i wonder can i just cancel my ATM card to save the rm12 annual fee? since there is no needed to withdraw cash anymore, now just use app to withdraw right?
Withdraw cash without ATM card...
Withdraw cash without ATM card...
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Nov 9 2023, 09:16 AM, updated 3y ago
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#1
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Junior Member
14 posts Joined: Aug 2022 |
i wonder can i just cancel my ATM card to save the rm12 annual fee? since there is no needed to withdraw cash anymore, now just use app to withdraw right?
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Nov 9 2023, 09:17 AM
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#2
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12 posts Joined: Feb 2022 |
RM12 pun tak mampu kah? exorthexquas, Rusty Nail, and 1 other liked this post
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Nov 9 2023, 09:17 AM
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#3
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Junior Member
218 posts Joined: Sep 2015 |
QUOTE(Modasatan @ Nov 9 2023, 10:16 AM) i wonder can i just cancel my ATM card to save the rm12 annual fee? since there is no needed to withdraw cash anymore, now just use app to withdraw right? Not sure with other bankI have been using MAE (Maybank) apps for withdrawal at ATM Modasatan liked this post
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Nov 9 2023, 09:17 AM
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#4
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Senior Member
977 posts Joined: Jun 2009 |
erm, why not ask the bank directly? Modasatan liked this post
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Nov 9 2023, 09:18 AM
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#5
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0 posts Joined: Mar 2022 |
QUOTE(Modasatan @ Nov 9 2023, 09:16 AM) i wonder can i just cancel my ATM card to save the rm12 annual fee? since there is no needed to withdraw cash anymore, now just use app to withdraw right? You could rob the bank, but that would be illegal. Modasatan liked this post
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Nov 9 2023, 09:18 AM
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#6
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Junior Member
218 posts Joined: Sep 2015 |
Modasatan liked this post
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Nov 9 2023, 09:19 AM
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#7
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Junior Member
96 posts Joined: Aug 2005 From: KL , IPOH |
you can apply debit card for no annual chrages option,once apply limit one month 4 withdrawal only. i got this for MBB Modasatan liked this post
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Nov 9 2023, 09:19 AM
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#8
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Junior Member
357 posts Joined: Oct 2011 |
no matter what /k tell u, u still need go bank to ask / cancel might as well call them straight Modasatan liked this post
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Nov 9 2023, 09:20 AM
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#9
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Junior Member
87 posts Joined: Aug 2009 |
Rm12? what bank oh? Hong Leong only charged Rm8 per annual Modasatan liked this post
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Nov 9 2023, 09:20 AM
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#10
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4,034 posts Joined: Dec 2019 |
QUOTE(cuddlybubblyteddy @ Nov 9 2023, 09:17 AM) kaya siut..... every cardless withdrawal kena service charge.... Modasatan liked this post
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Nov 9 2023, 09:21 AM
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#11
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4,034 posts Joined: Dec 2019 |
QUOTE(kang6421 @ Nov 9 2023, 09:20 AM) inb4 CIMB topkek RM15.(iinm) Modasatan liked this post
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Nov 9 2023, 09:22 AM
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#12
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Junior Member
218 posts Joined: Sep 2015 |
QUOTE(Oltromen Ripot @ Nov 9 2023, 10:20 AM) Mana Ada? I Tak pernah kena charge Modasatan liked this post
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Nov 9 2023, 09:22 AM
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Senior Member
1,327 posts Joined: Jun 2019 |
I think you still need the atm to register for secure2u? (for maybank at least) Modasatan liked this post
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Nov 9 2023, 09:22 AM
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#14
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452 posts Joined: Jan 2016 |
You bank in my account I withdraw for you com9lan7fam 10000% no scam Modasatan liked this post
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Nov 9 2023, 09:23 AM
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#15
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14 posts Joined: Aug 2022 |
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Nov 9 2023, 09:23 AM
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#16
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4,034 posts Joined: Dec 2019 |
Modasatan liked this post
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Nov 9 2023, 09:23 AM
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#17
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Junior Member
86 posts Joined: Jul 2006 |
buy ur own atm machine Modasatan liked this post
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Nov 9 2023, 09:24 AM
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Senior Member
1,176 posts Joined: May 2006 From: Memesia |
pls withdraw all ur money out, put under ur pillow better Rusty Nail and Modasatan liked this post
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Nov 9 2023, 09:25 AM
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Moderator
6,181 posts Joined: Oct 2004 |
mbb atm/debit card can easily replace at machine.. no need to visit anyone counter in the bank.
