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 Withdraw cash without ATM card...

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TSModasatan
post Nov 9 2023, 09:16 AM, updated 3y ago

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i wonder can i just cancel my ATM card to save the rm12 annual fee? since there is no needed to withdraw cash anymore, now just use app to withdraw right?
NEP1971
post Nov 9 2023, 09:17 AM

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RM12 pun tak mampu kah?
cuddlybubblyteddy
post Nov 9 2023, 09:17 AM

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QUOTE(Modasatan @ Nov 9 2023, 10:16 AM)
i wonder can i just cancel my ATM card to save the rm12 annual fee? since there is no needed to withdraw cash anymore, now just use app to withdraw right?
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Not sure with other bank

I have been using MAE (Maybank) apps for withdrawal at ATM


kuntilanak
post Nov 9 2023, 09:17 AM

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erm, why not ask the bank directly?
Alan Bush
post Nov 9 2023, 09:18 AM

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QUOTE(Modasatan @ Nov 9 2023, 09:16 AM)
i wonder can i just cancel my ATM card to save the rm12 annual fee? since there is no needed to withdraw cash anymore, now just use app to withdraw right?
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You could rob the bank, but that would be illegal.

laugh.gif
cuddlybubblyteddy
post Nov 9 2023, 09:18 AM

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QUOTE(NEP1971 @ Nov 9 2023, 10:17 AM)
RM12 pun tak mampu kah?
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1 ZUS coffee bro
bee002
post Nov 9 2023, 09:19 AM

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you can apply debit card for no annual chrages option,once apply limit one month 4 withdrawal only. i got this for MBB
EdEd
post Nov 9 2023, 09:19 AM

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no matter what /k tell u, u still need go bank to ask / cancel

might as well call them straight
kang6421
post Nov 9 2023, 09:20 AM

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Rm12? what bank oh? Hong Leong only charged Rm8 per annual
Oltromen Ripot
post Nov 9 2023, 09:20 AM

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QUOTE(cuddlybubblyteddy @ Nov 9 2023, 09:17 AM)
Not sure with other bank

I have been using MAE (Maybank) apps for withdrawal at ATM
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kaya siut..... every cardless withdrawal kena service charge....
Oltromen Ripot
post Nov 9 2023, 09:21 AM

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QUOTE(kang6421 @ Nov 9 2023, 09:20 AM)
Rm12? what bank oh? Hong Leong only charged Rm8 per annual
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inb4 CIMB topkek RM15.

(iinm)
cuddlybubblyteddy
post Nov 9 2023, 09:22 AM

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QUOTE(Oltromen Ripot @ Nov 9 2023, 10:20 AM)
kaya siut..... every cardless withdrawal kena service charge....
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Mana Ada? I Tak pernah kena charge

Matchy
post Nov 9 2023, 09:22 AM

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I think you still need the atm to register for secure2u? (for maybank at least)
misaka
post Nov 9 2023, 09:22 AM

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You bank in my account I withdraw for you com9lan7fam 10000% no scam
TSModasatan
post Nov 9 2023, 09:23 AM

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QUOTE(NEP1971 @ Nov 9 2023, 09:17 AM)
RM12 pun tak mampu kah?
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i will save anything not because of tak mampu, but because of i don want to waste my money on the laosy worker at the bank.
Oltromen Ripot
post Nov 9 2023, 09:23 AM

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QUOTE(cuddlybubblyteddy @ Nov 9 2023, 09:22 AM)
Mana Ada? I Tak pernah kena charge
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nonnon
post Nov 9 2023, 09:23 AM

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buy ur own atm machine
Jasonist
post Nov 9 2023, 09:24 AM

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pls withdraw all ur money out, put under ur pillow better
kons
post Nov 9 2023, 09:25 AM

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mbb atm/debit card can easily replace at machine.. no need to visit anyone counter in the bank.

