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 BoostBank - By Axiata & RHB, Digital Bank of Malaysia

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Medufsaid
post Dec 16 2024, 12:40 PM

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QUOTE(songokujames @ Dec 16 2024, 12:01 PM)
bigpay trx confirm today and no cb for me
*
screenshot your history. Bigpay must not be processing
Medufsaid
post Dec 20 2024, 02:20 PM

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TOS2 i tried to pay tenaga nasional but failed, end up using GX card with 0.1% cashback
Medufsaid
post Dec 20 2024, 03:41 PM

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sms2u not worth my time to ask. if i want to get the RM40 reward i'll just reload into BigPay cuci sana sini
Medufsaid
post Dec 24 2024, 11:38 AM

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QUOTE(TOS2 @ Dec 24 2024, 11:11 AM)
Can you guys login to BoostBank? My screen just stuck at the login page.
*
no issues here
Medufsaid
post Dec 31 2024, 10:14 AM

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make sure you recalculate your magic numbers. tomorrow back to 365 days
Medufsaid
post Jan 1 2025, 02:04 PM

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ah, was just about to post. yea bad news

user posted image

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Medufsaid
post Jan 1 2025, 05:21 PM

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NoNameSoldier i'll probably put RM2k-3k max into TnGo+ for emergency immediate cash needs.

everything else can put into KDI save. first RM50k for 4%. RM50,000.01 to RM0.2 million @ 3.5%. withdraw before 11am can get by 10pm same day

This post has been edited by Medufsaid: Jan 1 2025, 05:32 PM
Medufsaid
post Jan 2 2025, 04:14 PM

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from TOS2 (he has exceeded the 3post time limit for now so i'm posting on his behalf)

Based on what has been checked so far, DSA stays at 2.5% p.a.: https://support.myboostbank.co/hc/en-gb/art...st-Bank-account

All 8 normal saving jars and Celebration jar rates are down to 3% p.a.:

(Normal saving jar) https://support.myboostbank.co/hc/en-gb/art...my-Savings-Jars

(Celebration jar) https://support.myboostbank.co/hc/en-gb/art...campaign-period

All special jars, including CelcomDigi and Sabah jars rate dropped to 3.3% p.a. Check the promos T&C here: https://support.myboostbank.co/hc/en-gb/cat...n-and-Campaigns

Don't trust the numbers on the app for now. They are outdated and keep fluctuating, especially the special jars... sometimes showing 3.3% p.a., sometimes showing 3.6% p.a.
----------------------------

Magic numbers:

2.5% DSA: Minimum 0.005*365/0.025 = 73, at increment of 0.01*365/0.025 = 146 for every extra cent of interest (no max limit *, 50k daily transfer limit cap)

3.0% normal saving jar + Celebration jar: Minimum 0.005*365/0.030 = 60.84, at increment of 0.01*365/0.03 = 121.67 for every extra cent of interest (Normal jar max limit is 1 million, but to earn interest, max needed is just 60.84 + 121.67 * 8218 = 999,944.90 per jar, uhmmm let's push it further, since we will get 999,944.90 * 0.03/365 = 82.19 per day at this juncture, might as well target 82.185 per day right? Hence, the maximum principal to put in is 82.185*365/0.03 = 999,917.50.

For celebration jar, repeat the same and you shall get max principal of 24,880.84, with max daily interest of 2.05)

3.3% special saving jar: Minimum 0.005*365/0.033 = 55.31, at increment of 0.01*365/0.033 = 110.61 for every extra cent of interest (I will leave it as an exercise for you to show that for the 50k CelcomDigi jar, if you are eligible, the max principal to put is 49938.64 and you get max daily interest of 4.52 MYR.)

* after credit transfer verification, max across all balance including saving jars: RM 100,000,000, see https://myboostbank.co/terms-and-conditions section C, item 3)

Kindly double check the calculations yea. smile.gif
Medufsaid
post Jan 2 2025, 09:42 PM

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From TOS2

QUOTE
The website rates changed again...

