retire and survive.. i think most msia still can la..

retire with dignity.. now that is a dream for many..

while some T1 work until they die because they dunno how else to live.. lol

to retire with enough cash to maintain your current lifestyle (of course some changes due to age is expected) and have some leftovers for the kids...

for example, my parents late 70s now..
- no more loans
- still got medical insurance coverage until age 100 (of course co-pay) with annual premium of 12k
- still have their annual oversea trips and hobbies
- still can splurge on meals and shopping as before without counting the pennies..
- still can change car when it is time