Recently I used GX card overseas. Without any doubt, this is presently the best card to use, even better than W*se
Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!
Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!
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Aug 16 2024, 10:10 AM
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#1
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5,830 posts Joined: Jun 2017 |
Recently I used GX card overseas. Without any doubt, this is presently the best card to use, even better than W*se
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Aug 17 2024, 09:06 AM
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#2
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Aug 18 2024, 04:56 PM
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#3
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Aug 18 2024, 05:06 PM
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#4
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Aug 20 2024, 03:13 PM
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#5
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QUOTE(poooky @ Aug 19 2024, 06:51 AM) Did you need to call CS or do anything to activate overseas spending? I'm planning to keep ~RM10k inside for 2 week Europe trip. Will carry some small amount of cash just incase, but will mainly be using the card Europe. You hardly need to use cash. Can't say about other countries. Either not widely accepted or extremely poor exchange rates. poooky liked this post
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Aug 31 2024, 01:11 PM
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#6
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QUOTE(Steve78 @ Aug 30 2024, 08:24 PM) GXBank debit card is a Mastercard, meaning it uses the Mastercard exchange rate, which offers the best exchange rate compared to Amex and Visa. And FX is a dynamic thing. Up and down is common.XE shows the mid-market rate, which isn't the actual rate available through any payment method. I have compared Wise and GX when I'm in Europe only a few weeks ago, Wise beats bank's card. GX beats Wise. I'm countries with super high inflation, Visa and MC works differently. Not sure which is better |
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Sep 10 2024, 10:11 AM
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#7
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QUOTE(wacko_joy @ Sep 9 2024, 01:02 PM) Thank you so much for your confirmation. I just done an online purchase. Their human chat is very good. That alone is worth using GX. Ask some obscure question and can still give you the answer.So far my experience with GX is still ok. Instant cash back eventho is just 1% but is applicable ALMOST all type of transactions! Few cents also I sapu for parking n tol Helpdesk is not robot. Two types of helpdesk - chat with REAL human or call. Will continue use GX as long they provide cashback. 3% daily interest is a bonus for me. |
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Sep 11 2024, 10:33 AM
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#8
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QUOTE(#Victor @ Sep 10 2024, 07:32 PM) anyone experience using GX Card linked with Alipay where it keep failed to make payment randomly? GX CS suggested to delete and link the card again each time when want to use with Alipay / WeChat Pay. Besides that, it is rather slow using with Alipay / WeChat compare with other banks cards where it required to approve the transaction in GXsecure. The pro is competitive foreign exchange rate but is not reliable when want to use for payment Probably because GX is new. Some online payment site will show all the other Malaysian bank but not GX. Probably same problem here with your AlipayAs for exchange rate, it is the best so far. No need to consider any other. magika liked this post
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Sep 11 2024, 02:19 PM
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#9
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QUOTE(wjleong15 @ Sep 11 2024, 05:45 AM) Careful to check gxbank scheduled transfer Similar thing has happened to me with a big well established international bank. Embarrassed me when the receiver did not get the money. Complain like hell but no answer.they sent me email on satuday for my sunday transfer but they did not transfer on sunday and other than the email they sent me no any record in their system or my account for that transfer and they refused to bear the responsibility on late payment and interest incurred by the card issuer very disappointed with gxbank on this matter never had this issue before with aeon bank before |
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Sep 12 2024, 06:31 AM
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#10
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QUOTE(wjleong15 @ Sep 11 2024, 11:59 AM) Ya my fault I din check That was a decade ago and don't think there are apps then or popular then. Still quite traditional.Last time sc same failed but they inform in app secured message (but no app notification) But luckily I noticed so no issue This one really disappointed they said no scheduled record at all So I screwed the cs Email screenshot + forward back to them Reported to bnm hope bnm can penalize them cause no record mean a really big issue cause digital bank no black and white on paper Today they can say no record in system tomorrow they can say to anybody no such account cause no record found |
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Sep 27 2024, 07:52 AM
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#11
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Some payment sites with drop down list of banks, GX isn't even listed.
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Sep 27 2024, 09:36 AM
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#12
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Oct 15 2024, 11:10 AM
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#13
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QUOTE(chong6998 @ Oct 14 2024, 04:03 PM) Some shop only accept cash btw, need some cash You mean, can use Malaysia Grabpay at Singapore hawker stalls?exchange rate better than money charger Use gx card to reload to grabpay to pay qr, this don't hav cashback Or use gx card directly pay shop, this hav cashback |
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Oct 16 2024, 11:38 AM
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#14
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Nov 18 2024, 04:55 PM
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#15
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QUOTE(xkaizoku @ Nov 17 2024, 02:18 PM) is there something wrong with the GX bank debit card? I was overseas and GX works fine until one day, suddenly stopped working.Paywave transactions keeps getting declined, online transactions also failed. bank account got money, details all correct. Online and contactless transactions enabled, limit not exceeded. Also, noticed the virtual card in the GX app will not show my card details. Nothing happens after i enter my pin. Send a request to GX and after a week, they came back to say maintainence. So, don't ever depend on 1 card. Natsukashii liked this post
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Nov 19 2024, 11:29 AM
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#16
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QUOTE(nexona88 @ Nov 18 2024, 10:16 AM) Card or bank account ya. That is why I always carry more than 1 card and make sure from different bank and make sure one is Visa and the other MC.Never ever depends on only 1... Always have backups if there's emergency situation where u need one... What I would like to highlight was, it took GX more than a week to give me explanation. That is too long a wait. Natsukashii and nexona88 liked this post
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Feb 6 2025, 09:21 PM
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#17
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QUOTE(magika @ Feb 6 2025, 06:36 AM) Gxbank for overseas use with 1%Β cashback is quite good. Plus cashback the rates are better than Wise. ATM cash withdrawal should be for emergency use only as most local banks overseas charge atm withdrawal fees with some exception of course. During holidays trying to search for a specific atm is a hassle.Β Due to using Gxbank for cashback, I am left with RM6000 worth of yen afterΒ my family holiday trip recently. sometimes, GX cash back amount is more than the Visa/MC conversion amount.Best to bring both GX and Wise. At one time, for a couple of day, my GX doesn't work. Query to GX and they promised to check and come back but never did. May be system down or whatever and that can happen to any bank. This post has been edited by touristking: Feb 6 2025, 09:23 PM |
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Dec 6 2025, 04:53 PM
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#18
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Sorry for asking. Can't follow all these pocket this or bonus that. Just put money into GX bank, how much is the interest now? Thanks my44 liked this post
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