Bank forgave the debt. Literally.

well bank also go after the house

Just want to repeat what others have already said. You are not liable for your father's debt.
1. Settle what you are legally obliged to do

2 . Then settle your religious requirements.

Don't mix the two.

That cannot be inherited.. The bank need to absorb it or write it off

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This post has been edited by loserguy: Dec 23 2023, 11:01 PM

By law. You don't have to pay. Just forget about it and move on. Or just donate the sums owed periodically to charity.

Legally you have to, regardless of your religion

I've read all the replies and input. I will seek Syariah's lawyer for consultation and advice as soon as I can. I'll try to post the updates later. InsyaAllah. Thank you everyone.

Finally remember to give an update.

I contacted the bank directly. Let them know of my dad's demise, his outstanding debt and my intention to help him settle. I explained my situation and request for leniency and reduction of the total amount.

So, everything is good now. Tak payah pening2 fikir lawyer apa semua. Approach the bank 1st, and dapatkan settlement amount. 😅

I thought after didnt pay for more than 7 years, consider GG already?

hi,

if got harta want to divide like faraid, so hutang also get the faraid member to help!

are you only the child?
do your father have other siblings, if yes ask for their help.
basically just go to the bank, nego elok-elok... maybe bank can waive the interest and only pay the pokok...

How much they reduced?

She/he offered to pay. Then of course bank accept lor

just came across this thread..surprised to see many naïve response..Credit card and personal loans, if you die, the debt dies with you..there will be provision to write it off..dont be stupid to get your kids/spouse to settle it off..
car and housing loans are different of course..

glad things worked out.

can share how much did the bank reduce?

but ts chose to help her father to clear the debt... bank also happy

A lot. From 45K, to only 9K. At 1st they propose half. But that is still too much, so i ask if it is possible to make it lower. Then they offered 9K as full and final amount.

The debt memang GG the day the father passed on.

TS wanted to pay it off as part of her moral obligations rather than legal side. Nothing wrong with that.

Banks of course happy, better than zero.

hmm good.

but you know you dont have to pay right?

furthermore there is Stature of Limitation Act, which means after 6 years no action the debt will be written off.

i'm not the only child, but I'm the only one having the capability to pay. He only have one sister left and she already waive her rights for faraid share. But all is good. Thankfully the bank accept paying in installments even after reducing the total amount.