Haha... whatever floats your boat. Whos to say what is nice or not as long as the owner deems it necessary to fit luggage to his/her bike. Afterall, not everyone needs or can use, or can afford a dedicated touring bike for longer trips. The most common and popular bike now is a naked bike. They are cheap, plentiful options, sporty and fun, but lacking in luggage capacity. We just make do with what we have.

We do have pannier kits for the Ninja 650 sportsbike that bolts into stock mounting locations on the bike, so whos to say that panniers dont belong there as the manufacturer already makes an allocation for it? Hehe.

In fact, i'm very happy to see people outfit thier bikes sometimes to the point of being a pack mule, as it just means, they are riding the bikes and making trips, instead of being a garage queen.

Really depends on the setup. I have 3 boxes on my dominar. Will do 160 with no effect on stability....partly due to the long wheelbase and heavy weight of the bike

I hink the more pertinent issue is how you load the bike. Most people will over pack and overload the bike..when you have storage to spare.... weighing the rear down and cause the front end to go light.

I max out my rear preload and drop the front forks 1/2" to mitigate this...as very often my travel weight is an additional 30kg with gear and the weight of the racks/boxes. More importantly is how you pack them. Put the heavier items low on the panniers and the lightest things in the top box.

Seriously, this is no difference with travelling with a pillion.

I daily my 800NK. Previously my dominar with 3 boxes.

It takes getting used to and you won't be as nimble as a smaller kapchai or scooter and you might not be able to squeeze into smaller gaps in traffic. I still prefer the security and stability of a big bike over a smaller bike.

A 650 isn't any heavier or bigger than a normal 250 maxi scoot, and many daily on them.

Give the z650 or the 700CLX a try. They are quite nimble and does quite well in traffic

Good for you then.

For the purpose of commuting, the D400 is decent, especially given the price. Fuel economy if you keep it around 80 to 100 is actually quite good. You could almost get 300km on a tank running 80. Its just not built for higher speeds.