Yea agree with you. Research properly before buy and EV car and it is like a phone, the latest version always better than the early version, for example like the range of driving, more innovative, price may cheaper if more competition, etc. quite pity for the 1st hand owner and even want to sell also need to top up the difference of loan amount.  imagine bought RM168k++ in 2023 and sell in the year of 2024 for 80k estimate only (to any 2nd hand car dealer or other) and the owner need to fork out difference RM71,200 to bank to sell off the EV car (RM2,100 x 12 x 7 years - RM25,200 (RM2,100 paid for 1st year instalment) - RM80,000(car dealer price offer) (Assume  RM167,800, 2.4% interest, 10% dp).  2nd hand EV is the best choice and prefer 1st year old car

If BYD brand also depreciated 30-35% for 1st year. But Tesla model 3 still fetching quite high price even for a 1 year used car. New car is 189k. Used one year saw owner selling 15x-16x. Quite strong value here.