Reaching 53k savings by the time you're 30 is stupidly difficult at this point in time.

Who ask you gaji besar

Lets say its savings la

53k in 10 years (realistically, 8 cause you probably only get your first job around 22yo). Means you need to save ~6k a year for 8 years. Doesn't seem a lot, but if you're earning 4k, your nett is around 3.5k, and RM500 is close to 20% of your salary. With price of everything today, unless you stay home with parents and mummy still cook for you, unlikely can save that amount.

Also in the same row, it says EPF saving by 30 should be 35k. Using 8 years as benchmark, that's only 4k/year of EPF contribution. If your salary is 4k, per month about ~RM900 already goes into epf. One year already 11k. Can hit your EPF target in 3 years.

Quite impossible for salary to be so low that you only have 35k in your EPF by age 30. Even if your salary is only 2k, your EPF would be at 46k, not counting dividends and compound interest

If you buy house and property price went up, easy to hit 1m networth la.

Having 1m in your bank account is something entirely different.

The simple fact is, you are you. Maybe you got lucky in some way, or worked really hard to create a high income path for yourself. You're an outlier, which means majority cannot be like you. You need to structure policy/benchmark based on achieveable results by the masses and at the level they are at. Financial education is certainly lacking, but even if we can educate people, those numbers listed are going to be really hard to reach with current market conditions.