outside malaysia there is no cashless withdrawal for foreigner, you will need debit card/credit card to withdraw cash from their atm. |
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Nov 9 2023, 09:25 AM
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#20
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Junior Member
218 posts Joined: Sep 2015 |
QUOTE(Oltromen Ripot @ Nov 9 2023, 10:23 AM) I think that is you use mobile phone number for withdrawal Am using MAE careless withdrawal So far no rm1 charges Modasatan liked this post
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Nov 9 2023, 09:27 AM
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#21
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14 posts Joined: Aug 2022 |
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Nov 9 2023, 09:27 AM
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#22
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4,034 posts Joined: Dec 2019 |
QUOTE(cuddlybubblyteddy @ Nov 9 2023, 09:22 AM) QUOTE(Matchy @ Nov 9 2023, 09:22 AM) QUOTE(Modasatan @ Nov 9 2023, 09:23 AM) i will save anything not because of tak mampu, but because of i don want to waste my money on the laosy worker at the bank. in order to have secure2u, you'll need online banking.in order to do cardless withdrawals, you'll need online banking. in order to have online banking, you need to have the payable debit card (or credit card, if you want to argue). the free Modasatan liked this post
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Nov 9 2023, 09:27 AM
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#23
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141 posts Joined: Oct 2020 |
QUOTE(Oltromen Ripot @ Nov 9 2023, 09:20 AM) ?Source? Modasatan liked this post
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Nov 9 2023, 09:29 AM
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#24
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4,034 posts Joined: Dec 2019 |
QUOTE(cuddlybubblyteddy @ Nov 9 2023, 09:25 AM) I think that is you use mobile phone number for withdrawal careless withdrawals.Am using MAE careless withdrawal So far no rm1 charges so careless didn't even check got fee or not. anyway, i don't know about MAE, but when i used, RM1 was charged. Modasatan liked this post
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Nov 9 2023, 09:30 AM
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#25
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218 posts Joined: Sep 2015 |
QUOTE(Oltromen Ripot @ Nov 9 2023, 10:29 AM) careless withdrawals. https://www.maybank2u.com.my/iwov-resources...atm-cashout.pdfso careless didn't even check got fee or not. anyway, i don't know about MAE, but when i used, RM1 was charged. I never got charged. Just check my transaction history It’s call cashout, not the one cardless withdrawal that limit only rm300 Modasatan liked this post
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Nov 9 2023, 09:31 AM
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Senior Member
4,883 posts Joined: Jan 2003 From: Petaling Jaya |
kek, that's literally rm1/month
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Nov 9 2023, 09:33 AM
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#27
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4,034 posts Joined: Dec 2019 |
okay, i googled further. seems like the product name for MAE is "ATM Cash-Out", free using QR Code. If "Cardless Withdrawal", then RM1/withdraw. cuddlybubblyteddy and Modasatan liked this post
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Nov 9 2023, 09:34 AM
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#28
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4,034 posts Joined: Dec 2019 |
QUOTE(Modasatan @ Nov 9 2023, 09:27 AM) QUOTE(potatolala @ Nov 9 2023, 09:27 AM) QUOTE(cuddlybubblyteddy @ Nov 9 2023, 09:30 AM) https://www.maybank2u.com.my/iwov-resources...atm-cashout.pdf okay, i googled further. seems like the product name for MAE is "ATM Cash-Out", free using QR Code.I never got charged. Just check my transaction history It’s call cashout, not the one cardless withdrawal that limit only rm300 If "Cardless Withdrawal", then RM1/withdraw. Modasatan liked this post
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Nov 9 2023, 09:35 AM
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96 posts Joined: Aug 2005 From: KL , IPOH |
QUOTE(Oltromen Ripot @ Nov 9 2023, 09:27 AM) in order to have secure2u, you'll need online banking. i can use the online banking even i free debit card with limit 4 withdrawals , by the way i am using MBBin order to do cardless withdrawals, you'll need online banking. in order to have online banking, you need to have the payable debit card (or credit card, if you want to argue). the free Modasatan liked this post
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Nov 9 2023, 09:37 AM
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#30
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4,034 posts Joined: Dec 2019 |
QUOTE(bee002 @ Nov 9 2023, 09:35 AM) i can use the online banking even i free debit card with limit 4 withdrawals , by the way i am using MBB f. counter tipu me self!? Modasatan liked this post
