1st week of February announce ?





https://www.enanyang.my/%E8%B4%A2%E7%BB%8F%...96%99%E7%A0%B46





conventional savings while the remaining RM5.7 billion, or a dividend of 4.75%, was paid to EPF members with shariah savings.


KWSP dijangka beri dividen setinggi 6.5 peratus


January 2, 2024

KWSP dijangka beri dividen setinggi 6.5 peratus


Kumpulan Wang Simpanan Pekerja (KWSP)


KUALA LUMPUR: Kumpulan Wang Simpanan Pekerja (KWSP) dijangka mengumumkan kadar dividen pada kadar 5.5 peratus hingga 6.5 peratus, kadar yang lebih baik berbanding 5.35 peratus bagi Simpanan Konvensional dan 4.75 peratus untuk Simpanan Syariah bagi 2022.

Penganalisis Ekonomi UniKL Business School, Prof Madya Dr Aimi Zulhazmi Abdul Rashid, berkata jangkaan positif dalam pengagihan kadar dividen lebih baik 2023 adalah berdasarkan prestasi suku tahun semasa KWSP.


"KWSP memiliki skala ekonomi yang lebih mampan dengan aset di bawah pengurusan (AUM) sebanyak RM1.1 trilion. Justeru, dana persaraan nasional ini mempunyai kelebihan dari segi pilihan pelaburan mahupun proses rundingan dengan pengurus dana luar.

"Namun. disebabkan saiz dana pelaburan yang besar, KWSP perlu bekerja lebih keras untuk mendapat pulangan tinggi dari sudut ringgit, walaupun peratusan yang kecil. Misalnya, untuk setiap satu peratus dividen, KWSP dengan aset RM1.1 trilion perlu membayar RM11 bilion dan ini cukup mencabar dalam situasi ekonomi semasa.






"KWSP dijangka memberikan pulangan dividen lebih baik dengan unjuran untuk 2023 adalah antara 5.5 hingga 6.5 peratus," katanya kepada BH.


The average of 5.5% and 6.5% is 6%.


Aimi Zulhazmi berkata, selain laporan prestasi KWSP yang baik untuk setiap suku tahun 2023, ekonomi Malaysia juga terus berkembang tahun lalu.

This post has been edited by plouffle0789: Jan 2 2024, 01:46 PM

5.5% happy liao

hopefully can match 2021 performance, 6.10%. more than happy 😋

6.3%

7%

inb4 it's just a number

Got tier % or not, 1m above give 2% cukup, distribute it to those who needed it more

Cannot withdraw also. Can keep up with inflation or not?

tembak 6.0

Fingers crossed 🤞

👀🍷🍟

Some facebook page rumour is 6.5%

But so high meh?

considering ts is an unker,

if more than 6%, pujimak kerajaan

if less than 6%, maki hamun sama kerajaan

in real life kopitiam

Round up to 7 lah. Long time no 7 already time to show better performance so that people want to put money there instead of withdraw 10k all the time

20%!

last year kwsp doing good kan ..because depreciation of ringgit

10%

dun wanna hope so high... 5.8%-6% enough

>= 10m: 1%
1m to 10m: 2%
1m below: 10%

Sekian

6.0% i hepi.

Later got dividend dengki coz sharia compliant funds not good returns again

More than 6% is bonus

what use if 6% if investment this year i see sell mostly share and assets ....

I can withdraw

Under PMX i think less than 5%. Unless 18th Jan he steps down.

Hello uncle

8%

Then government change lul

1st week Feb announce means damn good news... look back previous years when first half of feb announce.... all very good rates... 2018 and 2015 were both good rates.

hoping for 6%
but if can get 5.5%, still happy.

wahhh congrates!

If Khazanah ,KWAP, PNB, LTAT these 4 organizations' all assets under KWSP ,then KWSP maybe can give 9% dividend rates.






This post has been edited by plouffle0789: Jan 2 2024, 01:19 PM

HAHAHAHHAHA.