2.5% DSA: Minimum 0.005*365/0.025 = 73, at increment of 0.01*365/0.025 = 146 for every extra cent of interest (no max limit ***, 50k daily transfer limit cap)

3.2% normal saving jar: Minimum 0.005*365/0.032 = 57.04, at increment of 0.01*365/0.032 = 114.07 for every extra cent of interest (max limit is 1 million, but to earn interest, max needed is just 57.04 + 114.07 * 153 = 995,502.58 per jar, uhmmm let's push it further, since we will get 995,502.58 * 0.032/365 = 87.28 per day at this juncture, might as well target 87.275 per day right? Hence, the maximum principal to put in is 87.275*365/0.032 = 995,480.47)

3.6% special saving jar: Minimum 0.005*365/0.036 = 50.70, at increment of 0.01*365/0.032 = 101.39 for every extra cent of interest. For 3.6% special jar, 25k limit max principal is 24,994.37 while for 50k limit max principal is 49,934.03.

Based on website info as of now, the rates are valid till 9th Jan 2025. Stay tuned for more updates.

Medufsaid
post Jan 5 2025, 08:05 PM

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stephanieKingsley yes. But boost still 3.6% until Jan 9
Medufsaid
post Jan 7 2025, 10:52 PM

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guy3288 just calculate as theory exercise only.

honestly if 3.0%, practically just put into KDI save only. put emergency daily cash into Boost + magical numbers RM0.005 round up
Medufsaid
post Mar 12 2025, 09:10 AM

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QUOTE(skty @ Mar 9 2025, 12:15 AM)
55.45... not 55.31...
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i can verify personally that it's RM55.31 (else I won't get daily interest)
Medufsaid
post May 14 2025, 08:59 AM

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in May 5 i wanted to Duitnow RM800 to TnG but failed facial recognition. so i had to use debit card topup to send it over.

so from then onwards, my daily interest is RM0.06 instead of RM0.01 (so I see RM73.06 daily. this is normal behaviour as i encountered this during last year's 5% cashback promo. i used debit card to reload into tng to get the cashback, and i also see the same extra interest as the money is considered "floating")

today, i found out that i have extra RM800 in the boost acct. tried to search boost trx on May 5th and 6th and it seems like that debit card trx has disappeared. so woohoo RM800 windfall?
Medufsaid
post May 14 2025, 03:01 PM

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TOS2 both side instant update, TnG gained RM800, boost bank deduct RM800. just that in transaction history, you'll see the debit trx as "processing"

i have no reason to suspect anything until i saw today's acct with RM873.06 (suppose to be RM73.06 bcos it's magic number + daily interest, but then appeared extra RM800. RM0.06 interest is expected as it's "floating". as experienced last year when i did debit card topup loophole to get 5% cashback)

This post has been edited by Medufsaid: May 14 2025, 03:03 PM
Medufsaid
post May 14 2025, 03:19 PM

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QUOTE(TOS2 @ May 14 2025, 03:10 PM)
Uhmm so BoostBank deducted 800 from your main account, then "recredit" you 800 when the transaction is processed completely? 
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should say is transaction failed, so recredited back to boost bank. but it's already in my TnG for days already
QUOTE(TOS2 @ May 14 2025, 03:10 PM)
You must quickly withdraw the 800 then...
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now working hard in TnG GO+
Medufsaid
post Jun 4 2025, 03:03 PM

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joice11 jar is "exclusively to new boost bank users"

This post has been edited by Medufsaid: Jun 4 2025, 04:23 PM
Medufsaid
post Jun 4 2025, 04:22 PM

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--deleted--

This post has been edited by Medufsaid: Jun 4 2025, 04:22 PM
Medufsaid
post Jun 13 2025, 09:40 PM

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Boost Bank Birthday 11% Cashback Campaign

TERMS & CONDITIONS OF BOOST BANK BIRTHDAY 11% CASHBACK CAMPAIGN
» Click to show Spoiler - click again to hide... «

Medufsaid
post Jun 16 2025, 08:12 PM

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QUOTE(Medufsaid @ Jun 13 2025, 09:40 PM)
Boost Bank Birthday 11% Cashback Campaign

TERMS & CONDITIONS OF BOOST BANK BIRTHDAY 11% CASHBACK CAMPAIGN

4. Each Participant may receive up to a maximum of RM20.00 in Cashback during the Campaign Period.
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verified reloading tng ewallet works. just needs time for the RM20 to appear as TnG debit processing takes days to be posted
Medufsaid
post Jun 28 2025, 12:39 PM

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stockerzzz reactivating dormant acct is never fast and easy. I kena hong leong bank dormancy before. Had to go physical counter deposit RM10 to reactivate.

Now boost have no physical branch

By contrast, my DBS sg bank acct never kena dormancy even if didn't step into sg during covid

This post has been edited by Medufsaid: Jun 28 2025, 12:54 PM

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