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Nov 9 2023, 09:37 AM
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599 posts Joined: Jul 2021 |
yes, my ATM card is collecting dust at home Modasatan liked this post
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Nov 9 2023, 09:43 AM
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Senior Member
4,254 posts Joined: Nov 2011 |
i been using paywave/ewallet so much until dont really need use cash much even if did also withdraw once a month lump sum then call it a month Modasatan liked this post
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Nov 9 2023, 09:44 AM
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Junior Member
87 posts Joined: Aug 2009 |
QUOTE(Oltromen Ripot @ Nov 9 2023, 09:33 AM) okay, i googled further. seems like the product name for MAE is "ATM Cash-Out", free using QR Code. why maybank so cacat 1? use own app, own account at own atm machines also wanna charge Rm1 fees.If "Cardless Withdrawal", then RM1/withdraw. luckily hong leong is free and the limit up to Rm1000. Modasatan liked this post
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Nov 9 2023, 09:46 AM
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Senior Member
2,067 posts Joined: Jan 2003 |
QUOTE(Modasatan @ Nov 9 2023, 09:16 AM) i wonder can i just cancel my ATM card to save the rm12 annual fee? since there is no needed to withdraw cash anymore, now just use app to withdraw right? Open a Basic Savings Account. No annual fee for the ATM card. Modasatan liked this post
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Nov 9 2023, 09:47 AM
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Junior Member
909 posts Joined: Apr 2019 From: BuKeYi Wonderland |
been using mae cash out since it start, never bring my mbb card with me ever since. Until I forgot my debit card expired Modasatan liked this post
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Nov 9 2023, 09:50 AM
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#36
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Junior Member
141 posts Joined: Oct 2020 |
QUOTE(Oltromen Ripot @ Nov 9 2023, 09:34 AM) okay, i googled further. seems like the product name for MAE is "ATM Cash-Out", free using QR Code. Edit: Nevermind. I misread your commentIf "Cardless Withdrawal", then RM1/withdraw. This post has been edited by potatolala: Nov 9 2023, 09:58 AM Modasatan liked this post
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Nov 9 2023, 09:51 AM
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Junior Member
197 posts Joined: Jan 2019 |
the myr 12 is not because of the card, its your account type banks have the "free" without annual fee type savings account also (as required by BNM) - and these accounts also got give card .. but limited ATM/counter withdrawals (eg 4 in a month ? anymore after that got service fees) Modasatan liked this post
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Nov 9 2023, 09:53 AM
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#38
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1,769 posts Joined: Feb 2008 |
Waiting hacker to hack careless withdrawal Modasatan liked this post
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Nov 9 2023, 09:56 AM
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#39
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Junior Member
84 posts Joined: Jun 2010 From: kota kinabalu |
i wonder is it BNM offfence if make business giving out cash like if the ATM queue so long, people come to my shop next door do QR pay to me and i handed them the cash they needed of course with a token fee Modasatan liked this post
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Nov 9 2023, 09:57 AM
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#40
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4,034 posts Joined: Dec 2019 |
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Nov 9 2023, 09:59 AM
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#41
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141 posts Joined: Oct 2020 |
QUOTE(Oltromen Ripot @ Nov 9 2023, 09:57 AM) Ya. My bad. I see that atm cash out and cardless withdrawal are 2 different things Modasatan liked this post
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Nov 9 2023, 10:04 AM
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#42
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218 posts Joined: Sep 2015 |
QUOTE(Lancer07 @ Nov 9 2023, 10:37 AM) I still bring it with me, to make payment Sometime some stall don’t accept Duitnow QR code but only TnG ewallet I seldom use TnG e wallet, so either duitnow or Maybank wave QUOTE(stevenryl86 @ Nov 9 2023, 10:53 AM) Still need secure2 when make withdrawal .. android maybe will kena |
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Nov 9 2023, 10:06 AM
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Junior Member
143 posts Joined: May 2022 |
Call bank u wanna cancel ATM card unless they waive.
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