
How much KWSP saving u have at your 30, 40 and 50?
How much KWSP saving u have at your 30, 40 and 50?
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Apr 17 2024, 09:22 AM, updated 2y ago
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#1
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Junior Member
14 posts Joined: Aug 2022 |
Me at 50, i near million liao... how about u?
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Apr 17 2024, 09:24 AM
Show posts by this member only | IPv6 | Post
#2
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Junior Member
127 posts Joined: Oct 2011 |
Goddammit you are 50
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Apr 17 2024, 09:24 AM
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#3
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Senior Member
6,155 posts Joined: Jul 2012 From: Today, 00:01 AM |
F12 or right click > inspect element?
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Apr 17 2024, 09:25 AM
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#4
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Junior Member
140 posts Joined: Jul 2007 From: Puchong |
27/09/2022 Latest screenshot don't have kah Kek romuluz777, Johannlo, and 10 others liked this post
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Apr 17 2024, 09:26 AM
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#5
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Junior Member
319 posts Joined: Nov 2011 |
Fake and ghey
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Apr 17 2024, 09:26 AM
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#6
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All Stars
12,273 posts Joined: Oct 2010 |
MYOB
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Apr 17 2024, 09:26 AM
Show posts by this member only | IPv6 | Post
#7
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Junior Member
227 posts Joined: Sep 2013 |
50 still lurk /k
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Apr 17 2024, 09:27 AM
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#8
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Junior Member
933 posts Joined: Jul 2005 |
dun bluff la...
it's not yours ok... |
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Apr 17 2024, 09:28 AM
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#9
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Senior Member
1,750 posts Joined: Feb 2009 |
why take out money from Account 2 so early DoomHammer liked this post
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Apr 17 2024, 09:30 AM
Show posts by this member only | IPv6 | Post
#10
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Senior Member
2,096 posts Joined: Oct 2007 |
how many 50 in /k? LOL. Plat89 liked this post
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Apr 17 2024, 09:34 AM
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Senior Member
1,374 posts Joined: Feb 2016 From: Milky Way |
I doubt u search back screenshot from 2022 to open this thread right?
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Apr 17 2024, 09:34 AM
Show posts by this member only | IPv6 | Post
#12
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Junior Member
97 posts Joined: Oct 2022 |
Sad right? Can't imagine its value in another 5 years time..
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Apr 17 2024, 09:36 AM
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Junior Member
632 posts Joined: Sep 2011 |
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Apr 17 2024, 09:36 AM
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Senior Member
1,590 posts Joined: Sep 2011 |
why screenshot 2 years ago?
anyway congracts can retire already. This post has been edited by kelvinfixx: Apr 17 2024, 09:37 AM |
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Apr 17 2024, 09:36 AM
Show posts by this member only | IPv6 | Post
#15
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Senior Member
2,992 posts Joined: Feb 2015 |
RM1
🥲😭 |
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Apr 17 2024, 09:37 AM
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Junior Member
246 posts Joined: May 2013 From: Behind you |
age 33 , around 200k .. considered good?
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Apr 17 2024, 09:37 AM
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Junior Member
613 posts Joined: Jun 2011 |
dont provide info anoymously in Forum. oh wai!
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Apr 17 2024, 09:39 AM
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#18
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Junior Member
79 posts Joined: Sep 2021 |
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Apr 17 2024, 09:39 AM
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Senior Member
1,590 posts Joined: Sep 2011 |
QUOTE(exorthexquas @ Apr 17 2024, 09:37 AM) very very good. you can become 1 mil at age 40 immobile liked this post
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Apr 17 2024, 09:40 AM
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Senior Member
1,534 posts Joined: Jul 2006 |
cukur ayam 50 ada 90k
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Apr 17 2024, 09:40 AM
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Junior Member
246 posts Joined: May 2013 From: Behind you |
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Apr 17 2024, 09:43 AM
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Junior Member
8 posts Joined: Oct 2021 |
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Apr 17 2024, 09:45 AM
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Senior Member
1,590 posts Joined: Sep 2011 |
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Apr 17 2024, 09:45 AM
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Junior Member
660 posts Joined: Jun 2018 |
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Apr 17 2024, 09:45 AM
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Senior Member
1,863 posts Joined: Aug 2014 From: Soviet Sarawak - Dum Spiro Spero |
nao 30 ish almost 300 je...
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Apr 17 2024, 09:46 AM
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Junior Member
70 posts Joined: Aug 2014 |
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Apr 17 2024, 09:47 AM
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Senior Member
1,590 posts Joined: Sep 2011 |
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Apr 17 2024, 09:47 AM
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Senior Member
1,590 posts Joined: Sep 2011 |
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Apr 17 2024, 09:48 AM
Show posts by this member only | IPv6 | Post
#29
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Junior Member
480 posts Joined: Sep 2004 |
This screenshot sure get from other place.