outside malaysia there is no cashless withdrawal for foreigner, you will need debit card/credit card to withdraw cash from their atm.
cuddlybubblyteddy
post Nov 9 2023, 09:25 AM

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QUOTE(Oltromen Ripot @ Nov 9 2023, 10:23 AM)
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I think that is you use mobile phone number for withdrawal

Am using MAE careless withdrawal

So far no rm1 charges
TSModasatan
post Nov 9 2023, 09:27 AM

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QUOTE(Oltromen Ripot @ Nov 9 2023, 09:23 AM)
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WOW, I TOT IS FREE? cry.gif
Oltromen Ripot
post Nov 9 2023, 09:27 AM

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QUOTE(cuddlybubblyteddy @ Nov 9 2023, 09:22 AM)
Mana Ada? I Tak pernah kena charge
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QUOTE(Matchy @ Nov 9 2023, 09:22 AM)
I think you still need the atm to register for secure2u? (for maybank at least)
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QUOTE(Modasatan @ Nov 9 2023, 09:23 AM)
i will save anything not because of tak mampu, but because of i don want to waste my money on the laosy worker at the bank.
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in order to have secure2u, you'll need online banking.

in order to do cardless withdrawals, you'll need online banking.

in order to have online banking, you need to have the payable debit card (or credit card, if you want to argue). the free debit ATM card w/ 4withdrawals per month cannot have online banking or debit facility.
potatolala
post Nov 9 2023, 09:27 AM

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QUOTE(Oltromen Ripot @ Nov 9 2023, 09:20 AM)
kaya siut..... every cardless withdrawal kena service charge....
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?
Source?
Oltromen Ripot
post Nov 9 2023, 09:29 AM

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QUOTE(cuddlybubblyteddy @ Nov 9 2023, 09:25 AM)
I think that is you use mobile phone number for withdrawal

Am using MAE careless withdrawal

So far no rm1 charges
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careless withdrawals.

so careless didn't even check got fee or not.

anyway, i don't know about MAE, but when i used, RM1 was charged.
cuddlybubblyteddy
post Nov 9 2023, 09:30 AM

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QUOTE(Oltromen Ripot @ Nov 9 2023, 10:29 AM)
careless withdrawals.

so careless didn't even check got fee or not.

anyway, i don't know about MAE, but when i used, RM1 was charged.
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https://www.maybank2u.com.my/iwov-resources...atm-cashout.pdf


I never got charged. Just check my transaction history

It’s call cashout, not the one cardless withdrawal that limit only rm300


Rusty Nail
post Nov 9 2023, 09:31 AM

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kek, that's literally rm1/month
Oltromen Ripot
post Nov 9 2023, 09:33 AM

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okay, i googled further. seems like the product name for MAE is "ATM Cash-Out", free using QR Code.

If "Cardless Withdrawal", then RM1/withdraw.
Oltromen Ripot
post Nov 9 2023, 09:34 AM

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QUOTE(Modasatan @ Nov 9 2023, 09:27 AM)
WOW, I TOT IS FREE? cry.gif
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QUOTE(potatolala @ Nov 9 2023, 09:27 AM)
?
Source?
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QUOTE(cuddlybubblyteddy @ Nov 9 2023, 09:30 AM)
https://www.maybank2u.com.my/iwov-resources...atm-cashout.pdf
I never got charged. Just check my transaction history

It’s call cashout, not the one cardless withdrawal that limit only rm300
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okay, i googled further. seems like the product name for MAE is "ATM Cash-Out", free using QR Code.

