able to boikot? or dont pay at all?
if dun pay, they keep on calling you daily
IWK charges increasing again in Jan 2026 to RM15!
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 Nov 21 2025, 11:30 AM
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793 posts Joined: Apr 2018 
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Nov 21 2025, 11:33 AM
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#2
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793 posts Joined: Apr 2018
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QUOTE(desmond2020 @ Nov 21 2025, 11:31 AM) can ignore, they can't do anything more really?can put your name in CTOS, but that is nothing serious  those debt collectors keep on calling me daily for many times ctos will affect bank credit which is hardly to get credit cards or loan right? |
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Nov 21 2025, 11:39 AM
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#3
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793 posts Joined: Apr 2018
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QUOTE(desmond2020 @ Nov 21 2025, 11:37 AM) yes, will effect, but bank can use their discretion on information they get on CTOS blacklist, CCRIS is another different level. i think 50% wont pay  |
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