I'm more comfortable with iOS as my daily driver than Android although I've tried using severals Android phones including Mi, Pixel, Samsung, Huawei etc. I always prefer a straight forward OS. 80-90% of the time iOS doesnt give me any issue. Any of my daily driver apps works flawlessly. Currently using Android as 2nd device.

It all depends on individual preferences. Both has its pros & cons. Need to take consideration of your daily usage. What app, does it run smoother, will it give me problem in long run etc.

Long time user using iPhone since 3GS, cant say much about experience for new user. My experience might be differ than your expectations.

All banking apps work flawlessly. As others mentioned, the security is top notch.

FaceTime & iMessage are FOC.

Another strong point for iOS is the app optimization. Main reason why they all work flawlessly.

Customer service is top notch as well. No other brand comes close to this point.