Cannot withdraw also. Can keep up with inflation or not?

1) Park anything extra under retired parents punya EPF....
2) ....?
3) Profit!! Withdraw anytime !!

would be higher, if epf allocation for foreign investment is higher. any tom dick harry who invested in US market made big gains this year...

I suspect epf sold some US stock holdings n repatriated back in MYR which strengthen eoy 2023. Anything <8% is too low, hehehe, done shouting.

Parents must be Age 55 above

Now age 55 cannot withdraw all money,must be reach age 60

Parents must be Age 55 above

Now age 55 cannot withdraw all money,must be reach age 60

are you sure? source mana?

Don’t write anything you’re not sure of.

Prof Madya Dr Aimi Zulhazmi Abdul Rashid says so mcuh conflicting statements. Is he a real prof?

One one hand, susah for EPF to increase income due to size.
OTOH he says dividend up to 6.5%
Has he looked at the income for 9 months past?
Is he a prof? Is he?       

Kwsp 9 months income no good?

1st week of February announce ?


https://www.enanyang.my/%E8%B4%A2%E7%BB%8F%...96%99%E7%A0%B46

conventional savings while the remaining RM5.7 billion, or a dividend of 4.75%, was paid to EPF members with shariah savings.
KWSP dijangka beri dividen setinggi 6.5 peratus
January 2, 2024

KWSP dijangka beri dividen setinggi 6.5 peratus
Kumpulan Wang Simpanan Pekerja (KWSP)
KUALA LUMPUR: Kumpulan Wang Simpanan Pekerja (KWSP) dijangka mengumumkan kadar dividen pada kadar 5.5 peratus hingga 6.5 peratus, kadar yang lebih baik berbanding 5.35 peratus bagi Simpanan Konvensional dan 4.75 peratus untuk Simpanan Syariah bagi 2022.

Penganalisis Ekonomi UniKL Business School, Prof Madya Dr Aimi Zulhazmi Abdul Rashid, berkata jangkaan positif dalam pengagihan kadar dividen lebih baik 2023 adalah berdasarkan prestasi suku tahun semasa KWSP.
"KWSP memiliki skala ekonomi yang lebih mampan dengan aset di bawah pengurusan (AUM) sebanyak RM1.1 trilion. Justeru, dana persaraan nasional ini mempunyai kelebihan dari segi pilihan pelaburan mahupun proses rundingan dengan pengurus dana luar.

"Namun. disebabkan saiz dana pelaburan yang besar, KWSP perlu bekerja lebih keras untuk mendapat pulangan tinggi dari sudut ringgit, walaupun peratusan yang kecil. Misalnya, untuk setiap satu peratus dividen, KWSP dengan aset RM1.1 trilion perlu membayar RM11 bilion dan ini cukup mencabar dalam situasi ekonomi semasa.
"KWSP dijangka memberikan pulangan dividen lebih baik dengan unjuran untuk 2023 adalah antara 5.5 hingga 6.5 peratus," katanya kepada BH.
The average of 5.5% and 6.5% is 6%.
Aimi Zulhazmi berkata, selain laporan prestasi KWSP yang baik untuk setiap suku tahun 2023, ekonomi Malaysia juga terus berkembang tahun lalu.

Uncle stocks return is 70%

Which stock you bought?

Actually if you give EPF, they also buy stocks only. Nothing special. If can, better learn about investment in stocks or property.

But some people buy high sell low

When shares price naik do not want to sell