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Banking MY Al-Rajhi - Digital Banking (fka Rize), Profit Rates up to 3.60%. Paid monthly

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guy3288
post Sep 21 2024, 05:06 PM

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QUOTE(prdkancil @ Sep 21 2024, 10:37 AM)
If monthly active transfer in/out RM200k will cause any problem?
Monthly might transfer in/out few times to invest on IPO if unsuccessful thn park it bck again and continue the loop .
Now banks veli troublesome even transf to own acc some need cooling-off period
*
so far no problem for me


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guy3288
post Sep 26 2024, 01:41 PM

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QUOTE(cybpsych @ Sep 22 2024, 07:32 PM)
50k is already max per transfer limit
*
if you really need to
can trf more than that
with approval from Rize of course..


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guy3288
post Oct 3 2024, 09:41 PM

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QUOTE(lee90 @ Oct 3 2024, 02:41 PM)
I called Rize CS to request increase duitnow limit, kena rejected  bye.gif
*
is okay time's up with rize
we go play boost next..




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guy3288
post Oct 5 2024, 04:28 PM

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QUOTE(Haloperidol @ Oct 5 2024, 03:15 PM)
I tried Boost Bank.
Their app etc / customer service imcompetent.
guess i will sticj with Rize.
*
i started yesterday, transferred cash RM50k fr PBB to Boost,
money out from PBB but not seen in Boost bank despite instant Duitnow

called the Boost CS he is Wan, very nice and helpful
escalated and i received the money 2 hrs later in Boost

i am going to add more there 5% + other benefit


guy3288
post Oct 5 2024, 08:38 PM

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QUOTE(Haloperidol @ Oct 5 2024, 08:10 PM)
Personal Preference.

Negative point
(1) Their CS took too long to recieve call.
- Imagine if i have urgent dispute etc.

(2) Ledger missing/ The UI gone wrong.
- Some people may say but your money is safe mah, still got credit interest, for me it signifies incompetence in handling
- So now ledger not updated, what if they miss your money ?

What i experience with Rize is very good.
- Call recieved within 5 minute
- Fraud Detection good

* the negative point is 3.3%
but due to heart/mental issue (i dun want my money get stucked , remind me of how TNG block my money due to "suspicious transaction" ahahaha ), i'mma just gonna stick with Rize.
Just like how i choose HongLeong FD 3.7% instead of MBSB 4% , MBSB staff at my region just pure incompetent and non-helpful.
*
true if want something easy no hassle no error
no need email complain here and there, you avoid them

i am okay as i can cope with those hassles
when i called Boost CS yesterday, he was surprised there was already my email complaint captured in system,
with proof of my duitnow transfer full supporting documents etc..
any wonder once he escalated further i got my money in Boost Bank in 2hrs...
unlike some waited much longer.

i only cannot accept if money really lost but then
i am not going to let them off

let there be incompetence
mess around made mistakes here and there
biasa lah when they are new just started ...
pay us less complain, pay us more keep

so i take it like they say market up
or market down can make money also.

same here they new incompetence mess around
we also can make money

remember Rize was in a mess beginning. some received less
some received more
someone untung RM30000 from its incompetency
would you believe it?

This post has been edited by guy3288: Oct 5 2024, 08:41 PM
guy3288
post Oct 29 2024, 09:50 AM

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QUOTE(Sotsotzaii @ Oct 24 2024, 10:51 AM)
Anyone can give some feedback ? Currently deciding between GX Bank & Rize ( already using both ). But plan to permanently put my every month's portion of saving into either this 2 banks.

As I'm told, to earn GX's bank full interest, must stick to a certain amount and cannot exceed, whereby to earn full interest for Rize, any amount also can, currently seems like Rize provides higher interest than GX, so is Rize still the top choice at the moment ?

My priority and goal is to put my monthly savings consistantly into either bank and just don't bother, only to withdraw when I want to buy something for myself or whenever I need it, so which will be a better option for my case ?
*
i give priority to highest rates first


1. Boost 5%
2.KDI 3.95%
guy3288
post Oct 31 2024, 09:43 PM

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QUOTE(BWassup @ Oct 31 2024, 07:40 PM)
Boost 5% ends today, tomorrow 3.6% only?
*
yes got to move some out

1.ASM 4.75%
2.KDI 3.95%
guy3288
post Dec 10 2024, 06:28 PM

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QUOTE(sms2u @ Dec 9 2024, 08:52 AM)
all bank use calendar. pls share if any bank no follow?
*
calendar means start from 12 am lah

24hrs cycle also same like calendar, start from 12midnight is new calendar day.

