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 Put $ to FD better or clear housing loan better?, 25 years,4 percent, RM 300,000

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stevenryl86
post Feb 8 2024, 10:39 AM

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FD or other investment
stevenryl86
post Feb 8 2024, 10:40 AM

Regular
******
Senior Member
1,770 posts

Joined: Feb 2008
QUOTE(hoonanoo @ Feb 8 2024, 10:31 AM)
how to check our credit score?

have to buy from CTOS ?
*
Credit score is scam. Banks have different credit requirements
stevenryl86
post Feb 8 2024, 10:50 AM

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Senior Member
1,770 posts

Joined: Feb 2008
QUOTE(hoonanoo @ Feb 8 2024, 10:42 AM)
then I would not be able to evaluate my own credit rating?

I think next best guess is to look at my cCRIS
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Not as simple as that, ccris are one of it. There are other requirements as well.

For us normal individuals, 1. Debt Service Ratio, 2. Make sure CC within 50% of usage, 3. No default payment.

If you’re high networth you will be treated differently.

 

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