Sheridan, I was tempted to buy because the rates are much better than FD currently - 2.5-3% - So this is guaranteed 8% so its 3x better!

At 8%, you would technically double your money in 9 years and sell off the lot. (if the CPO price is higher, you even make back your money quicker!)

I then thought the better against it because being young, I can afford to take greater risks for higher returns in the stock market but this is a good investment for people who are looking to diversify and get a stable returns.

The other apprehension I have is the fact that its not a 'proven' thing and there are other ways to get a 8% return - by investing in REITs which have been around for quite sometime vs this new scheme which I see as untested and unproven.

My rationale also was if I want to invest in palm oil, there would be better ways, (read: higher risk and better returns) by buying plantation shares on the stock market or if I wanted to go really risky - play futures.

That's why I initially was captivated by it but then did not go through with it.