Khazanah is piggybank to cover those bigshot from losing money. Anytime they potentially lose money from stock crash they ask khazanah to telan the stock at full price first. EPF remaining the only entity that never do rugi business through pressure like this.

Finally a government which focuses on the economy. A painful transition for 1 or 2 years, but 3th year will see the siginificant improvements. The previous two PM really had no ideas what to do with the economy at all.

This post has been edited by koaydarren: Jan 2 2024, 01:25 PM

I hope more than 6%. Reality is at most 5.65

Norway and Sg do sovereign wealth fund, make citizens and country richer.
We do shit like khazanah to bail out cronies and glc and Tutup Aib fruits. No wonder we damned poor even though so oil rich.

This post has been edited by dickybird: Jan 2 2024, 01:24 PM

this one sp500 fund manager oso cannot promise la

Recovery from 60 plus years of fooling around, manja manja, where got 1 or 2 years so fast. Can stand the pain for that long without overthrowing pmx considered miracle.
It might be 10 years before we start to recover abd even that is if the world doesn’t go to war.

6.2% for more realistic dividend, given our current economic situation

can buy myvi cash

Madani gip 6.5% limpeh pai sin lor

would be higher, if epf allocation for foreign investment is higher. any tom dick harry who invested in US market made big gains this year...

It's a double edge sword. Anwar has to consider defending our currency by retaining the money within the country without raising the interest rate and lack of reserve like Singapore.

My prediction 5.85% -

8%

Not exceed 6 percent?

I hope 5.80 to 6.20

I hope 6.5%

5.5 % and above should be good too.

lol dafaq b40 spotted

5.5% also cannot keep up with inflation?

You think here is Venezuela or Argentina meh.

Apa LJ cannot.

Close your eye dump in last yrs already can get over 20%.

Hari kerja pertama dah mula mimpi

But how much MYR already devalued..... In essence Msians saving are depreciating instead of growing since MYR devaluation > investment return.

Yup, if MYR keep devaluating at current rate, all these EPF dividend rate is meaningless as the real value of our saving/retirement is not growing at all, and possibly shrink in actual value in the long run.

Possible, cuz MYR lao sai like shit

6.0%+TNG NFC card+mydin discounts

Mimpi di siang hari

30%

why penalise someone that work hard and save money with epf? many retiree maintain their money with epf so they can have sufficient money to retire comfortably. above rm1m give 2% tiered many retiree will withdraw anything >rm1m and put in fd. fd can get 3-4%

those who need more

This post has been edited by kitman: Jan 2 2024, 03:08 PM

TS didn't factor in the money needs to donate to palestine by our pmx? so wouldn't be 6% liao.

Jangan buat gila, lari retirement calculator aku.

1) Park anything extra under retired parents punya EPF....
2) ....?
3) Profit!! Withdraw anytime !!

Parents must be Age 55 above

Now age 55 cannot withdraw all money,must be reach age 60



Mengenai Pengeluaran Umur 55 Tahun
Apabila mencapai umur 55 tahun, caruman yang diterima ke dalam Akaun 1 dan Akaun 2 anda akan digabungkan ke dalam Akaun 55. Anda boleh mengeluarkan kesemua atau sebahagian daripada simpanan daripada akaun ini pada bila-bila masa. Sekiranya anda memilih untuk terus bekerja selepas umur 55 tahun, caruman yang diterima selepas itu akan dikreditkan ke dalam Akaun Emas yang hanya boleh dikeluarkan apabila anda mencapai umur 60 tahun.


My mother just withdraw almost 95 percent of her money.She turned age 55 last year.But the staff said RM 40,000 must keep inside account until age 60.

I also do not know why.

This post has been edited by plouffle0789: Jan 3 2024, 09:13 AM

I suspect epf sold some US stock holdings n repatriated back in MYR which strengthen eoy 2023. Anything <8% is too low, hehehe, done shouting.

You invest in USA stock also?

are you sure? source mana?

Don’t write anything you’re not sure of.

