Last time I saw this option, last few days after transfer I don't see the way to save favourite anymore.... wonder if app got bug.

Anyway UOB increasing limit for 4% I think rize will be empty fairly soon (for me)

Transferring in money can be settled by scheduled transfer every month. Then for spending, highly recommend you use their UOB One cards, easy to earn the cashback.

I was never able to find a way to do that, so ended up scheduling everything from my other bank account and once in a while manually transfer lump sum from Rize.

Since UOB has extended the 4% to 200k amount I rather just leave all funds in UOB though. 4>3.8.

Who exactly do you think reads LYN forum?

Dunno if that deserves applause, for me is way too sensitive, even transfer to my own account will get blocked (transfer before but not saved). And the app doesn't inform you to call CS, just that failed.

Can't seem to find on their documents - the 3.3% interest is for all balance or got some limit? E.g. many of the high-interest accounts is 'only for the first 100k' or something like that?

Technically yes. But some users who enable it have a specific reason (for e.g. USB access to files for regular backups using adb). Not that Rize cares.

It can be credited but not shown in transaction history for a while.

Rize and other digital are not suitable for long term don't bother thinking about it savings. Because guaranteed sometime soon they will change the interest rate, if you really don't bother and leave it there you will lose out. Long term don't bother is just ASB (if bumi, otherwise ASM), EPF, and cycling FD. No need to think.

ASM/ASB can withdraw over the counter.... or small amount (I think 1k) through app.

Liquidity is always inversely correlated with returns for obvious reasons. Only the 'promo' or 'burn money' phase of new product bucks that trend.