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Apr 17 2024, 09:48 AM
Show posts by this member only | IPv6 | Post
#30
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Junior Member
89 posts Joined: Jun 2009 |
nexona88 liked this post
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Apr 17 2024, 09:49 AM
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Junior Member
460 posts Joined: Oct 2008 |
ken431256 liked this post
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Apr 17 2024, 09:49 AM
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Senior Member
1,590 posts Joined: Sep 2011 |
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Apr 17 2024, 09:50 AM
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Junior Member
70 posts Joined: Aug 2014 |
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Apr 17 2024, 09:50 AM
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Junior Member
246 posts Joined: May 2013 From: Behind you |
QUOTE(Landwhale @ Apr 17 2024, 09:43 AM) I also wasting my young age rn, just purchased a gooding car before hgvtQUOTE(immobile @ Apr 17 2024, 09:45 AM) but if want to purchase property is from acct 2 right? |
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Apr 17 2024, 09:50 AM
Show posts by this member only | IPv6 | Post
#35
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Junior Member
89 posts Joined: Jun 2009 |
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Apr 17 2024, 09:50 AM
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Senior Member
1,590 posts Joined: Sep 2011 |
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Apr 17 2024, 09:50 AM
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Junior Member
346 posts Joined: Jan 2003 From: Damansara Jaya |
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Apr 17 2024, 09:52 AM
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Senior Member
1,590 posts Joined: Sep 2011 |
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Apr 17 2024, 09:52 AM
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Junior Member
660 posts Joined: Jun 2018 |
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Apr 17 2024, 09:53 AM
Show posts by this member only | IPv6 | Post
#40
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Senior Member
1,187 posts Joined: Nov 2006 |
my epf not 1mil
imagine if type got 1mil in epf, but need post in k for validation |
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Apr 17 2024, 09:54 AM
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Senior Member
1,863 posts Joined: Aug 2014 From: Soviet Sarawak - Dum Spiro Spero |
QUOTE(kelvinfixx @ Apr 17 2024, 09:49 AM) yeah last time older gen like my dad salary reli ciput je... and epf the boss no pay lagi... but the money value really small now... things you can get per dollar diminish so much the 300 feels like 100 only kelvinfixx liked this post
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Apr 17 2024, 09:55 AM
Show posts by this member only | IPv6 | Post
#42
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Senior Member
954 posts Joined: Dec 2006 |
100k at 30, 1M at 42.
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Apr 17 2024, 09:56 AM
Show posts by this member only | IPv6 | Post
#43
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Senior Member
1,653 posts Joined: Aug 2008 From: My Fantasy World |
33 this year, more than 200k but less than 300k
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Apr 17 2024, 09:58 AM
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Senior Member
1,590 posts Joined: Sep 2011 |
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Apr 17 2024, 10:04 AM
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Junior Member
835 posts Joined: Jan 2015 |
I feel my kwsp really lacking behind.. i 30 years old only got 120k of acc 1 and 2. Feels so little and cannot reach 1.5mil by 60.. EmpireAnt liked this post
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Apr 17 2024, 10:06 AM
Show posts by this member only | IPv6 | Post
#46
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Junior Member
64 posts Joined: Jan 2019 |
300k at 25
600k at 35 1mil at 45 |
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Apr 17 2024, 10:11 AM
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Junior Member
191 posts Joined: Oct 2021 |
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Apr 17 2024, 10:12 AM
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Senior Member
1,263 posts Joined: Nov 2009 From: Johor Bahru |
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Apr 17 2024, 10:13 AM
Show posts by this member only | IPv6 | Post
#49
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All Stars
10,477 posts Joined: Jan 2003 From: Sarawak |
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Apr 17 2024, 10:13 AM
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Junior Member
246 posts Joined: May 2013 From: Behind you |
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Apr 17 2024, 10:14 AM
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Senior Member
1,263 posts Joined: Nov 2009 From: Johor Bahru |
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Apr 17 2024, 10:15 AM
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Senior Member
3,626 posts Joined: Nov 2007 From: Hornbill land |
Apart from EPF, dont tell me you guys dont have other type of saving?
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Apr 17 2024, 10:17 AM
Show posts by this member only | IPv6 | Post
#53
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Junior Member
202 posts Joined: Nov 2015 |
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Apr 17 2024, 10:26 AM
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Senior Member
1,263 posts Joined: Nov 2009 From: Johor Bahru |
QUOTE(exorthexquas @ Apr 17 2024, 10:13 AM) download i-KWSP on your phone, loginin Simpanan, scroll down to the section: Anggarkan simpanan anda apabila bersara and click on kira Simpanan, click on Teruskan Insert the details and it'll calculate how much you'll have if on current trajectory |
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Apr 17 2024, 10:32 AM
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Junior Member
682 posts Joined: Jan 2021 |
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Apr 17 2024, 10:36 AM
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Junior Member
219 posts Joined: Nov 2021 |
38yo saving/investment = 850k , epf only 150k . How to reach epf 1mil
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Apr 17 2024, 10:36 AM
Show posts by this member only | IPv6 | Post
#57
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Senior Member
1,863 posts Joined: Aug 2014 From: Soviet Sarawak - Dum Spiro Spero |
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Apr 17 2024, 10:37 AM
Show posts by this member only | IPv6 | Post
#58
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Junior Member
88 posts Joined: Dec 2021 |
30 zero
40 zero 50 zero please donate....pm |
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Apr 17 2024, 11:02 AM
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Junior Member
197 posts Joined: Jul 2014 From: Kalimdor. |
me at 38 my kwsp only 120k.
