Alright, so here's a bit from my own playbook when we decided to add a granny flat to my parents' backyard. It was quite the project, and figuring out the financing part was like navigating a maze blindfolded. We had our land clear of any loans, which was a solid start, but finding a bank that would cover construction and those pesky legal fees was the next big hurdle.

So, my cousin and I were in the same boat last year, trying to figure out how to finance her family home's major facelift. Honestly, figuring out where to get the cash from was a bit of a headache at first. We ended up chatting with a few local banks, and it was a game changer.