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Lyn Myvi Owner's Thread V6, Happy new year 2008~
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TScheeann
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 Oct 28 2007, 09:14 PM
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QUOTE(camron @ Oct 28 2007, 09:42 PM) hmm from what you stated there... seems like you dont have much to study then..  emm.. base on your 12 yrs experience i think it's enough for ppl to respect you..  gambateh.. is it the workshop under your control now? yes,cuz i begins 2 attach 2 mechanic work n losing interest in studies but i still manage 2 finish my F5 spm even i dun do very well but at least i got my pair of hand 2 do all tis handy work  |
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joivyhn
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Oct 28 2007, 10:44 PM
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Getting Started
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anyone can tell me the possible car loan interest if i pay d/p for 10% for let say myvi SE special metalic??
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SUSDavid83
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Oct 28 2007, 10:47 PM
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QUOTE(joivyhn @ Oct 28 2007, 10:44 PM) anyone can tell me the possible car loan interest if i pay d/p for 10% for let say myvi SE special metalic?? Standard rate is 4.1% for 3 to 7 years of repayment and 4.3% for 8 to 9 years of repayment. |
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gkl83
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Oct 28 2007, 10:47 PM
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QUOTE(joivyhn @ Oct 28 2007, 10:44 PM) anyone can tell me the possible car loan interest if i pay d/p for 10% for let say myvi SE special metalic?? d/p wont effect the interest rate... only loan period will effect... 3.88% within 5 years loan 4.1% more than 5 years loan... if not mistaken if u pay 10% d/p, mostly probably u will going for 7 years loan at least... This post has been edited by gkl83: Oct 28 2007, 10:48 PM |
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TScheeann
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Oct 28 2007, 10:49 PM
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issit? ?
i tot only 3.88% 5,7,9yrs d? ?
hmmm ~
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SUSDavid83
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Oct 28 2007, 10:51 PM
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QUOTE(cheeann @ Oct 28 2007, 10:49 PM) issit? ? i tot only 3.88% 5,7,9yrs d? ? hmmm ~ Which bank offers that rate? |
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gkl83
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Oct 28 2007, 10:52 PM
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QUOTE(cheeann @ Oct 28 2007, 10:49 PM) issit? ? i tot only 3.88% 5,7,9yrs d? ? hmmm ~ 3.88% is "promotion" from maybank according my SA i doing loan 3.88% for 5 years now... This post has been edited by gkl83: Oct 28 2007, 10:52 PM |
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SUSDavid83
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Oct 28 2007, 10:53 PM
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QUOTE(gkl83 @ Oct 28 2007, 10:52 PM) 3.88% is "promotion" from maybank according my SA i doing loan 3.88% for 5 years now... Yes. It's a promotional rate. Maybank used to have that too. |
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TScheeann
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Oct 28 2007, 10:53 PM
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i c. . .
dunno la,i c promotion also d. . .
hehehee~
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gkl83
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Oct 28 2007, 10:55 PM
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QUOTE(David83 @ Oct 28 2007, 10:53 PM) Yes. It's a promotional rate. Maybank used to have that too. i think maybank now still offering it, i think is permanent rate... maybe depend on Term & Condition, we can get the rate if we have strong financial background... |
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SUSDavid83
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Oct 28 2007, 10:56 PM
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QUOTE(gkl83 @ Oct 28 2007, 10:55 PM) i think maybank now still offering it, i think is permanent rate... maybe depend on Term & Condition, we can get the rate if we have strong financial background... Oh really ... damn Maybank! I'm attached to their standard 4.1% rate. |
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TScheeann
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Oct 28 2007, 10:58 PM
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but all also have 2 c c d bank d. . .
nowadays car's like a piece of shirt where ppl jus buy buy buy~
hahahah~
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gkl83
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Oct 28 2007, 11:00 PM
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QUOTE(David83 @ Oct 28 2007, 10:56 PM) Oh really ... damn Maybank! I'm attached to their standard 4.1% rate. actually not much different between 3.88% and 4.1% for myvi car price... assume take RM40k loan (compare 3.88% and 4.1%) only RM88 per year difference... |
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TScheeann
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Oct 28 2007, 11:01 PM
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a barrel of kfc lo~
hahahaha
yummy~
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SUSDavid83
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Oct 28 2007, 11:02 PM
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QUOTE(gkl83 @ Oct 28 2007, 11:00 PM) actually not much different between 3.88% and 4.1% for myvi car price... assume take RM40k loan (compare 3.88% and 4.1%) only RM88 per year difference... RM 88 * 7 = RM 616 with car starts to depreciate every year from Day 1. |
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gkl83
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Oct 28 2007, 11:05 PM
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QUOTE(David83 @ Oct 28 2007, 11:02 PM) RM 88 * 7 = RM 616 with car starts to depreciate every year from Day 1. Rm616 / 7 / 12 = RM7.3 per month u also want to mind on RM7.3 per month?   eat a lunch per day also kao tim that Rm7.3...  |
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SUSDavid83
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Oct 28 2007, 11:07 PM
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QUOTE(gkl83 @ Oct 28 2007, 11:05 PM) Rm616 / 7 / 12 = RM7.3 per month u also want to mind on RM7.3 per month? eat a lunch per day also kao tim that Rm7.3... RM 7.30 per month is even higher than your saving and FD interest (assuming with 1k deposit). You see that ...  |
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gkl83
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Oct 28 2007, 11:10 PM
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QUOTE(David83 @ Oct 28 2007, 11:07 PM) RM 7.30 per month is even higher than your saving and FD interest (assuming with 1k deposit). You see that ... of cos interest from RM1k saving cant cover RM40k loan... i also want to know which bank can offer the interest rate for RM1k which can cover RM40k loan interest... |
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TScheeann
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Oct 29 2007, 12:57 AM
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there is. . .
tat bank so far is d highest but no more d. . .
haiz,i misses tat bank so much d which they give interest every month~
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tiSSue_paPer
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Oct 29 2007, 12:59 AM
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i juz got memo last week..
perodua goin to control bank the interest..
next mth onward..
goin back to 4.1% n 4.3%
since tis 3.88% promotion is without perodua permission
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