Even foreign labor like bangla construction workers or nepalese security have more than RM10k in their bank…

Just those have less than 10k maybe they have alot of cash in bank just not in epf … so epf not a correct indicator for wealth …

Malaysians can simply open a small gerai in the middle of the road sell burgers or nasi lemak which can earn decent living .. no need to pay taxes or epf … cash rich … maybe drive Alphard and stay banglo …

A typical /ktards have more money in epf than Najib and Rosmah … dont mean they are richer …

All the numbers can be manipulated and understood differently to fit the story of the storytellers … when gov wanna convince people not to withdraw, they will use the number in different way, when gov wanna show how good they govern they will look at different data banks to tell story differently…