ARB is among the cheapest but not most efficient for wrting will AND getting probate after u mati. Their chareges are fixed. Lawyers?  Charges are like squeezing the deceased asstes also not that fast.



Dividing assets b4 mati? I have heard stories of children who abandon theirs parents after getting hold of the asstes - not paying for medical bills/leaving parents alone etc.

How ever I agree that simple will should be enuf if dun hav a lot of assets but u still need will . If single to make sure govt does'nt get all your money. If married  to make sure wife/children/ parents get a portion. I have heard too many sob stories. In laws dun want to giv wife/wife dun want to giv aged parents etc . SO make sure you update your life policies/EPF when u get married/have children. FYI, I even know of a case where an ex gf/fiancee was named as beneficiary - wife was not able to claim on the policy. Policy holder didnot/forgot to change. Until today I dun think that the ex gf knew the guy was dead or even made a claim