all withdrawal during covid -yes. ptptn - all settled using kwsp money. i-lindung - 2 years in a row now. house payment - yes. im a poorfag. |
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Apr 17 2024, 11:07 AM
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Senior Member
1,534 posts Joined: Jul 2006 |
too poorfag till ****
This post has been edited by sunami: Apr 17 2024, 11:08 AM |
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Apr 17 2024, 11:08 AM
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Junior Member
325 posts Joined: Feb 2022 |
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Apr 17 2024, 11:11 AM
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Senior Member
4,707 posts Joined: May 2008 |
if 30 years old then is about 2019
that time kwsp about Rm150k after deduction ..i remember took 30 or 40k out from acc 2 for house This post has been edited by fantasy1989: Apr 17 2024, 11:12 AM |
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Apr 17 2024, 11:11 AM
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Junior Member
147 posts Joined: Dec 2008 |
Side topic abit ....
When will the dividend for 2024 be credited into our account? |
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Apr 17 2024, 11:12 AM
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Senior Member
1,119 posts Joined: Jun 2007 |
at 50 and not even a million....you sure can retire on time?
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Apr 17 2024, 11:12 AM
Show posts by this member only | IPv6 | Post
#65
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Junior Member
387 posts Joined: Jul 2005 |
couple more years to 40 - now around 1m. novblaze liked this post
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Apr 17 2024, 11:12 AM
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Senior Member
4,707 posts Joined: May 2008 |
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Apr 17 2024, 11:13 AM
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Senior Member
1,015 posts Joined: Jun 2011 |
QUOTE(Akmall540 @ Apr 17 2024, 11:02 AM) me at 38 my kwsp only 120k. If i'm you I'll be really worried post retirement, guess you cannot retire and have to continue working foreverall withdrawal during covid -yes. ptptn - all settled using kwsp money. i-lindung - 2 years in a row now. house payment - yes. im a poorfag. |
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Apr 17 2024, 11:14 AM
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Junior Member
773 posts Joined: Oct 2021 |
EPF forced savings is unfair. Should use US style social security system.
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Apr 17 2024, 11:17 AM
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Junior Member
325 posts Joined: Feb 2022 |
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Apr 17 2024, 11:18 AM
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Senior Member
3,599 posts Joined: Jun 2009 From: MYBoleh.NET |
I can comfortably retired at 55 with a lot of spare cash to spend.
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Apr 17 2024, 11:19 AM
Show posts by this member only | IPv6 | Post
#71
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Junior Member
202 posts Joined: Nov 2015 |
QUOTE(Kaya Butter Toast @ Apr 17 2024, 11:08 AM) 33 years old this year. Total 350k. how u pump money give your parents? i think quite smart ehMy own account 240k Parents epf account 110k. Pump in there because they are retired, so easily can withdraw. I'm also the nominated beneficiary for their epf accounts ![]() |
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Apr 17 2024, 11:20 AM
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Senior Member
4,707 posts Joined: May 2008 |
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Apr 17 2024, 11:30 AM
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Junior Member
325 posts Joined: Feb 2022 |
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Apr 17 2024, 11:31 AM
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Junior Member
197 posts Joined: Jul 2014 From: Kalimdor. |
QUOTE(kkkw80 @ Apr 17 2024, 11:13 AM) If i'm you I'll be really worried post retirement, guess you cannot retire and have to continue working forever luckily you are not me. im a poorfag but i got some inheritance from my mother (house and land) at my kampung. that would be my target for retirement. tbh, i dont think i can live until 70 or 80 years old. so why need to worry much? just follow the flow and enjoy the ride. Atrocious liked this post
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Apr 17 2024, 11:31 AM
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Senior Member
1,075 posts Joined: Oct 2022 |
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Apr 17 2024, 11:31 AM
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Junior Member
239 posts Joined: Mar 2018 |
figma screenshot laa
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Apr 17 2024, 11:32 AM
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Junior Member
368 posts Joined: Jan 2006 |
Why 2022 number?
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Apr 17 2024, 11:35 AM
Show posts by this member only | IPv6 | Post
#78
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Senior Member
2,096 posts Joined: Oct 2007 |
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Apr 17 2024, 11:35 AM
Show posts by this member only | IPv6 | Post
#79
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Junior Member
202 posts Joined: Nov 2015 |
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Apr 17 2024, 11:36 AM
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Senior Member
1,293 posts Joined: Aug 2014 |
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Apr 17 2024, 11:39 AM
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Junior Member
325 posts Joined: Feb 2022 |
QUOTE(jyll92 @ Apr 17 2024, 11:35 AM) That's impossible.And i don't plan to touch the epf account until I retire. I see most people nowadays withdraw left and right, then blame government why still poor. Withdraw to buy house or renovate means you can't afford that shit bitch. Tone down the lifestyle. You don't need 700k houses and 150k renovations MasBoleh! liked this post
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Apr 17 2024, 12:33 PM
Show posts by this member only | IPv6 | Post
#82
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Senior Member
1,162 posts Joined: Dec 2006 |
Me at 38, epf around 650k.
