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Yes. cute_boboi, you are right.

I have erased this CHGS folders from my hard-disk after going through the forum.  Too many doubtful (if) questions, some are which as you have stated.  The Govt. backed Felda Scheme is SLIGHTLY more realistic, towards the end, you are still the owner of the group land, even if it is a JUNGLE....HAHAHA

AN INVESTMENT - on land in scrip as shares/lots.
An investment you place a sum of money to it as shares, and get dividends in any form and towards the end of day, you still holds ownership to the investment as shares only, with high risks. not knowing the value of, at the end of the period.

AN INVESTMENT - on Land/Property
This CAN BE partially the same as CHGS, if I were to take out $5500 x 4 lots (i.e 1 acre) = $22,000 total, to purchase an acre of Land planted with palm oil trees, and towards the end of the day, you are still the title holder.  The property still gives you varied dividends depending on your inputs to look after the plantations. So this is what I mean, that you are still the "RAJA" of your investment, regardness of reaching old age where you can transfer the property to your next of kin.......hahaha

CONCLUSION
In lieu of the above, it will be wise for me to put my investment to look for cheap land (200-1000 acres) in Kelantan/Trengganu or any other States, in carrying out planting of Palm Oil/rubber trees.  My $22,000 ringgit can have 3 acres of fruit reaping Palm Oil/rubber in 5 years. 
DON'T RISK YOU HARD EARN MONEY

greeland123