Understood that the bank has the possesion right due to hire purchase agreement, but looking at the case #1, basically the owner (if the info is true) already own like 95% of the car. Kinda surprised that bank put the car on auction and sold off. (IF the news is true la). But very fishy case.

Besides.. doesn't matter how "unfair" it is or how much you have paid. You could have paid 99.99% with RM1 outstanding and still the bank has the right to repossess your vehicle because you defaulted on the contract which you signed. Contract is contract, not some tidak apa verbal agreement.