But Rize dont follow your calendar day cycle lah
guy3288
post Dec 12 2024, 04:01 PM

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QUOTE(sms2u @ Dec 12 2024, 02:48 PM)
No same

Perform Transfer RM50,000 which is max on 11 Dec 2024 10pm.
Can perform another transfer RM50,000 on 12 Dec 2024 9am without to wait 24 hours

If u say 24 hour cycle,
Perform Transfer RM50,000 which is max on 11 Dec 2024 10pm.
CANNOT perform another transfer RM50,000 on 12 Dec 2024 9am which still no yet wait for 24 hours
*
Ok I see your 24hr cycle meaning,

Yes is ridiculous to expect banks can allow
new cycle to start any where on the clock ..
Usually 1 cut off point only
12 midnight

Bank follow strictly calendar cycle but not Rize

If bank's I withdraw max RM50k 11.12.24 11pm,
After midnight is a new calendar day right.?
So I can withdraw another RM 50k after 12midnight, 1am, 3am, 6am

But can you do that with Rize? You cant



That is what I meant Rize don't follow your calendar day cycle.


guy3288
post Dec 13 2024, 12:10 AM

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QUOTE(Optizorb @ Dec 12 2024, 05:07 PM)
or to be more precise, Rize's calendar day cycle refreshes at GMT +0. Instead of GMT+8.

So you can withdraw 50k at 7am and another 50k at 9am, total 100k in 1 day..
*
200k if you add in another trick
guy3288
post Dec 13 2024, 12:49 PM

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QUOTE(sms2u @ Dec 13 2024, 09:32 AM)
How come rize use GMT + 0?
Is it compliance with bank negara requirement to have daily withdrawan limit?
What trick? no share becos illegal? Pls do not tell here if not willing to share or cannot share here.
*
Play the game you must know their rules

In Rize just follow Rize's rules...who cares it is different from what you know
elsewhere....as long as here we can use it to our advantage cukup
guy3288
post Dec 13 2024, 03:48 PM

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QUOTE(sms2u @ Dec 13 2024, 02:04 PM)
still try to say can do 200K a day with trick and no share the trick.

i also can said i can transfer a million in a day with a trick.
*
Perhaps I shouldn't say trick, it's just there every one can use also.
Nothing illegal
Just that if you have not walked long enough in your journey

You have not stumbled upon it tak payah lah spoil the market
if you don't have big amount to transfer no need lah


Is there also on boost, Kdi, b islam , ptptn etc just how much you have used them
and how much you have discovered that's all

'Mistakes ' from the bankers we don't go tear it open lah
Kasi face to the bankers

guy3288
post Dec 13 2024, 09:58 PM

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QUOTE(247365 @ Dec 13 2024, 08:41 PM)
some people tin kosong. like to boast for self ego to feel good.
*
bro you are 2 months late, check post 2 months back lah
guy3288
post Jun 19 2025, 05:10 PM

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Rize 3.3% not attractive any more
i keep minimal only
go for Boost in out daily no problem
guy3288
post Jun 19 2025, 06:09 PM

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QUOTE(cklimm @ Jun 19 2025, 05:51 PM)
Hey Rize, read this post
*
Versa is better but in out daily not so fluid
guy3288
post Jul 3 2025, 11:01 AM

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QUOTE(mamamia @ Jul 3 2025, 10:49 AM)
does it mean that if my end of day balance is RM50k and above, i will still enjoy 3.30% interest for the 50k and not tier based basis?
I'm confuse whether it is like UOB One, i.e. first 50k is 2.58%, subsequent 150k is 3.30%
*
The tnc said all 50k, the entire amount get 3.3%
guy3288
post Jul 3 2025, 11:26 AM

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QUOTE(virtualgay @ Jul 3 2025, 11:03 AM)
just have to make sure maintain 50k above
thank god this month got MBB and RHB ZERO BT so make it quite possible for me
*
Yeah free money ambik...


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