Hello, I'm interested in buying a secondhand big bike. Looking at the Z900, GSX750, 765 STR for secondhand, and the 800NK if I were to buy a new bike. However, after asking a shop, it's said that for secondhand bikes can only do loan with credit. However, credit (especially for secondhand bikes) are quite expensive. I was quoted with a 7.5 p.a% if credit loan was to be used. Wanted to ask, do banks not do loans for secondhand bikes?

Then maybe rather than taking a personal loan (Maybank is 7% p.a%), I'll start my venture into bigger cc bikes with an older Z800 since that's the only bike I can pay in cash. Unless anyone knows banks that do personal loans at a lower p.a% ?