Frankly speaking, if truly own effort earn 10K, 30K and above monthly, should have enough brains to sort out personal finances and buy whatever vehicle wanted.

Its the 1.5K,3K folks stupid enough to pay 3% x 9 years = 27% interest UPFRONT that needs to be reminded of any guidelines.

I know this is meant to be a joke / troll post but seriously if you earn more than 10k and have a family please get a better car instead of confining your love ones to a tin milo

Joke troll aside, I've seen many mansions, stacked bungalows etc (properties that are in million (s) of RM), have a Kancil/Kelisa/Axia or even saga Iswara those sorta cars, parked in under compound lol

Some may be hard to spot as their porch /yard are too huge capable of fitting over 5 cars

Figures speak louder than words. Continue on trolling on yada yada my finance vs your finance. Not that I care of how u work out your finance but as this is a public forum, again your math is seriously wrong. There u go.

Ah on a side note, a 5 years old BMW x5’s rv for reference for those who don’t know how to google but rather talk through their nose lol.

https://www.mudah.my/malaysia/cars-for-sale...2018&q=bmw%20x5

Most likely for the maids / workers. Or just as a simple ride for running errants. I know some who owns really expensive rides and they dont take them everywhere they go, just for some occasions

But again kancil/kelisa/axia/saga may either be for their house maids or workers or belong to them maids/workers? Or for their own kids that just started their own driving life.

Personally do know some parents who came from poor and built their fortune within the lifetime have this kind of mindset that their kids on their very 1st step to drive should start with typical car.

With a few reqs met, i got in in the low 400s. If it’s almost 500k most would just jump ship to porsche already.

Most recent x5 owners i know also won’t be paying the published msrp.

Lol so your so called “googled” figure suddenly made you an expert, hell you probably haven’t even spoken to any conti SA to understand the finer details.

Only people that never owned multiple bmw thinks whatever the googled sticker price is final price, u think buy honda meh.

Again - amusing how you can tell me what I’ve already owned. Drop your insecurities, it’s disgracefully obvious.

Edit: also, just to fuck with you, because your gross lack of understanding on 2nd hand car price, and trends is showing - you’re literally just google & paste. Understand carmake/fl/models plays an extremely important role.

Look at 2020 x5 now, actual selling price is above 250k, this is from dealers mouth, not some mudah/carlist clickbait lowered so ppl can ask, but end selling price is closer to 280~. SO if by your logic, all these 2020 x5’s will suddently drop 100k in value in the next 10months? Lol.. logic la dei if want to google only


This post has been edited by TheOnly: Jan 30 2024, 02:01 PM

Company / fleet discount?

Again still no figures, just talks and more talks and the sound of empty can. Now we are moving to the level of degrading others eh? Unfortunately I ain’t gonna stoop that low so good day lol.

You degraded yourself, only yourself to blame.

Figures? Go re-read my post and actually be out there to talk to actual human instead of googling and jumping to conclusions by ads la.

I'm enjoying the conversation here. Popcorn time.
Everyone is trying real hard to prove/justify how rich they are.

I have a friend who has a BMW (3-series I think) and a RX-7, but daily drives a Savvy

Sorry bud, not everyone la just some and when come to figures kantoi lo. Nevertheless popcorn time is just over haha.


This post has been edited by kirakun: Jan 30 2024, 02:25 PM

Carry on..it’s really nice to read how well to do are some, as you may say

Best answer for me.

Thanks.

I'll think i'll stick to my frugal ways. Oh well. Goodbye my dream car. As good as it is i don't think im able to stomach another 9 year loan for the time being

What dream car u planning to get?

Thanks to you too I got to know about the Nissan Almera Turbo Kuro edition. Otherwise I won't even bother to look at the regular version of the Almera.

Everyone has their own ways of doing things so it's fine. But my advice is try not to go for long loans if possible. I think only the person himself will be aware of his own financial capabilites. Things such as the savings, current job stability, commitments etc. To me, cars are the last on the must-have or dream list since it's a liability and depreciating asset. Get a basic car to move from point A to B within your means. If you have extra money then get something better or the dream car you are eyeing all this while. To me it's not important. Even though you get your dream car today, it will turn to "Besi buruk" one day just to exaggerate as the value plummets by the time you want to sell it you have registered a loss. Better to generate more income and keep it for rainy days especially in this uncertain climate.

I think that’s a wise choice bro.

There’ll always be another opportunity

This post has been edited by hksgmy: Jan 30 2024, 10:28 PM

big family...
it was really a tough time but after finished paying off then enjoyed the car, drove it SG and TH

yalor, sure kena con because really dunno anything
only know that recon cars sure got hidden issues...

I know its silly but its the current hrv turbo. Its the perfect car for me .

However need to wait another 4-5 years before can comfortably afford it. But by then, maybe the model is no more hahaha

Just like how civic ketam is unobtainable anymore thru official means ( yes 2nd hand can but dont want be waterfish)