Mengenai Pengeluaran Umur 55 Tahun
Apabila mencapai umur 55 tahun, caruman yang diterima ke dalam Akaun 1 dan Akaun 2 anda akan digabungkan ke dalam Akaun 55. Anda boleh mengeluarkan kesemua atau sebahagian daripada simpanan daripada akaun ini pada bila-bila masa. Sekiranya anda memilih untuk terus bekerja selepas umur 55 tahun, caruman yang diterima selepas itu akan dikreditkan ke dalam Akaun Emas yang hanya boleh dikeluarkan apabila anda mencapai umur 60 tahun.


My mother just withdraw almost 95 percent of her money.She turned age 55 last year.But the staff said RM 40,000 must keep inside account until age 60.

I also do not know why.

Mengenai Pengeluaran Umur 55 Tahun
Apabila mencapai umur 55 tahun, caruman yang diterima ke dalam Akaun 1 dan Akaun 2 anda akan digabungkan ke dalam Akaun 55. Anda boleh mengeluarkan kesemua atau sebahagian daripada simpanan daripada akaun ini pada bila-bila masa. Sekiranya anda memilih untuk terus bekerja selepas umur 55 tahun, caruman yang diterima selepas itu akan dikreditkan ke dalam Akaun Emas yang hanya boleh dikeluarkan apabila anda mencapai umur 60 tahun.


My mother just withdraw almost 95 percent of her money.She turned age 55 last year.But the staff said RM 40,000 must keep inside account until age 60.

I also do not know why.

the one on low income group give higher rate la, their dividend already rock bottom

encourage them to save more in epf

Prof Madya Dr Aimi Zulhazmi Abdul Rashid says so mcuh conflicting statements. Is he a real prof?

One one hand, susah for EPF to increase income due to size.
OTOH he says dividend up to 6.5%
Has he looked at the income for 9 months past?
Is he a prof? Is he?

6.5... 6.9

Kwsp 9 months income no good?

Not enough to get 6%, let alone 6.5%.
PROF!

Uncle stocks return is 70%

Which stock you bought?

RCECAP, license ah long

Dividen annual = 6%
Other return = 70%

Cukup dah

This post has been edited by xiaojohn: Jan 3 2024, 09:58 AM

Actually if you give EPF, they also buy stocks only. Nothing special. If can, better learn about investment in stocks or property.

This post has been edited by xiaojohn: Jan 3 2024, 10:00 AM

But some people buy high sell low

When shares price naik do not want to sell

give us withdraw all to all in stock markeettt

Learn loh. Pick the right company.
Uncle haven’t sell….uncle not trader….

Now uncle remember the words/terms

Dividen + capital appreciation = total return

If you invest by yourself, you not only getting 6% dividend, but also the potential of capital appreciation that can actually change your life

read properly la! you got comprehension issue.

rofl why even put in EPF at all

We must help B40, this is MY policy

How do you want to help B40 when the rich stop putting their money in EPF?

Minum banyak racun PN?

You got million already enough for your retirement, major now don't even got 10k, what's wrong to give them more. Rich should help poor

This post has been edited by robotking123: Jan 3 2024, 11:09 AM

syukur if maintain 5.5, unker will become millionaire soon.

???????

rich shouldnt help poor

if one born poor, its not their fault, if they die poor, its their own fault

stop being beggars

This post has been edited by prozfromhell: Jan 3 2024, 11:11 AM

You're not making sense. How do you want to use the rich's money to help B40 when the rich takes out all their money from EPF?

FD these days busuk busuk also got 2.5%.

Unfortunately epf withdrawal got the rules one, you think can simply withdraw like bank account?

Dumbest comment here.

Why don't you go commie?

Another ignorant comment.
After RM1mil, you can withdraw the excess. RICH has more than RM1mil i think.
Plus after 55 years young, you can withdraw ANYTIME. SIMPLY

This post has been edited by prophetjul: Jan 3 2024, 11:20 AM

Only this mentality can survive in Msia. Outside from Msia, u are dead.

jangan jebaited la bang sekalian

Auntie stock return is >200%

Very good

Then apa ini?…



Coz she’s still contributing perhaps.

This post has been edited by treblecase: Jan 3 2024, 12:30 PM