Macam not enough for early retirement. |
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Apr 17 2024, 12:57 PM
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(HikayatSalju @ Apr 17 2024, 11:14 AM) For millions of retirees, Social Security provides an essential source of income in retirement. In 2020, around 50 million retired workers collected Social Security benefits, according to the Social Security administration.However, the recent 2022 Social Security Trustees report finds that in 2034, retirees will start receiving a reduced benefit if Congress doesn’t fix funding issues for the social program. In other words, Social Security will exist after 2034, but retirees will only receive 77% of their full benefit starting then. “No major Social Security legislation has been passed at all since the early 1980s,” says Alicia H. Munnell, Director of the Center of Retirement Research at Boston College. “And so we do have this event coming up that forces Congress either to do something, or most people’s benefits are going to be cut by [nearly] 25%.” |
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Apr 17 2024, 01:01 PM
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(Kaya Butter Toast @ Apr 17 2024, 11:39 AM) I see most people nowadays withdraw left and right, then blame government why still poor. Well said.... thanks to poor financial literacy among rakyatsWithdraw to buy house or renovate means you can't afford that shit bitch. Tone down the lifestyle. You don't need 700k houses and 150k renovations |
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Apr 17 2024, 01:03 PM
Show posts by this member only | IPv6 | Post
#85
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Senior Member
5,741 posts Joined: Apr 2019 |
QUOTE(Kaya Butter Toast @ Apr 17 2024, 11:08 AM) 33 years old this year. Total 350k. kaya raya my idola My own account 240k Parents epf account 110k. Pump in there because they are retired, so easily can withdraw. I'm also the nominated beneficiary for their epf accounts ![]() Kaya Butter Toast liked this post
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Apr 17 2024, 01:04 PM
Show posts by this member only | IPv6 | Post
#86
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Junior Member
226 posts Joined: Feb 2022 |
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Apr 17 2024, 01:08 PM
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Junior Member
325 posts Joined: Feb 2022 |
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Apr 17 2024, 01:11 PM
Show posts by this member only | IPv6 | Post
#88
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Junior Member
57 posts Joined: Feb 2023 |
TS, if you are working in Selangor / KL, and you only have 900k at 50, it's really nothing to brag about. Infact, that's on the lower side, no joke. And I'm not using k/ standard by the way, it's real life standard. MasBoleh! liked this post
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Apr 17 2024, 01:15 PM
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Junior Member
251 posts Joined: Feb 2007 From: Bukit Padang Mental Hospital |
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Apr 17 2024, 01:18 PM
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Senior Member
1,053 posts Joined: Jan 2008 |
QUOTE(Modasatan @ Apr 17 2024, 09:22 AM) Please learn to do fake diagnram. Account 2 not tally with Account 1 percentage (Acct1 70% & Acct2 30%) Skylinestar liked this post
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Apr 17 2024, 01:20 PM
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Junior Member
226 posts Joined: Feb 2022 |
I hate this kind of thread
Make me feel poor |
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Apr 17 2024, 01:22 PM
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Senior Member
4,707 posts Joined: May 2008 |
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Apr 17 2024, 01:23 PM
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Junior Member
166 posts Joined: May 2019 |
very malu. i failed in life. now at 32 less than RM100K. been working since 22.
sorry for needing y'all assistance through out the help from govt subsidies. also, thank you a lot for those taxpayers helping me go through life. |
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Apr 17 2024, 01:23 PM
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Senior Member
1,053 posts Joined: Jan 2008 |
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Apr 17 2024, 01:23 PM
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Senior Member
1,053 posts Joined: Jan 2008 |
QUOTE(EmpireAnt @ Apr 17 2024, 01:23 PM) very malu. i failed in life. now at 32 less than RM100K. been working since 22. buy Sport toto or genting all in.sorry for needing y'all assistance through out the help from govt subsidies. also, thank you a lot for those taxpayers helping me go through life. EmpireAnt liked this post
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Apr 17 2024, 01:25 PM
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Junior Member
253 posts Joined: Jan 2003 From: KL, Cheras, Kajang, Balakong, MINES |
problem is, MYR deprecating and inflation increasing, how to absorb that?
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Apr 17 2024, 01:25 PM
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Junior Member
226 posts Joined: Feb 2022 |
QUOTE(EmpireAnt @ Apr 17 2024, 01:23 PM) very malu. i failed in life. now at 32 less than RM100K. been working since 22. I have rm18k only sorry for needing y'all assistance through out the help from govt subsidies. also, thank you a lot for those taxpayers helping me go through life. Then i need to 14th floor liao? EmpireAnt liked this post
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Apr 17 2024, 01:28 PM
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Junior Member
166 posts Joined: May 2019 |
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Apr 17 2024, 01:29 PM
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Junior Member
166 posts Joined: May 2019 |
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Apr 17 2024, 01:29 PM
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Junior Member
380 posts Joined: Dec 2008 From: /k/ |
sad... 32 only 100k
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Apr 17 2024, 01:30 PM
Show posts by this member only | IPv6 | Post
#101
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Junior Member
65 posts Joined: Apr 2016 |
Age 31, 70K, can't even buy a house, give up liao
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Apr 17 2024, 01:30 PM
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Senior Member
3,599 posts Joined: Jun 2009 From: MYBoleh.NET |
QUOTE(Kaya Butter Toast @ Apr 17 2024, 11:39 AM) That's impossible. This. If withdraw merely to save interest, then that is the biggest mistake ever too. Saving interest is by pumping extra money not using EPF moneyAnd i don't plan to touch the epf account until I retire. I see most people nowadays withdraw left and right, then blame government why still poor. Withdraw to buy house or renovate means you can't afford that shit bitch. Tone down the lifestyle. You don't need 700k houses and 150k renovations |
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Apr 17 2024, 01:31 PM
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Senior Member
937 posts Joined: Jun 2006 |
QUOTE(EmpireAnt @ Apr 17 2024, 01:23 PM) very malu. i failed in life. now at 32 less than RM100K. been working since 22. why so low?sorry for needing y'all assistance through out the help from govt subsidies. also, thank you a lot for those taxpayers helping me go through life. less than 100k at 32 kinda..... |
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Apr 17 2024, 01:33 PM
Show posts by this member only | IPv6 | Post
#104
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Junior Member
14 posts Joined: Nov 2021 |
I do not understand why people have obsession with the amount in KWSP.
