1.3k.
xHj09
post Feb 4 2025, 08:27 PM

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QUOTE(cmk96 @ Feb 4 2025, 12:00 PM)
Multiplies of 1k.

[attachmentid=11509702]
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My RHB havent reach one year.

Do they have installment reduction like CIMB/HLB?
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