12 hour cooling period

Call them up and tell them about it then..

Why you waited so long lol

When I signed up mid last year had same problem as well , after 12hrs still can't use app functions. Immediately called them and rectified soon later

just fingerprint every time open app.

if no enable biometrics then u need input password

isn't this practically the same for every bank..

what u want actually?

if the sound too annoying then turn it off