If you wanna open account with Maybank. Note that it can be troublesome when you do online transfers if you also have a personal account with them. The sole prop account also uses MAE app, so you got to unlink/link your two different accounts for Secure2u everytime you want to make transfers. If you have 2 phone numbers and 2 smart phones then no issue.

They allow sole prop account to switch back to SMS OTP but there are some restrictions and requirements. I'm not sure about other banks.

Is the online transfer as troublesome as Maybank MAE app if we only have one phone and one phone number?