Wana ask, whats the common SOP right now for repairing phone that is under warranty..

I m currently using ASUS rog phone, and recently found out that for Asus service center, i need to submit my phone to them for diagnosis/repair.

I m quite reluctant to submit my phone to them, cause as you all know, phone = wallet / identity already. Prefer repair on the spot or buka in front of me.

My alternative is to reset phone to factory setup, but then i need to do hell lots of backup, and look for alternative phone, quite troublesome actually. Thanks to technology, i m too relied to my phone already ( touch n go wallet, banking app etc. )

whats your thought on this...

so how do you go around with your personal stuffs in the phone i.e. pictures, ewallet, etc. ? Will reset to factory settings?