House Loan Semi Flexi, Thinking dump my saving in house loan
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 Jan 27 2025, 09:01 AM
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#1
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Junior Member
52 posts Joined: Sep 2019  
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QUOTE(shyan90's @ Apr 27 2024, 10:38 PM) AS topic.. since interest in semi flexi are calculated based on the capital u owe the bank..should i dump my part of saving into the semi flexi to tekan the interest...? Already done? Online or need to go to branch? Now monthly payment same or reduce. Can share experience. Thanks |
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Feb 7 2025, 11:39 AM
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#2
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Junior Member
52 posts Joined: Sep 2019
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QUOTE(viktorherald @ Feb 4 2025, 08:48 PM) One way to test it is directly make large advance payment like 20k, and see does it reduce your outstanding by said amount Yes for my maybank semi flexi outstanding is reduce. End of this month I will pay my monthly normal payment. Hope less go the interest and more to principal reduction. shyan90's liked this post
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