Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Extra payment on semi-flexi house loan

views
     
taitianhin
post Dec 30 2023, 06:42 PM

Look at my STARS, it never burn out
******
Senior Member
1,523 posts

Joined: Apr 2005
From: too far to see


4.45% is expensive loan

either are fine. ASB, Houseloan, FD
So, if any of these are higher rate ,just got for it. Excluding admin and pricessing fee from asb.....

Is just math calculations
And housing loan are daily calculated interest...do the math
taitianhin
post Dec 30 2023, 08:28 PM

Look at my STARS, it never burn out
******
Senior Member
1,523 posts

Joined: Apr 2005
From: too far to see


QUOTE(Chisinlouz @ Dec 30 2023, 07:58 PM)
Kudos for wise financial planning.

However keep some cash for emergency.
*
I would keep
80% on the highest rate/ return
10% to another lower rate
10% to the lowest rate
you never know what gonna happen when you need cash...
taitianhin
post Dec 30 2023, 08:28 PM

Look at my STARS, it never burn out
******
Senior Member
1,523 posts

Joined: Apr 2005
From: too far to see


QUOTE(Chisinlouz @ Dec 30 2023, 07:58 PM)
Kudos for wise financial planning.

However keep some cash for emergency.
*
I would keep
80% on the highest rate/ return
10% to another lower rate
10% to the lower lower rate
you never know what gonna happen when you need cash...

System down, wrong password, forgot how to reset, Phone gilek

This post has been edited by taitianhin: Dec 30 2023, 08:29 PM

 

Change to:
| Lo-Fi Version
0.0197sec    0.56    6 queries    GZIP Disabled
Time is now: 16th December 2025 - 03:36 AM