If we are looking at financial security, should we not look at the whole picture instead of just KWSP? Some people can have low KWSP but having much more money floating around in investments and savings. |
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Apr 17 2024, 01:33 PM
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1,267 posts Joined: Oct 2009 |
Got 3 house and one 3 storey shop sell the other 2 house pun only less than 1m reality and market price always look good only 😂😂 sell shop market price is 3.7m probably will be low ball until 1.5m same reality and market price is for syok sendiri only 😂😂 probably will force my self to sell before die or medical need if not enough funds 😂😂
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Apr 17 2024, 01:38 PM
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
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Apr 17 2024, 01:40 PM
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166 posts Joined: May 2019 |
QUOTE(cHaRsIeWpAu^^ @ Apr 17 2024, 01:31 PM) because i never went out of my comfort zone. very very bad mind set i has earlier. then it kind of reach a stage where everything gets a little too late to do something. and i still never dare to go out. now i think of the projection till 55, mati la. haha |
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Apr 17 2024, 01:41 PM
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Senior Member
7,106 posts Joined: Jan 2003 |
rcracer and buysellaccount liked this post
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Apr 17 2024, 01:46 PM
Show posts by this member only | IPv6 | Post
#109
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Senior Member
1,609 posts Joined: Sep 2005 From: KL |
Those who are actually doing well financially doesn't need to seek validation from anyone.
Those who are pretentious are the one who needs to seek validation. |
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Apr 17 2024, 01:48 PM
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Junior Member
166 posts Joined: May 2019 |
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Apr 17 2024, 01:49 PM
Show posts by this member only | IPv6 | Post
#111
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Senior Member
998 posts Joined: Feb 2009 From: Jesse Pinkman's house |
QUOTE(Kaya Butter Toast @ Apr 17 2024, 11:39 AM) That's impossible. epf where can withdraw for reno can meh? i also withdrew for first house but then i can contribute back the money to epf the following year so still ok kotAnd i don't plan to touch the epf account until I retire. I see most people nowadays withdraw left and right, then blame government why still poor. Withdraw to buy house or renovate means you can't afford that shit bitch. Tone down the lifestyle. You don't need 700k houses and 150k renovations |
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Apr 17 2024, 01:51 PM
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Senior Member
7,847 posts Joined: Sep 2019 |
EPF tarak satu sen pun…..
CPF, citer lain…. |
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Apr 17 2024, 01:52 PM
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Senior Member
1,053 posts Joined: Jan 2008 |
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Apr 17 2024, 01:53 PM
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Junior Member
325 posts Joined: Feb 2022 |
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Apr 17 2024, 01:55 PM
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Senior Member
937 posts Joined: Jun 2006 |
QUOTE(EmpireAnt @ Apr 17 2024, 01:40 PM) because i never went out of my comfort zone. very very bad mind set i has earlier. ok la. 32 still young.then it kind of reach a stage where everything gets a little too late to do something. and i still never dare to go out. now i think of the projection till 55, mati la. haha below 45 still can do many things, dont give up, keep it up. fyi ayam 33, 680k in kwsp. |
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Apr 17 2024, 02:02 PM
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Senior Member
5,967 posts Joined: Oct 2004 From: Malaysia... Duh! |
QUOTE(cmk96 @ Apr 17 2024, 09:30 AM) I would say more than you think. I join lowyat at around 16 and I'm already near 40s. I'd imagine there are a lot mid 20s on the forum when I first join. cempedaklife liked this post
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Apr 17 2024, 02:03 PM
Show posts by this member only | IPv6 | Post
#117
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Senior Member
4,357 posts Joined: Oct 2010 From: KL |
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Apr 17 2024, 02:39 PM
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Junior Member
545 posts Joined: May 2010 |
alot rich ppl here
i 31 only around 120K.. wasted 3 years in a cinamen company This post has been edited by dennis008: Apr 17 2024, 02:39 PM |
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Apr 17 2024, 02:45 PM
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Newbie
3 posts Joined: Jun 2017 |
QUOTE(EmpireAnt @ Apr 17 2024, 01:40 PM) because i never went out of my comfort zone. very very bad mind set i has earlier. I am same with you. When I was young, I didn't think about future. Just stuck at comfort zone. then it kind of reach a stage where everything gets a little too late to do something. and i still never dare to go out. now i think of the projection till 55, mati la. haha When 30, I don't have 100k. But now I am nearing 40, got 200k already. As long you don't withdraw, the interest is alot and will be more than your contribution. EmpireAnt liked this post
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Apr 17 2024, 02:47 PM
Show posts by this member only | IPv6 | Post
#120
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Junior Member
257 posts Joined: Dec 2008 From: Malaysia |
no matter how much u earn, be discipline. avoid all those non-needed spending. live a frugal life, don't envy don't feel provoke. time will tell and heal. EPD is a mandotary thing, saving rm 50 or rm 100 per week or monthly also consider and needed discipline. put down the ego, and start work partime every night or every weekend. don't sleep as always.
