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Starbucki
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 Jan 18 2024, 02:43 PM
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QUOTE(contestchris @ Jan 18 2024, 02:39 PM) How so good? Mine in poor category padahal Maybank and PBB both giving me 3.85% for housing loan and I've never missed a single payment deadline. I have 7 approved credit card applications, 6 approved housing loan applications and 2 approved credit limit increases in the past 12 months! their algorithm went wonkers? |
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Starbucki
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Jan 18 2024, 03:37 PM
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QUOTE(fantasy1989 @ Jan 18 2024, 03:28 PM) score drop a lot because of new car loan + 1 missing payment  damn ..i paid full be4 statement due ..then got outstanding rm0.80 after magic calculation and i didnt go see become late payment Missed payments very lahanat to ctos one...1 missed can drop a few rungs and takes about a year to fully recover... |
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Starbucki
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Jan 18 2024, 03:42 PM
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QUOTE(fantasy1989 @ Jan 18 2024, 03:40 PM) just 1 ..somemore because 80sen really cb  Yes. So you kana Poor or Low? |
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Starbucki
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Jan 18 2024, 03:47 PM
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QUOTE(fantasy1989 @ Jan 18 2024, 03:43 PM) Low maybe i did too many thing within 12 months gua last year buy 2 car with loan Just kana only? See next few months got go up or not.. |
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Starbucki
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Jan 18 2024, 04:32 PM
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QUOTE(GOPI56 @ Jan 18 2024, 04:05 PM) Better get it checked with CTOS. Maybe they reported inaccurately. They will just say it is from ccris.. |
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