This CHGS fiasco is a reminder to all to be wary of similar schemes in the market. I always look at the ultimate person responsible and Tan Sri LKY's reputation just does not cut it for me. Those who follow his business expolits will know what I am referring to. The age old saying - a leopard never changes its spots- comes to mind. I hope the authorities comes down hard on the management for this is a clear breach of contract. Stay strong people!