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 Bank lelong 2 aweks' car without their knowledge

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jerm57
post Oct 26 2023, 12:49 PM

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From: Penis ular Bolehland


QUOTE(homicidal85 @ Oct 26 2023, 12:42 PM)
banks need to provide answers.
glad this got viraled. if not, for sure the banks will just buat tak tahu. "sapa suruh tak bayar installment???" is the standard stereotype.

just because people didnt pay installment for 3 months doesnt mean you can lie and cheat them.
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Errr... after 2-3 months can't claim to be a mistake oredi. Oopsies.. i forgot? Sapa suruh tak bayar installment?
If 2nd month can't make installment, should already go to the bank to negotiate for deferment.
Pandai buy 65k car but dunno how to make regular payments pulak. Cannot afford then buy local car lah. Puii!

And bank didn't lie or cheat. Tak bayar memang they got right to repossess.
Because miss 1 month payment confirm they would already receive pink slip oredi.
Still no pay then dai sei lah.
jerm57
post Oct 26 2023, 12:51 PM

Casual
***
Junior Member
405 posts

Joined: Nov 2010
From: Penis ular Bolehland


QUOTE(billyboy @ Oct 26 2023, 12:48 PM)
interest payment excluded from her calculation.

car interest payment is flat rate which is 2x higher than bank financing (balance reducing).

interest builds up very fast.....don't pay, lose it lah....next time read agreement carefully, calculate carefully,.....  cool2.gif
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Besides.. doesn't matter how "unfair" it is or how much you have paid. You could have paid 99.99% with RM1 outstanding and still the bank has the right to repossess your vehicle because you defaulted on the contract which you signed. Contract is contract, not some tidak apa verbal agreement.

This post has been edited by jerm57: Oct 26 2023, 12:51 PM

 

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