KWSP account 3 (Pros & Cons), What is the latest update?
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 Mar 11 2024, 02:05 PM, updated 2y ago
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#1
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Junior Member
4 posts Joined: Jan 2024  
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Anyone know what is the latest news on KWSP a/c 3? What's the Criterias?
Should i contribute more in KWSP as the rates are so high than other investments. Want to know if withdraw it will be easier than a/c 2. Last year Gov announced that it will be implemented on April 2024. 3-4 more weeks to go. |
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Mar 11 2024, 02:07 PM
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#2
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Senior Member
1,084 posts Joined: Jul 2022
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3-4 more weeks to go, but it is not yet time April 2024 means end of the April 2024 also can, not April 1st must announce Earliest info will be shared after Raya only. Meanwhile, can keep the money in ASN This post has been edited by Natsukashii: Mar 11 2024, 02:08 PM gobiomani liked this post
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Mar 11 2024, 04:23 PM
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#3
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Junior Member
4 posts Joined: Jan 2024
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QUOTE(Natsukashii @ Mar 11 2024, 02:07 PM) 3-4 more weeks to go, but it is not yet time ASNB i cannot leh... only for Bumiputeras, right? April 2024 means end of the April 2024 also can, not April 1st must announce Earliest info will be shared after Raya only. Meanwhile, can keep the money in ASN  Look for some infos of KWSP a/c 3 via Bing Copilot  It is for - for emergency - certain percentages only can be withdrawn - only for new members (born after 2010) ->  NOT SUITABLE FOR ME - proposed 3% - 5% dividends - proposed only, finalise to be announced again End story... not for me |
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Mar 11 2024, 04:23 PM
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#4
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Senior Member
1,923 posts Joined: Feb 2016
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What is ac3 for?
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Mar 11 2024, 04:24 PM
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#5
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Junior Member
517 posts Joined: Jan 2008 
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Put in versa or tng better
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Mar 11 2024, 04:25 PM
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#6
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All Stars
12,049 posts Joined: Oct 2017
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Wah join 2024
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Mar 11 2024, 04:27 PM
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#7
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Senior Member
1,084 posts Joined: Jul 2022
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QUOTE(KennethPong1026 @ Mar 11 2024, 04:23 PM) ASNB i cannot leh... only for Bumiputeras, right? ASB = amanah saham bumi (only for bumi)Look for some infos of KWSP a/c 3 via Bing Copilot It is for - for emergency - certain percentages only can be withdrawn - only for new members (born after 2010) -> NOT SUITABLE FOR ME - proposed 3% - 5% dividends - proposed only, finalise to be announced again End story... not for me ASN = amanah saham nasional (for both bumi and also non-bumi) ASNB = amanah saham nasional berhad (that is the company that provides asb and asn) bobowyc and KennethPong1026 liked this post
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Mar 11 2024, 04:29 PM
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#8
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Senior Member
4,707 posts Joined: May 2008
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flexi
but wont yield standard rate as those "fixed" account |
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Mar 11 2024, 04:29 PM
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#9
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Senior Member
1,374 posts Joined: Feb 2016 From: Milky Way
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I will definitely opt out of such stupid change.
Put money in Account 3 with much lower return is stupid move for a forced saving retirement fund. I hope the creation of account 3 will not affect the overall performance of EPF return. |
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Mar 11 2024, 04:31 PM
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#10
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Senior Member
2,992 posts Joined: Feb 2015
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QUOTE(iGamer @ Mar 11 2024, 04:29 PM) I will definitely opt out of such stupid change. Amik keluar and invest on your own brehPut money in Account 3 with much lower return is stupid move for a forced saving retirement fund. I hope the creation of account 3 will not affect the overall performance of EPF return. 🤭🍟🍷👀 |
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Mar 11 2024, 04:33 PM
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Senior Member
3,835 posts Joined: Oct 2011
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QUOTE(iGamer @ Mar 11 2024, 04:29 PM) I will definitely opt out of such stupid change. This is almost impossible as they need to set aside certain amount of money for the unconditional withdrawal at anytime.Put money in Account 3 with much lower return is stupid move for a forced saving retirement fund. I hope the creation of account 3 will not affect the overall performance of EPF return. |
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Mar 11 2024, 04:35 PM
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Senior Member
1,374 posts Joined: Feb 2016 From: Milky Way
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QUOTE(AthrunIJ @ Mar 11 2024, 04:31 PM) Amik keluar and invest on your own breh Most who withdraw from account 3 will be using it like all the previous 10k iPokai, very few will actually withdraw to invest on their own.🤭🍟🍷👀 |
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Mar 11 2024, 04:36 PM
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Senior Member
1,374 posts Joined: Feb 2016 From: Milky Way
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QUOTE(poweredbydiscuz @ Mar 11 2024, 04:33 PM) This is almost impossible as they need to set aside certain amount of money for the unconditional withdrawal at anytime. That's what I'm worry of  |
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Mar 11 2024, 04:38 PM
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#14
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Senior Member
2,992 posts Joined: Feb 2015
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QUOTE(iGamer @ Mar 11 2024, 04:35 PM) Most who withdraw from account 3 will be using it like all the previous 10k iPokai, very few will actually withdraw to invest on their own. Ngehehe. Not moi👀🍷🍟🤭 |
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Mar 11 2024, 04:43 PM
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Senior Member
4,954 posts Joined: Jul 2010
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QUOTE(PJng @ Mar 11 2024, 04:25 PM) Wah join 2024 Kabel besar ni. |
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Mar 11 2024, 04:44 PM
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#16
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Senior Member
3,703 posts Joined: Oct 2005
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QUOTE(jojolicia @ Mar 11 2024, 04:23 PM) What is ac3 for? When you want EPF to be a bank, but they are not a bank. |
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Mar 11 2024, 04:57 PM
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#17
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Junior Member
139 posts Joined: Jun 2019
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QUOTE(Natsukashii @ Mar 11 2024, 04:27 PM) ASB = amanah saham bumi (only for bumi) ASN is for bumi only laASN = amanah saham nasional (for both bumi and also non-bumi) ASNB = amanah saham nasional berhad (that is the company that provides asb and asn) Non bumi only can buy ASM |
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Mar 11 2024, 05:10 PM
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#18
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Senior Member
1,084 posts Joined: Jul 2022
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QUOTE(Matatai @ Mar 11 2024, 04:57 PM) ASN is for bumi only la Mana mana lah ASN ke ASM.. janji either one non can buy Non bumi only can buy ASM |
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Mar 11 2024, 05:11 PM
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Senior Member
1,682 posts Joined: Oct 2012
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u just migrated to my? didnt know my is mainly talk cock sing song only meh?
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Mar 11 2024, 05:31 PM
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Junior Member
336 posts Joined: Mar 2017
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20k ktards don't bother about it
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