Walk over to Protocol SC and take note of the yearly maintenance costings. Usually it is on SA's table. The chart will list prices up to 5 years.

From the info, add the yearly costs of maintenance to the car price and divide accordingly to the number of years u plan to keep it.

Example. U plan to keep the car for 9 years.

Car price 79k
Yearly maintenance 2k X 9 years = 18k

Total = 79k + 18k @ 97k

Don't forget to add costings for tires, insurance, RT and fuel too.

Typically, if a 9 year installment is 700+ monthly, it will be much higher with all the above added. In short, if the salesman said the cost is 700 monthly, remember to double it to 1.4k monthly. As long u can allocate 1.4k monthly for the car, then only u can afford it.

This post has been edited by acbc: Feb 17 2024, 02:41 PM