Is the 8% return nett of all expenses, and how often is it paid. The last time my friend invested in such a scheme, the returns were only paid some years later after he gave up some of the returns as discount. That was a different developer, And I still see some signage at a building near the palace of the golden horses that assures 7% solid returns for the first three years, which has been lying uncompleted for the last couple of years. Wonder what happened to the investors.