when u are reaching almost 30s or 40s or 50s. u will be scared of the shit because if u are no longer to put the food in the table or to take k urself (IF u tak ade family or wife or children). u will live like a beggar. |
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Apr 17 2024, 03:02 PM
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(EmpireAnt @ Apr 17 2024, 01:48 PM) tried before. sekali rugi . terus tak berani. i don't have the guts as of now. go for high yield, low risk savings ... ASM, ASB (for Bumiputera),currently plan is to settle all this little little debt to get back on my feet cempedaklife and EmpireAnt liked this post
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Apr 17 2024, 03:03 PM
Show posts by this member only | IPv6 | Post
#122
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Senior Member
2,096 posts Joined: Oct 2007 |
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Apr 17 2024, 03:07 PM
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109 posts Joined: Jan 2012 |
200k at 33, pity I withdraw my account 2 back in 2020, if not I would have 250K and on track to have my target 1 mil before 50.
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Apr 17 2024, 03:08 PM
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Senior Member
3,772 posts Joined: Jan 2003 |
705k , 40, next 2 years plan to self contribute to hit 1 my, then fark off working
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Apr 17 2024, 03:28 PM
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Senior Member
1,293 posts Joined: Aug 2014 |
I don't eat much This post has been edited by N9484640: Apr 19 2024, 10:33 AM Kaya Butter Toast liked this post
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Apr 17 2024, 03:30 PM
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Senior Member
3,834 posts Joined: Oct 2011 |
QUOTE(N9484640 @ Apr 17 2024, 03:28 PM) That's only half of /k standard 20k/month salary. Please continue to work hard. N9484640 liked this post
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Apr 17 2024, 03:31 PM
Show posts by this member only | IPv6 | Post
#127
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Senior Member
3,642 posts Joined: Jul 2014 |
30: 5k
40: 10k 50: zero due to just withdraw out 10k during covid |
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Apr 17 2024, 03:33 PM
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Junior Member
70 posts Joined: Aug 2014 |
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Apr 17 2024, 03:34 PM
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10 posts Joined: Jun 2005 |
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Apr 17 2024, 03:40 PM
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Junior Member
575 posts Joined: Feb 2013 |
me 30, less than 70k in epf, sadge...
welp at least still have bulk of my funds in other investments (other stocks & stuff) |
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Apr 17 2024, 03:50 PM
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Junior Member
395 posts Joined: Mar 2011 |
RM 20K je
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Apr 17 2024, 04:06 PM
Show posts by this member only | IPv6 | Post
#132
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Junior Member
343 posts Joined: Mar 2005 From: This means more ! |
As of April, 649k at 43yo. Should be able to reach 1m by 45, and 5mil by 60 retirement.
This post has been edited by ameenskywalker: Apr 17 2024, 04:06 PM |
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Apr 17 2024, 04:10 PM
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Senior Member
1,590 posts Joined: Sep 2011 |
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Apr 17 2024, 04:12 PM
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Senior Member
1,590 posts Joined: Sep 2011 |
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Apr 17 2024, 04:16 PM
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Senior Member
1,590 posts Joined: Sep 2011 |
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Apr 17 2024, 04:17 PM
Show posts by this member only | IPv6 | Post
#136
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Senior Member
2,746 posts Joined: Mar 2006 From: 21st century |
Hope can have 1mil by 45 Looking at the traction looks possible This post has been edited by munak991: Apr 17 2024, 04:17 PM ameenskywalker liked this post
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Apr 17 2024, 04:22 PM
Show posts by this member only | IPv6 | Post
#137
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Junior Member
65 posts Joined: Apr 2022 |
QUOTE(Skylinestar @ Apr 17 2024, 10:13 AM) My wife Aunt, around RM2 mil in EPF. before age 50, kena cancer and die. didn't able to enjoy the fruit she tanam. now all goes to my FIL. kelvinfixx liked this post
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Apr 17 2024, 04:22 PM
Show posts by this member only | IPv6 | Post
#138
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Junior Member
89 posts Joined: Jun 2009 |
QUOTE(CRaX @ Apr 17 2024, 04:34 PM) 7 years now with my company.If want more money can... Go work with helicopters or even airlines. Or go work overseas... That's what my fellow batch mates do. Me I wish to work carefree and relax... So I stay put with my first and only employer. Sure the salary not as much as others... But I relax. My employer is stable... So I don't have to worry about getting retrenched. I'm the only electrical engineer.... So no need to worry about kpi This post has been edited by h4r8_kIlLeR: Apr 17 2024, 04:24 PM |
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Apr 17 2024, 04:29 PM
Show posts by this member only | IPv6 | Post
#139
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Junior Member
156 posts Joined: Mar 2022 |
just hit 80k at 29, aiming 100k end of year
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Apr 17 2024, 04:29 PM
Show posts by this member only | IPv6 | Post
#140
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Senior Member
998 posts Joined: Feb 2009 From: Jesse Pinkman's house |
QUOTE(dennis008 @ Apr 17 2024, 02:39 PM) don’t give up you contribute at least 2.5k every month now until 55 without earning interest, you would have almost 900k d then 1m by ~57 This post has been edited by elm0001: Apr 17 2024, 04:30 PM |
