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 temporary increase in credit limit

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amboi_asamboi
post Apr 1 2024, 04:49 PM

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QUOTE(zerorating @ Mar 29 2024, 02:25 PM)
got applied once for additional rm500, kena rejected.

good thing the seller allow partial cash payment, partial credit payment.

possible reason: the bank dont have my kwsp statement. i never miss my statement payment, yet kena reject so fast.
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Yes the bank needs EPF/KWSP statement

Now can upload via app, should be able to increase ur limit

user posted image

user posted image

Good luck



zerorating
post Apr 1 2024, 04:56 PM

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QUOTE(amboi_asamboi @ Apr 1 2024, 04:49 PM)
Yes the bank needs EPF/KWSP statement

Now can upload via app, should be able to increase ur limit

user posted image

user posted image

Good luck
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meanwhile for shopee bnpl, they see pay statement without fail, straight away increase limit laugh.gif

makes me wonder if giving me credit card without kwsp document is following their procedure or not, my salary that time were rm5500 something (gross) and the credit limit that i request to increase temporarily were rm5500.
amboi_asamboi
post Apr 1 2024, 05:36 PM

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QUOTE(zerorating @ Apr 1 2024, 04:56 PM)
meanwhile for shopee bnpl, they see pay statement without fail, straight away increase limit  laugh.gif

makes me wonder if giving me credit card without kwsp document is following their procedure or not, my salary that time were rm5500 something (gross) and the credit limit that i request to increase temporarily were rm5500.
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Ya shouldnt be an issue

Those earning rm3k and below also will get double their annual income credit limit (ie 2x rm36k = rm72k)

Above rm3k is subject to bank’s discretion

Which bank Rm500 also kedekut…
henshin7
post Oct 26 2024, 06:41 PM

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QUOTE(deejay_krish @ Mar 29 2024, 05:33 PM)
last time I applied temporary increase when going to amsterdam, 1 hour saja, limit sudah up  thumbup.gif maybank
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can share how you apply? phone call without extra documents?

Thanks
deejay_krish
post Oct 26 2024, 07:05 PM

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QUOTE(henshin7 @ Oct 26 2024, 06:41 PM)
can share how you apply? phone call without extra documents?

Thanks
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yup just a phone call
hirano
post Oct 26 2024, 07:38 PM

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QUOTE(henshin7 @ Oct 26 2024, 06:41 PM)
can share how you apply? phone call without extra documents?

Thanks
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for maybank last time, i dont do phone call. got some link in the maybank web itself that can get temporary increase limit for oversea travel. immediately get
tzerjiunn
post May 25 2025, 09:35 AM

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how if fail to settle the amount within the offer period?
GHBZDK
post May 25 2025, 02:31 PM

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Settle whatever it says on the statement balance as usual, not when the increase limit period ends.
Usually won’t give btw, tak perlu segan fikir lama apply jer

This post has been edited by GHBZDK: May 25 2025, 02:33 PM
cfa28
post May 25 2025, 06:11 PM

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normally you need to have reason for it

for me, was to pay for wedding and funeral expenses

call 1 week before the intended swipe date

you can call 2 weeks if you are not confident of being approved

normally be approved if you have a good record of paying on time, especially if you pay in full every month
Porkycorgi5588
post May 28 2025, 09:37 AM

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QUOTE(cassian948 @ Mar 29 2024, 01:52 PM)
Most banks can convert large transaction amounts to EPP.
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EPP still go into your credit limit.
if exceed credit limit, got extra surcharges etc.

 

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