If "Cardless Withdrawal", then RM1/withdraw.
bee002
post Nov 9 2023, 09:35 AM

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QUOTE(Oltromen Ripot @ Nov 9 2023, 09:27 AM)
in order to have secure2u, you'll need online banking.

in order to do cardless withdrawals, you'll need online banking.

in order to have online banking, you need to have the payable debit card (or credit card, if you want to argue). the free debit ATM card w/ 4withdrawals per month cannot have online banking or debit facility.
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i can use the online banking even i free debit card with limit 4 withdrawals , by the way i am using MBB
Oltromen Ripot
post Nov 9 2023, 09:37 AM

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QUOTE(bee002 @ Nov 9 2023, 09:35 AM)
i can use the online banking  even i free debit card with limit 4 withdrawals , by the way i am using MBB
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f. counter tipu me self!?
Lancer07
post Nov 9 2023, 09:37 AM

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yes, my ATM card is collecting dust at home
marfccy
post Nov 9 2023, 09:43 AM

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i been using paywave/ewallet so much until dont really need use cash much

even if did also withdraw once a month lump sum then call it a month
kang6421
post Nov 9 2023, 09:44 AM

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QUOTE(Oltromen Ripot @ Nov 9 2023, 09:33 AM)
okay, i googled further. seems like the product name for MAE is "ATM Cash-Out", free using QR Code.

If "Cardless Withdrawal", then RM1/withdraw.
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why maybank so cacat 1? use own app, own account at own atm machines also wanna charge Rm1 fees.

luckily hong leong is free and the limit up to Rm1000.
haya
post Nov 9 2023, 09:46 AM

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QUOTE(Modasatan @ Nov 9 2023, 09:16 AM)
i wonder can i just cancel my ATM card to save the rm12 annual fee? since there is no needed to withdraw cash anymore, now just use app to withdraw right?
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Open a Basic Savings Account. No annual fee for the ATM card.
BuKeYi
post Nov 9 2023, 09:47 AM

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been using mae cash out since it start, never bring my mbb card with me ever since. Until I forgot my debit card expired whistling.gif
potatolala
post Nov 9 2023, 09:50 AM

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QUOTE(Oltromen Ripot @ Nov 9 2023, 09:34 AM)
okay, i googled further. seems like the product name for MAE is "ATM Cash-Out", free using QR Code.

If "Cardless Withdrawal", then RM1/withdraw.
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Edit: Nevermind. I misread your comment

This post has been edited by potatolala: Nov 9 2023, 09:58 AM
PaperClip224
post Nov 9 2023, 09:51 AM

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the myr 12 is not because of the card, its your account type

banks have the "free" without annual fee type savings account also (as required by BNM) - and these accounts also got give card .. but limited ATM/counter withdrawals (eg 4 in a month ? anymore after that got service fees)
stevenryl86
post Nov 9 2023, 09:53 AM

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Waiting hacker to hack careless withdrawal
ThirdSon
post Nov 9 2023, 09:56 AM

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i wonder is it BNM offfence if make business giving out cash

like if the ATM queue so long, people come to my shop next door do QR pay to me and i handed them the cash they needed

of course with a token fee
Oltromen Ripot
post Nov 9 2023, 09:57 AM

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QUOTE(potatolala @ Nov 9 2023, 09:50 AM)
Where do you get this info rm1 charge?

I was never charge when I do cardless withdrawal
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This post has been edited by Oltromen Ripot: Nov 9 2023, 09:58 AM
potatolala
post Nov 9 2023, 09:59 AM

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QUOTE(Oltromen Ripot @ Nov 9 2023, 09:57 AM)
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Ya. My bad. I see that atm cash out and cardless withdrawal are 2 different things
cuddlybubblyteddy
post Nov 9 2023, 10:04 AM

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QUOTE(Lancer07 @ Nov 9 2023, 10:37 AM)
yes, my ATM card is collecting dust at home
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I still bring it with me, to make payment

Sometime some stall don’t accept Duitnow QR code but only TnG ewallet


I seldom use TnG e wallet, so either duitnow or Maybank wave


QUOTE(stevenryl86 @ Nov 9 2023, 10:53 AM)
Waiting hacker to hack careless withdrawal
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Still need secure2 when make withdrawal .. android maybe will kena
SUSEX Unseen Forces
post Nov 9 2023, 10:06 AM

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Call bank u wanna cancel ATM card unless they waive.

 

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