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Apr 17 2024, 04:43 PM
Show posts by this member only | IPv6 | Post
#141
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Junior Member
343 posts Joined: Mar 2005 From: This means more ! |
QUOTE(kelvinfixx @ Apr 17 2024, 06:16 PM) I need to in order to get the monthly epf payout 80% of what Im earning now. kelvinfixx liked this post
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Apr 17 2024, 04:46 PM
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Junior Member
206 posts Joined: Mar 2012 |
Not much
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Apr 17 2024, 04:54 PM
Show posts by this member only | IPv6 | Post
#143
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Junior Member
202 posts Joined: Nov 2015 |
QUOTE(ameenskywalker @ Apr 17 2024, 04:06 PM) unfortunately life is not so easy your 5m would be roughly equivalent to 1-2m the value now if you are lucky, if inflation is controllable. if u think epf can hedge. think again. i would say if u want to be safe use s&p500 return as benchmark, u should be comfortably beating inflation. |
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Apr 17 2024, 04:56 PM
Show posts by this member only | IPv6 | Post
#144
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Senior Member
4,499 posts Joined: Mar 2014 |
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Apr 17 2024, 05:19 PM
Show posts by this member only | IPv6 | Post
#145
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Senior Member
1,162 posts Joined: Dec 2006 |
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Apr 17 2024, 05:28 PM
Show posts by this member only | IPv6 | Post
#146
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Junior Member
127 posts Joined: Oct 2011 |
QUOTE(jyll92 @ Apr 17 2024, 04:54 PM) unfortunately life is not so easy your 5m would be roughly equivalent to 1-2m the value now if you are lucky, if inflation is controllable. if u think epf can hedge. think again. i would say if u want to be safe use s&p500 return as benchmark, u should be comfortably beating inflation. which financial instruments available in malaysia to get returns the equivalent of s&p 500? |
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Apr 17 2024, 05:32 PM
Show posts by this member only | IPv6 | Post
#147
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Senior Member
3,665 posts Joined: Apr 2019 |
QUOTE(ameenskywalker @ Apr 17 2024, 04:43 PM) Depends on your definition of earning. If it is gross pay, u can target a lower % than 80% cos u r no longer paying tax, no need to contribute to epf and no need to save anymore technically.This post has been edited by Wedchar2912: Apr 17 2024, 08:03 PM |
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Apr 17 2024, 05:33 PM
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Senior Member
5,967 posts Joined: Oct 2004 From: Malaysia... Duh! |
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Apr 17 2024, 05:38 PM
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Junior Member
70 posts Joined: Aug 2014 |
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Apr 17 2024, 05:42 PM
Show posts by this member only | IPv6 | Post
#150
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Junior Member
361 posts Joined: Jun 2007 |
Show off....hope you won't get to pay million ringgit tuition later...
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Apr 17 2024, 05:43 PM
Show posts by this member only | IPv6 | Post
#151
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202 posts Joined: Nov 2015 |
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Apr 17 2024, 05:44 PM
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Junior Member
603 posts Joined: Dec 2011 From: shah alam |
age 30 150k ok ke? can 1mil at 55?
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Apr 17 2024, 05:57 PM
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Junior Member
21 posts Joined: Feb 2021 |
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Apr 17 2024, 06:10 PM
Show posts by this member only | IPv6 | Post
#154
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All Stars
10,477 posts Joined: Jan 2003 From: Sarawak |
QUOTE(staind @ Apr 17 2024, 12:33 PM) why u want early retirement? spend more years screwing your bosses. Wedchar2912 liked this post
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Apr 17 2024, 06:20 PM
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Senior Member
7,847 posts Joined: Sep 2019 |
QUOTE(Cubalagi @ Apr 17 2024, 04:56 PM) More than a million SGD in CPF - split into 3 accounts (Ordinary Account, 2.5% interest only, Special Account 4% interest & Medisave Account 4% interest).But I’m already in my early 50’s. Not young Edited: removed attachment, since it's been viewed by bro Cubalagi already This post has been edited by hksgmy: Apr 17 2024, 06:54 PM Cubalagi liked this post
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Apr 17 2024, 06:23 PM
Show posts by this member only | IPv6 | Post
#156
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127 posts Joined: Oct 2011 |
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Apr 17 2024, 07:08 PM
Show posts by this member only | IPv6 | Post
#157
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Senior Member
1,162 posts Joined: Dec 2006 |
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Apr 17 2024, 07:08 PM
Show posts by this member only | IPv6 | Post
#158
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Senior Member
1,162 posts Joined: Dec 2006 |
QUOTE(Skylinestar @ Apr 17 2024, 06:10 PM) Because I am tired and I want to enjoy life before die. |
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Apr 17 2024, 08:26 PM
Show posts by this member only | IPv6 | Post
#159
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Senior Member
707 posts Joined: Feb 2010 |
Wow just wow. A lot of rich t20 k in here
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Apr 17 2024, 09:37 PM
Show posts by this member only | IPv6 | Post
#160
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Junior Member
343 posts Joined: Mar 2005 From: This means more ! |
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Apr 17 2024, 09:38 PM
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Junior Member
328 posts Joined: Jan 2015 |
mid 30s. I think not yet 300k...
