Oct 2 2024, 05:30 PM
QUOTE(TOS @ Oct 2 2024, 12:55 AM)
First, your aim is to maximize the highest effective rate. That means you double the 5% birthday/partner promo jars to 10%. I computed the figure to be 36.60 MYR.
Then, you move to the next highest effective rate, i.e., the normal saving jars, you seek to double the rates from 3.6 to 7.2%, I computed the figure to be 50.84 MYR per pocket for a total of 8 pockets maximum = total 406.72 MYR.
Lastly you double the DSA rate from 2.5% to 5% = magic number is 73.20 MYR.
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After this, you dump all your remaining money back into the 5% birthday jar and promo jars up to the maximum limit possible. Remember, for the special jars, anything above 36.60 MYR will earn 5% p.a. (the marginal interest rate).
After you hit the limit for all special jars, dump 1006.50 MYR into GX Bank to earn the 4% effective rate.
If there's anything leftover, you then dump the rest into the normal saving jars (for effective rate of 3.6% p.a.)
If all 8 saving jars at BoostBank are full, you go down the "effective rate chain" further and move money to Rize (3.3%).
Further down you have TnG Go+ of around 3.4% p.a., and further down you have AEON Bank 3% -> BoostBank DSA 2.5% p.a. (anything above 73.20 MYR earns marginal rate of 2.5% p.a.) -> GX Bank 2% p.a. (anything above 1006.50 at GX Bank earns marginal rate of 2% p.a.).
Sorry, I am just abit confused. To clarify, I have placed 25k in the Bitthday and all 4 shopping jars (125k intotal over 5 jars). Have not unlocked the celcomdigi jar, planning to do that tomorrow and place another 50k in.Then, you move to the next highest effective rate, i.e., the normal saving jars, you seek to double the rates from 3.6 to 7.2%, I computed the figure to be 50.84 MYR per pocket for a total of 8 pockets maximum = total 406.72 MYR.
Lastly you double the DSA rate from 2.5% to 5% = magic number is 73.20 MYR.
--------------------------------------
After this, you dump all your remaining money back into the 5% birthday jar and promo jars up to the maximum limit possible. Remember, for the special jars, anything above 36.60 MYR will earn 5% p.a. (the marginal interest rate).
After you hit the limit for all special jars, dump 1006.50 MYR into GX Bank to earn the 4% effective rate.
If there's anything leftover, you then dump the rest into the normal saving jars (for effective rate of 3.6% p.a.)
If all 8 saving jars at BoostBank are full, you go down the "effective rate chain" further and move money to Rize (3.3%).
Further down you have TnG Go+ of around 3.4% p.a., and further down you have AEON Bank 3% -> BoostBank DSA 2.5% p.a. (anything above 73.20 MYR earns marginal rate of 2.5% p.a.) -> GX Bank 2% p.a. (anything above 1006.50 at GX Bank earns marginal rate of 2% p.a.).
So, thats all the 5% ones done. Am I on the right track here?
Then put 1006.50 in Gx over 11 pots, including main. And after that start putting the rest into normal saving jars in Boost? Those have a limit?
After that only do I consider TnG Go+ and Rize?
So sorry for this. Just hope I can clear things up and go about it efficiently, thanks.
Quote
I just finally got my Yoodo line deactivated, slotted in my Digi sim, paid using Boost, THEN only saw that the jar full d. 
TNC not even out yet on their support website, I went and checked multiple times these few days d
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