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Apr 17 2024, 09:43 PM
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Junior Member
328 posts Joined: Jan 2015 |
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Apr 17 2024, 09:47 PM
Show posts by this member only | IPv6 | Post
#163
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Junior Member
321 posts Joined: May 2020 |
by 75 should 700-800k
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Apr 17 2024, 10:07 PM
Show posts by this member only | IPv6 | Post
#164
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Junior Member
141 posts Joined: Oct 2020 |
Walao. I read every single comments. It makes me sad and depress. I don’t even have 100k.
This post has been edited by potatolala: Apr 17 2024, 10:07 PM |
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Apr 17 2024, 10:57 PM
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Senior Member
4,499 posts Joined: Mar 2014 |
QUOTE(hksgmy @ Apr 17 2024, 06:20 PM) More than a million SGD in CPF - split into 3 accounts (Ordinary Account, 2.5% interest only, Special Account 4% interest & Medisave Account 4% interest). Nice...3.5x for us MalaysiansBut I’m already in my early 50’s. Not young Edited: removed attachment, since it's been viewed by bro Cubalagi already And that's just small portion of ur retirement portfolio. hksgmy liked this post
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Apr 17 2024, 11:36 PM
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Junior Member
325 posts Joined: Feb 2022 |
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Apr 18 2024, 01:14 AM
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Senior Member
7,847 posts Joined: Sep 2019 |
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Apr 18 2024, 08:26 AM
Show posts by this member only | IPv6 | Post
#168
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Senior Member
4,357 posts Joined: Oct 2010 From: KL |
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Apr 18 2024, 08:27 AM
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325 posts Joined: Feb 2022 |
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Apr 18 2024, 08:28 AM
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Junior Member
600 posts Joined: May 2005 From: Sabah |
Cukur Ayam parking USD di Pulau cayman
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Apr 18 2024, 08:37 AM
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Junior Member
36 posts Joined: Nov 2021 |
not remember at 30 how much. but withdraw for 1st home purchase, 1 year home mortgage and also all covid pengeluaran almost 40k. 30yo should be around RM200k 40yo RM520k 50yo RM1.3m 60yo RM2.8m this one calculated base on annual increase 2% EPF dividend 5% only basic salary no bonus ![]() immobile liked this post
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Apr 18 2024, 08:39 AM
Show posts by this member only | IPv6 | Post
#172
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Senior Member
1,162 posts Joined: Dec 2006 |
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Apr 18 2024, 09:01 AM
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281 posts Joined: Jun 2011 |
din reaize i took out almost 400k ady..and stil doin in...aduhhhh...
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Apr 18 2024, 09:03 AM
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Senior Member
7,847 posts Joined: Sep 2019 |
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Apr 18 2024, 09:05 AM
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70 posts Joined: Aug 2014 |
QUOTE(SixteenNine @ Apr 18 2024, 08:37 AM) not remember at 30 how much. but withdraw for 1st home purchase, 1 year home mortgage and also all covid pengeluaran almost 40k. wah... envy rich ppl30yo should be around RM200k 40yo RM520k 50yo RM1.3m 60yo RM2.8m this one calculated base on annual increase 2% EPF dividend 5% only basic salary no bonus ![]() |
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Apr 18 2024, 09:13 AM
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Junior Member
336 posts Joined: Mar 2017 |
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Apr 18 2024, 09:27 AM
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Senior Member
6,620 posts Joined: Jun 2009 |
QUOTE(SixteenNine @ Apr 18 2024, 08:37 AM) not remember at 30 how much. but withdraw for 1st home purchase, 1 year home mortgage and also all covid pengeluaran almost 40k. Can, less than 50k members+/- able to achieve tht only30yo should be around RM200k 40yo RM520k 50yo RM1.3m 60yo RM2.8m this one calculated base on annual increase 2% EPF dividend 5% only basic salary no bonus ![]() This post has been edited by DM3: Apr 18 2024, 09:27 AM |
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Apr 18 2024, 12:45 PM
Show posts by this member only | IPv6 | Post
#178
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Senior Member
4,357 posts Joined: Oct 2010 From: KL |
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Apr 18 2024, 01:35 PM
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Junior Member
325 posts Joined: Feb 2022 |
cempedaklife liked this post
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Apr 18 2024, 01:52 PM
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Junior Member
86 posts Joined: Aug 2016 |
if ayam wanna compare how ayam doing with other? what is the benchmark? let say at 30yo how much is average, how much is good etc?
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Apr 18 2024, 01:55 PM
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Junior Member
343 posts Joined: Mar 2005 From: This means more ! |
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Apr 19 2024, 10:15 AM
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
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